In today’s fast-evolving technology landscape, choosing the right software infrastructure company can be a game-changer for investors. CCC Intelligent Solutions Holdings Inc. (CCCS) and Oddity Tech Ltd. (ODD) both operate in the software infrastructure sector but serve vastly different markets—insurance technology versus consumer beauty and wellness tech. This comparison explores their innovation strategies and market positions to help you decide which company offers the most compelling investment opportunity.
Table of contents
Companies Overview
I will begin the comparison between CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd. by providing an overview of these two companies and their main differences.
CCC Intelligent Solutions Holdings Inc. Overview
CCC Intelligent Solutions Holdings Inc. operates in the software infrastructure industry, focusing on cloud, mobile, AI, telematics, and hyperscale technologies tailored to the property and casualty insurance economy. Its SaaS platform supports AI-enabled workflows and connects insurance carriers, repairers, parts suppliers, and manufacturers. Founded in 1980 and headquartered in Chicago, the company has a market cap of 5.6B USD and employs about 2,310 people.
Oddity Tech Ltd. Overview
Oddity Tech Ltd. is a consumer-tech company specializing in digital-first beauty and wellness brands, leveraging its PowerMatch technology to innovate in the traditionally offline beauty sector. Based in Tel Aviv-Jaffa, Israel, the company offers products under IL MAKIAGE and SpoiledChild brands. Incorporated in 2013, Oddity Tech has a market cap of 2B USD with 489 employees and trades on the NASDAQ Global Market.
Key similarities and differences
Both companies operate within the technology sector under software infrastructure, yet their business models diverge significantly. CCC focuses on AI-driven solutions for the insurance ecosystem, while Oddity Tech targets consumer beauty and wellness markets through digital branding and technology. CCC is larger with a more established market presence, whereas Oddity Tech is a smaller, newer player with a higher beta, indicating greater stock volatility.
Income Statement Comparison
This table compares the 2024 fiscal year income statement metrics for CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd., highlighting key financial performance indicators.
| Metric | CCC Intelligent Solutions Holdings Inc. | Oddity Tech Ltd. |
|---|---|---|
| Market Cap | 5.6B USD | 2.0B USD |
| Revenue | 945M USD | 647M USD |
| EBITDA | 233M USD | 125M USD |
| EBIT | 109M USD | 116M USD |
| Net Income | 26M USD | 101M USD |
| EPS | 0.043 USD | 1.78 USD |
| Fiscal Year | 2024 | 2024 |
Income Statement Interpretations
CCC Intelligent Solutions Holdings Inc.
CCC Intelligent Solutions Holdings Inc. showed steady revenue growth from $633M in 2020 to $945M in 2024, with net income recovering from a loss in 2023 (-$92M) to a positive $26M in 2024. Gross margins remained strong at 75.55%, while net margins improved modestly to 2.77%. The 2024 year marked a significant EBIT turnaround, indicating improved operational efficiency.
Oddity Tech Ltd.
Oddity Tech Ltd. demonstrated robust revenue growth from $111M in 2020 to $647M in 2024, with net income rising sharply to $101M in 2024 from $59M in 2023. Margins remained healthy, with a 2024 gross margin of 72.38% and a net margin of 15.69%. The company sustained strong EBIT growth and efficient cost management, reflecting solid profitability gains in the most recent year.
Which one has the stronger fundamentals?
Oddity Tech Ltd. exhibits stronger fundamentals with consistent favorable margin expansions, higher net margins, and more pronounced revenue and net income growth over the period. CCC Intelligent Solutions shows improving trends but with lower net margins and a recent history of losses. Overall, Oddity Tech’s financial performance displays greater stability and profitability metrics.
Financial Ratios Comparison
The following table presents the key financial ratios for CCC Intelligent Solutions Holdings Inc. (CCCS) and Oddity Tech Ltd. (ODD) based on their most recent fiscal year data (2024).
| Ratios | CCC Intelligent Solutions Holdings Inc. (CCCS) | Oddity Tech Ltd. (ODD) |
|---|---|---|
| ROE | 1.31% | 35.95% |
| ROIC | 1.86% | 28.56% |
| P/E | 274.0 | 23.75 |
| P/B | 3.59 | 8.54 |
| Current Ratio | 3.65 | 1.79 |
| Quick Ratio | 3.65 | 0.99 |
| D/E (Debt-to-Equity) | 0.42 | 0.08 |
| Debt-to-Assets | 26.7% | 5.17% |
| Interest Coverage | 1.24 | 1521.1 |
| Asset Turnover | 0.30 | 1.47 |
| Fixed Asset Turnover | 4.68 | 19.38 |
| Payout ratio | 0% | 0% |
| Dividend yield | 0% | 0% |
Interpretation of the Ratios
CCC Intelligent Solutions Holdings Inc.
CCCS shows mixed financial health with a strong current ratio above 3.6, indicating good liquidity, but modest returns on assets and equity near 1.3%. High intangibles and negative free cash flow to equity raise caution. CCCS does not pay dividends, likely reflecting reinvestment in R&D and growth, consistent with negative free cash flow and ongoing capital expenditures.
Oddity Tech Ltd.
ODD displays robust profitability metrics with a favorable 35.95% return on equity and 28.56% return on invested capital. Its low debt levels and strong interest coverage ratio support financial stability. Oddity does not pay dividends, which aligns with its growth strategy and prioritization of reinvestment over shareholder payouts, despite a zero dividend yield flagged as unfavorable.
Which one has the best ratios?
Oddity Tech Ltd. exhibits a more favorable ratio profile, with strong profitability, low leverage, and efficient asset utilization. CCC Intelligent Solutions Holdings Inc. presents liquidity strength but weaker profitability and cash flow concerns. Overall, Oddity’s ratios suggest better operational and financial efficiency relative to CCCS.
Strategic Positioning
This section compares the strategic positioning of CCC Intelligent Solutions Holdings Inc. (CCCS) and Oddity Tech Ltd. (ODD) across Market position, Key segments, and Exposure to technological disruption:
CCCS
- Large market cap of 5.6B with lower beta indicating less volatility but faces competitive pressure in Software – Infrastructure sector.
- Focused on SaaS cloud, AI, telematics for insurance economy; key drivers include software subscriptions and ecosystem solutions.
- Exposure to AI and hyperscale technologies; digital transformation in insurance economy indicates moderate disruption risk.
ODD
- Smaller market cap of 2B with higher beta, reflecting higher volatility and competitive pressure in tech.
- Concentrated in beauty and wellness consumer tech using PowerMatch technology to disrupt offline industries.
- Digital-first brand building with innovative tech in offline-dominated beauty sector suggests high disruption exposure.
CCCS vs ODD Positioning
CCCS adopts a diversified approach targeting multiple segments within insurance technology, supported by substantial software subscription revenues. ODD concentrates on beauty and wellness consumer tech disruption. CCCS benefits from scale, while ODD focuses on innovation in niche markets.
Which has the best competitive advantage?
ODD demonstrates a very favorable moat with growing ROIC surpassing WACC, indicating durable competitive advantage. CCCS lacks sufficient data for MOAT evaluation, limiting assessment of its competitive advantage.
Stock Comparison
The past year revealed significant bearish trends for both CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd., with marked price declines and decelerating downward momentum reflecting challenging market dynamics.
Trend Analysis
CCC Intelligent Solutions Holdings Inc. experienced a bearish trend over the past 12 months, with a price decline of -31.78%. The trend shows deceleration and a moderate volatility level (std deviation 1.24), with prices ranging from 7.22 to 12.67.
Oddity Tech Ltd. also followed a bearish trajectory over the last year, with a -9.16% price change and decelerating trend. Volatility was notably higher (std deviation 11.75), with a price range between 32.19 and 77.35.
Comparing both stocks, CCC Intelligent Solutions Holdings Inc. delivered a larger price decrease than Oddity Tech Ltd., indicating a weaker market performance over the analyzed period.
Target Prices
The consensus target prices for CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd. reflect varied analyst expectations.
| Company | Target High | Target Low | Consensus |
|---|---|---|---|
| CCC Intelligent Solutions Holdings Inc. | 11 | 11 | 11 |
| Oddity Tech Ltd. | 80 | 40 | 66.33 |
Analysts expect CCC Intelligent Solutions Holdings Inc. to reach $11, suggesting upside from its current $8.75 price. Oddity Tech Ltd.’s target consensus at $66.33 implies significant growth potential versus its $35.4 market price.
Analyst Opinions Comparison
This section compares analysts’ ratings and grades for CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd.:
Rating Comparison
CCC Intelligent Solutions Holdings Inc. Rating
- No rating data available for CCC.
- No Discounted Cash Flow Score available.
- No ROE Score available.
- No ROA Score available.
- No Debt To Equity Score available.
- No Overall Score available.
Oddity Tech Ltd. Rating
- Rated B+, considered Very Favorable overall.
- DCF Score of 4, indicating a Favorable valuation.
- ROE Score of 5, Very Favorable efficiency in equity use.
- ROA Score of 4, Favorable asset utilization.
- Debt To Equity Score of 3, Moderate financial risk.
- Overall Score of 3, considered Moderate.
Which one is the best rated?
Based strictly on the available data, Oddity Tech Ltd. is better rated with a B+ rating and multiple favorable scores. CCC Intelligent Solutions Holdings Inc. lacks any provided ratings or scores for comparison.
Scores Comparison
Here is a comparison of the Altman Z-Score and Piotroski Score for CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd.:
CCCS Scores
- Altman Z-Score: 2.18, indicating a grey zone moderate risk
- Piotroski Score: 3, classified as very weak financial health
ODD Scores
- Altman Z-Score: 3.78, indicating a safe zone low risk
- Piotroski Score: 6, classified as average financial health
Which company has the best scores?
Based strictly on the provided data, Oddity Tech Ltd. has stronger scores, with a safe zone Altman Z-Score and an average Piotroski Score, compared to CCC Intelligent Solutions Holdings Inc.’s grey zone and very weak scores.
Grades Comparison
Here is a detailed comparison of the grades assigned to CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd.:
CCC Intelligent Solutions Holdings Inc. Grades
This table summarizes the consensus grade distribution and recommendation for CCC Intelligent Solutions Holdings Inc.
| Grading Company | Action | New Grade | Date |
|---|---|---|---|
| Consensus | Buy | Buy | 2026 |
The overall grades for CCC Intelligent Solutions show a positive bias with a consensus “Buy” rating supported by 6 buys and 3 holds, indicating moderate confidence among analysts.
Oddity Tech Ltd. Grades
This table shows recent grades from reputable financial institutions for Oddity Tech Ltd.
| Grading Company | Action | New Grade | Date |
|---|---|---|---|
| Keybanc | Maintain | Overweight | 2026-01-08 |
| JP Morgan | Maintain | Overweight | 2025-12-12 |
| JP Morgan | Maintain | Overweight | 2025-11-21 |
| Barclays | Maintain | Equal Weight | 2025-11-21 |
| Morgan Stanley | Maintain | Equal Weight | 2025-11-21 |
| Needham | Maintain | Buy | 2025-11-20 |
| Keybanc | Maintain | Overweight | 2025-10-08 |
| JMP Securities | Maintain | Market Outperform | 2025-09-23 |
| Morgan Stanley | Maintain | Equal Weight | 2025-08-06 |
| JMP Securities | Maintain | Market Outperform | 2025-08-05 |
Oddity Tech Ltd.’s grades consistently indicate a favorable outlook, with multiple “Overweight,” “Buy,” and “Market Outperform” ratings, reflecting sustained analyst confidence.
Which company has the best grades?
Oddity Tech Ltd. has received consistently more frequent and higher-tier grades such as “Overweight” and “Market Outperform” from major banks, compared to CCC Intelligent Solutions’ consensus “Buy” rating. This could imply a stronger analyst conviction in Oddity Tech Ltd.’s potential, which investors may consider when evaluating risk and opportunities.
Strengths and Weaknesses
Below is a comparison table highlighting the key strengths and weaknesses of CCC Intelligent Solutions Holdings Inc. (CCCS) and Oddity Tech Ltd. (ODD) based on the most recent available data.
| Criterion | CCC Intelligent Solutions Holdings Inc. (CCCS) | Oddity Tech Ltd. (ODD) |
|---|---|---|
| Diversification | Moderate: Mainly focused on Software Subscriptions (906M in 2024) with smaller Other Services (38M) | Limited data, likely focused on core tech offerings |
| Profitability | Data unavailable | Strong: Net margin 15.7%, ROE 36%, ROIC 28.6% (all favorable) |
| Innovation | Data unavailable | High: Demonstrates durable competitive advantage with growing ROIC (+34%) |
| Global presence | Data unavailable | Implied strong presence with growing profitability and market position |
| Market Share | Data unavailable | Likely strong in niche markets, supported by high returns and value creation |
Key takeaways: Oddity Tech Ltd. shows clear financial strength and a durable competitive advantage with strong profitability and innovation metrics. CCC Intelligent Solutions has a focused revenue stream but lacks detailed financial data for a full assessment, making ODD the more transparent and attractive choice currently.
Risk Analysis
Below is a comparative risk overview for CCC Intelligent Solutions Holdings Inc. (CCCS) and Oddity Tech Ltd. (ODD) based on the most recent data from 2025-2026.
| Metric | CCC Intelligent Solutions Holdings Inc. (CCCS) | Oddity Tech Ltd. (ODD) |
|---|---|---|
| Market Risk | Moderate (Beta 0.72, relatively stable) | High (Beta 3.18, highly volatile) |
| Debt level | Unknown (data unavailable) | Low (Debt/Equity 0.08, favorable) |
| Regulatory Risk | Moderate (US tech sector regulations) | Moderate to High (Israel and US market exposure) |
| Operational Risk | Moderate (software infrastructure complexity) | Moderate (consumer tech with digital brand scaling) |
| Environmental Risk | Low (cloud-based services, limited physical footprint) | Low (consumer products, minimal environmental impact) |
| Geopolitical Risk | Low (US-based operations) | Elevated (Israel-based, geopolitical tensions possible) |
The most likely and impactful risks lie with Oddity Tech Ltd. due to its high market volatility (beta 3.18) and geopolitical exposure from its base in Israel. CCC Intelligent Solutions shows moderate market risk but lacks complete debt data, which could mask financial vulnerabilities. Investors should watch ODD’s geopolitical environment closely while considering CCCS’s unclear leverage position.
Which Stock to Choose?
CCC Intelligent Solutions Holdings Inc. (CCCS) shows a favorable income evolution with a 9.05% revenue growth in 2024 and strong profitability improvements. Its financial ratios reveal a mixed picture, with moderate profitability and a net debt to EBITDA of about 1.93, but scores indicate some financial weakness, including a very weak Piotroski score and a grey zone Altman Z-Score. No formal rating is available.
Oddity Tech Ltd. (ODD) demonstrates robust income growth, with a 27.2% revenue increase in 2024 and consistently favorable profitability metrics. Its financial ratios are largely positive, including a very favorable return on equity of 36%, low debt levels, and a safe zone Altman Z-Score. The company holds a very favorable rating of B+ and a global favorable ratio evaluation.
Considering the ratings and comprehensive financial evaluations, ODD could appear more favorable for investors seeking quality and value creation, given its strong profitability and financial health. Conversely, CCCS might be of interest to those focusing on companies with improving income trends but with higher financial risk and weaker scores.
Disclaimer: Investment carries a risk of loss of initial capital. The past performance is not a reliable indicator of future results. Be sure to understand risks before making an investment decision.
Go Further
I encourage you to read the complete analyses of CCC Intelligent Solutions Holdings Inc. and Oddity Tech Ltd. to enhance your investment decisions:
