ROYAL BANK OF CANADA chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 34.62
Dividend & Yield5.12C$ (4.11%)
Beta 0.73
Market capitalization 174.76B
Operating cash flow -62.11B
ESG Scores 18.2

Company description

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, indirect lending, including auto financing, mutual funds and self-directed brokerage accounts, guaranteed investment certificates, credit cards, and payment products and solutions; and lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, trade products, and services to small and medium-sized commercial businesses. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. Its Wealth Management segment provides a suite of advice-based solutions and strategies to high net worth and ultra-high net worth individuals, and institutional clients. The company's Insurance segment offers life, health, home, auto, travel, wealth, annuities, and reinsurance advice and solutions; and business insurance services to individual, business, and group clients through its advice centers, RBC insurance stores, and mobile advisors; digital, mobile, and social platforms; independent brokers; and travel partners. Its Investor & Treasury Services segment provides asset servicing, custody, payments, and treasury services to financial and other investors; and fund and investment administration, shareholder, private capital, performance measurement and compliance monitoring, distribution, transaction banking, cash and liquidity management, foreign exchange, and global securities finance services. The company's Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, advisory services, sale, and trading services for corporations, institutional investors, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.

Sector: Financial Services - Industry: Banks—Diversified

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2018-10-31 2019-10-31 2020-10-31 2021-10-31
Change To Liabilities
Total Cashflows From Investing Activities -8.02B -11.13B -39.56B -57.35B
Net Borrowings -500M 137M -825M -385M
Total Cash From Financing Activities 40.78B 42.35B 119.08B 82.95B
Change To Operating Activities -47.42B -25.62B -3.9B -62.01B
Issuance Of Stock 5.81B 5.63B 4.85B 4.85B
Net Income 12.4B 12.86B 11.43B 16.04B
Change In Cash 1.8B -3.9B 92.58B -5.04B
Effect Of Exchange Rate 66M 419M 1.06B -2.81B
Total Cash From Operating Activities -31.02B -35.54B 11.99B -27.83B
Depreciation 865M 910M 1.61B 1.53B
Change To Account Receivables
Other Cashflows From Financing Activities 48.46B 49.81B 126.82B 88.87B
Change To Netincome 1.61B 1.02B 3.53B -435M
Capital Expenditures -1.98B -2.26B -2.63B -2.19B

Income Statement 2018-10-31 2019-10-31 2020-10-31 2021-10-31
Research Development
Income Before Tax 15.76B 15.91B 14.39B 20.63B
Net Income 12.4B 12.86B 11.43B 16.04B
Selling General Administrative 19.36B 20.41B 21.14B 22.39B
Gross Profit 41.27B 44.14B 42.83B 50.45B
Ebit
Operating Income 16.84B 17.11B 15.66B 21.92B
Interest Expense
Income Tax Expense 3.33B 3.04B 2.95B 4.58B
Total Revenue 41.27B 44.14B 42.83B 50.45B
Cost Of Revenue
Total Other Income ExpenseNet -1.08B -1.2B -1.27B -1.29B
Net Income From Continuing Ops 12.43B 12.87B 11.44B 16.05B
Net Income Applicable To Common Shares 12.12B 12.59B 11.16B 15.78B

Balance Sheet Statement 2018-10-31 2019-10-31 2020-10-31 2021-10-31
Total Liabilities 1.25T 1.35T 1.54T 1.61T
Total Stockholder Equity 73.55B 77.82B 80.72B 91.98B
Other Current Liabilities 67.06B 74.85B 72.95B 81.32B
Total Assets 1.33T 1.43T 1.62T 1.71T
Common Stock 17.64B 17.64B 17.63B 17.73B
Other Current Assets 81.09B 89.69B 102.68B 108.2B
Retained Earnings 51.11B 55.98B 59.81B 71.8B
Treasury Stock 4.8B 4.19B 3.29B 2.46B
Cash 27.81B 23.71B 115.89B 111.85B
Total Current Liabilities 1.13T 1.21T 1.38T 1.47T
Other Stockholder Equity 4.82B 4.25B 3.41B 2.53B
Property, Plant, and Equipment 2.83B 3.19B 7.93B 7.42B
Total Current Assets 635.53B 678.91B 787.92B 806.1B
Net Tangible Assets 57.73B 61.91B 64.67B 76.66B
Net Receivables 12.37B 12.63B 12.16B 13.34B
Accounts Payable 837.73B 887.6B 1.01T 1.1T


Insider Transactions

Here are the insider transactions of stock shares related to ROYAL BANK OF CANADA:

Filer Name Transaction Text Ownership Date Filer Relation Shares
McKay (David Ian)Exercise of options at price 42.80 per share.D2022-10-24Director of Issuer4.08k
McKay (David Ian)Acquisition or disposition in the public market at price 91.13 per share.D2022-10-24Director of Issuer4.08k
Royal Bank of CanadaD2022-09-29Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 90.54 per share.D2022-09-29Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 91.22 per share.D2022-09-28Issuer300k
Royal Bank of CanadaD2022-09-28Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 90.25 per share.D2022-09-27Issuer350k
Royal Bank of CanadaD2022-09-27Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 90.07 per share.D2022-09-26Issuer350k
Royal Bank of CanadaD2022-09-26Issuer350k
Royal Bank of CanadaD2022-09-23Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 90.46 per share.D2022-09-23Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 92.99 per share.D2022-09-22Issuer350k
Royal Bank of CanadaD2022-09-22Issuer350k
McKay (David Ian)Exercise of options at price 43.48 per share.D2022-09-22Director of Issuer4.08k
McKay (David Ian)Acquisition or disposition in the public market at price 92.83 per share.D2022-09-22Director of Issuer4.08k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 94.40 per share.D2022-09-21Issuer350k
Royal Bank of CanadaD2022-09-21Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 94.86 per share.D2022-09-20Issuer350k
Royal Bank of CanadaD2022-09-20Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 96.01 per share.D2022-09-19Issuer350k
Royal Bank of CanadaD2022-09-19Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 95.42 per share.D2022-09-16Issuer350k
Royal Bank of CanadaD2022-09-16Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 96.98 per share.D2022-09-15Issuer350k
Royal Bank of CanadaD2022-09-15Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 96.71 per share.D2022-09-14Issuer350k
Royal Bank of CanadaD2022-09-14Issuer350k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 96.70 per share.D2022-09-13Issuer300k
Royal Bank of CanadaD2022-09-13Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 99.32 per share.D2022-09-12Issuer300k
Royal Bank of CanadaD2022-09-12Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 97.94 per share.D2022-09-09Issuer300k
Royal Bank of CanadaD2022-09-09Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 95.60 per share.D2022-09-08Issuer300k
Royal Bank of CanadaD2022-09-08Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 93.78 per share.D2022-09-07Issuer300k
Royal Bank of CanadaD2022-09-07Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 93.03 per share.D2022-09-06Issuer300k
Royal Bank of CanadaD2022-09-06Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 94.14 per share.D2022-09-02Issuer150k
Royal Bank of CanadaD2022-09-02Issuer150k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 91.98 per share.D2022-09-01Issuer300k
Royal Bank of CanadaD2022-09-01Issuer300k
Royal Bank of CanadaD2022-08-31Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 93.37 per share.D2022-08-31Issuer300k
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 94.66 per share.D2022-08-30Issuer300k
Royal Bank of CanadaD2022-08-30Issuer300k
Vandal (Thierry)Acquisition or disposition in the public market at price 94.71 per share.D2022-08-30Director of Issuer52
Vandal (Thierry)Acquisition or disposition in the public market at price 94.70 per share.D2022-08-30Director of Issuer79
Royal Bank of CanadaRedemption, retraction, cancelation, repurchase at price 95.84 per share.D2022-08-29Issuer300k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to ROYAL BANK OF CANADA. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on ROYAL BANK OF CANADA

Here is the result of two systematic investment strategies applied to ROYAL BANK OF CANADA. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on ROYAL BANK OF CANADA

The following chart shows the equity curve of the two systematic investment strategies applied to ROYAL BANK OF CANADA:

ROYAL BANK OF CANADA automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 16.96% on the backtest period.

Performance at glance

Performance

16.96 %

Latent gain

258.34 C$

Invested capital

1523.16 C$

Annualized return

4.1 %
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Momentum strategy results on ROYAL BANK OF CANADA

This is the result of two momentum investment strategies applied to ROYAL BANK OF CANADA. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on ROYAL BANK OF CANADA

The following chart shows all the entries opened by the momentum investment system on ROYAL BANK OF CANADA:

ROYAL BANK OF CANADA momentum entries
  • The first momentum investment strategy would give 21.32% of return on ROYAL BANK OF CANADA. That represents 1095.79C$ of latent gain with 5139.46C$ of employed capital.
  • The second momentum investment strategy would give 17.05% of return on ROYAL BANK OF CANADA. That represents 555.99C$ of latent gain with 3261.51C$ of employed capital.
Performance at glance (1Q Momentum)

Performance

21.32 %

Latent gain

1095.79 C$

Invested capital

5139.46 C$

Annualized return

-3.8 %
Performance at glance (2Q Momentum)

Performance

17.05 %

Latent gain

555.99 C$

Invested capital

3261.51 C$

Annualized return

4.66 %

Momentum equity curve on ROYAL BANK OF CANADA

The following chart shows the equity curve of the two momentum strategies applied to ROYAL BANK OF CANADA:

ROYAL BANK OF CANADA momentum equity

Note: the dividends potentially given by ROYAL BANK OF CANADA are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ROYAL BANK OF CANADA

The following chart shows the employed capital evolution of the two momentum strategies on ROYAL BANK OF CANADA since the beginning:

ROYAL BANK OF CANADA

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250C$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000C$.


Buy the dip strategy result on ROYAL BANK OF CANADA

Buy the dip entry openings on ROYAL BANK OF CANADA

ROYAL BANK OF CANADA

The performance achieved by the robo-advisor on ROYAL BANK OF CANADA is -8.13%. That represents -45.06$ of latent gain with 554.06C$ of employed capital. The following chart shows ROYAL BANK OF CANADA stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of ROYAL BANK OF CANADA, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

-8.13 %

Latent gain

-45.06 C$

Invested capital

554.06 C$

Annualized return

-3.8 %

Equity curve of the strategy applied to ROYAL BANK OF CANADA

The following chart shows the result of the investment strategy applied to ROYAL BANK OF CANADA:

ROYAL BANK OF CANADA

Note: the dividends potentially given by ROYAL BANK OF CANADA are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ROYAL BANK OF CANADA

The following chart shows the employed capital evolution since the beginning of the investment strategy on ROYAL BANK OF CANADA:

ROYAL BANK OF CANADA

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on ROYAL BANK OF CANADA

In this section, I will compare the three previous investment strategies applied to ROYAL BANK OF CANADA.

Equity curve comparison on ROYAL BANK OF CANADA

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

ROYAL BANK OF CANADA investment strategy comparison

Employed capital comparison on ROYAL BANK OF CANADA

ROYAL BANK OF CANADA investment comparison

Performance comparison on ROYAL BANK OF CANADA

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 16.96% 258.34C$ 1523.16C$ 4.1%
Momentum 1 quarter 21.32% 1095.79C$ 5139.46C$ 5.47%
Momentum 2 quarters 17.05% 555.99C$ 3261.51C$ 4.66%
Non-directional -8.13% -45.06C$ 554.06C$ -3.8%
Annualized return comparison

Automatic investment

4.1 %

Momentum 1Q

4.66 %

Momentum 2Q

4.66 %

Non-directional

-3.8 %

Correlated stocks

Here are the most positively and negatively correlated stocks with ROYAL BANK OF CANADA:

Positive correlations

Most correlated stocks this year

  • ROYAL BANK OF CANADA

  • Most correlated stocks last 3 months

  • EVERTZ TECHNOLOGIES LIMITED
  • Dominion Energy Inc
  • TravelCenters of America Inc
  • ROYAL BANK OF CANADA

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months


    Note: The algorithm computes the probability of correlation between ROYAL BANK OF CANADA and the other stocks. There may be false positives or some missing correlated stocks. If the price of ROYAL BANK OF CANADA does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name ROYAL BANK OF CANADA
    Country Canada
    City Toronto
    Address 200 Bay Street
    Phone
    Website www.rbc.com
    FullTime employees 88541
    Industry Banks—Diversified
    Sector Financial Services
    Exchange XTSE
    Ticker RY.XTSE
    Market

    ROYAL BANK OF CANADA ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 1.2
    Peer Environment Performance 1.6380606060606
    Environment Percentile unknown
    Palm Oil no
    Nuclear no
    Fur Leather no
    GMO no
    Coal no
    Pesticides no
    Animal Testing no

    Social scores

    Social ESG Factors Scores
    Social Score 11.1
    Peer Social Performance 10.846727272727
    Social Percentile unknown
    Highest Controversy 3
    Peer Highest Controversy Performance 2.1627906976744
    Adult no
    Gambling no
    Alcoholic no
    Tobacco no
    Catholic no
    Controversial Weapons no
    Small Arms no
    Military Contract no
    Peer Count yes

    Related Controversy: Customer IncidentsSociety & Community IncidentsBusiness Ethics Incidents


    Governance scores

    Governance ESG Factors Scores
    Governance Score 6.0
    Peer Governance Performance 11.514666666667
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: 18.2
    Environment Score: 1.2
    Social Score: 11.1
    Governance Score: 6.0

    ESG Performance: UNDER_PERF

    Peer Group: Banks

    Peer Esg Score Performance: 24.496744186047

    Rating Year: 2022

    Rating Month: 8

    Max Age: 86400

    Percentile: 20