IYO BANK chart

Last update: 2021-02-19
Key statistics and financials
Revenue per share 436.17
Dividend & Yield16.00¥ (2.40%)
Beta 0.43
Market capitalization 204.84B
Operating cash flow N/A
ESG Scores unknown

Company description

The Iyo Bank, Ltd., together with its subsidiaries, provides banking and other financial services in Tokyo, Nagoya, and ASEAN regions. The company operates through Commercial Banking and Leasing segments. It offers fund raising and asset management products comprising investment trust, ordinary deposit, time deposit, reserve-type time deposits/time deposits, foreign currency deposits, government bonds, financial product brokerage, and product overview manual list; and savings accounts. The company's loan portfolio consists of card, car, education, mortgage, remodeling, housing support, and housing loans. It also provides insurance, smartphone application, debit card, account information linking, cash card, foreign currency exchange and remittance, telephone, and utilities bill payment services. In addition, the company offers financing, such as business loans, private placement bonds, loan syndication, and procurement support; and business consultation and management support services. Further, it provides lending, securities investment, and exchange services, as well as business support, credit guarantee, credit card, securities trading, and fund management services; and software development and information processing services. As of March 31, 2021, the company operated 149 branches located in 13 prefectures and 1 foreign branch. The Iyo Bank, Ltd. was founded in 1878 and is headquartered in Matsuyama, Japan.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Change To Liabilities
Total Cashflows From Investing Activities 237.49B -134.03B -69.75B 163.64B
Net Borrowings
Total Cash From Financing Activities 158.28B 34.98B 753.59B 125.75B
Change To Operating Activities -302.12B -14.03B -15.63B -201.35B
Issuance Of Stock 231M 638M 638M 638M
Net Income 18.53B 18.92B 18.09B 26.42B
Change In Cash 82.23B -90.5B 695.67B 98.7B
Effect Of Exchange Rate 13M -6M 6M 33M
Total Cash From Operating Activities -313.55B 8.56B 11.83B -190.72B
Depreciation 4.43B 4.89B 5.09B 5.08B
Change To Account Receivables
Other Cashflows From Financing Activities 162.71B 39.41B 758.02B 130.5B
Change To Netincome -43.98B -10.69B -3.43B -32.23B
Capital Expenditures -3.63B -2.39B -2.85B -2.52B

Income Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Research Development
Income Before Tax 28.13B 28.39B 25.8B 37.77B
Net Income 18.53B 18.92B 18.09B 26.42B
Selling General Administrative 52.36B 51.65B 51.91B 49.77B
Gross Profit 106.98B 105.53B 107.36B 126.32B
Ebit
Operating Income 28.36B 29.32B 26B 38.2B
Interest Expense
Income Tax Expense 8.37B 8.1B 7.55B 11.15B
Total Revenue 106.98B 105.53B 107.36B 126.32B
Cost Of Revenue
Total Other Income ExpenseNet -232M -932M -201M -422M
Net Income From Continuing Ops 19.75B 20.29B 18.25B 26.62B
Net Income Applicable To Common Shares 18.53B 18.92B 18.09B 26.42B

Balance Sheet Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Total Liabilities 6.52T 7.12T 7.81T 7.81T
Total Stockholder Equity 625.6B 650.05B 732.82B 724.68B
Other Current Liabilities 35.94B 26.38B 28.8B 28.4B
Total Assets 7.17T 7.8T 8.55T 8.54T
Common Stock 20.95B 20.95B 20.95B 20.95B
Other Current Assets 49.59B 44.2B 43.82B 45.47B
Retained Earnings 418.32B 433.08B 446.87B 468.49B
Treasury Stock 174.73B 181.45B 244.65B 214.95B
Cash 809.67B 719.09B 1.42T 1.51T
Total Current Liabilities 5.95T 6T 6.79T 6.74T
Other Stockholder Equity 179.92B 186.58B 249.69B 219.82B
Property, Plant, and Equipment 73.76B 72.23B 72.99B 72.51B
Total Current Assets 859.61B 1.12T 1.46T 1.56T
Net Tangible Assets 618.58B 642.01B 723.79B 715.25B
Net Receivables
Accounts Payable 5.69T 5.73T 6.5T 6.63T


Insider Transactions

Here are the insider transactions of stock shares related to IYO BANK:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to IYO BANK. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on IYO BANK

Here is the result of two systematic investment strategies applied to IYO BANK. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on IYO BANK

The following chart shows the equity curve of the two systematic investment strategies applied to IYO BANK:

IYO BANK automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -7.67% on the backtest period.

Performance at glance

Performance

-7.67 %

Latent gain

-537.0 ¥

Invested capital

6997.0 ¥

Annualized return

-1.83 %
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Momentum strategy results on IYO BANK

This is the result of two momentum investment strategies applied to IYO BANK. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on IYO BANK

The following chart shows all the entries opened by the momentum investment system on IYO BANK:

IYO BANK momentum entries
  • The first momentum investment strategy would give -5.93% of return on IYO BANK. That represents -570.0¥ of latent gain with 9614.0¥ of employed capital.
  • The second momentum investment strategy would give -2.86% of return on IYO BANK. That represents -285.0¥ of latent gain with 9975.0¥ of employed capital.
Performance at glance (1Q Momentum)

Performance

-5.93 %

Latent gain

-570.0 ¥

Invested capital

9614.0 ¥

Annualized return

2.37 %
Performance at glance (2Q Momentum)

Performance

-2.86 %

Latent gain

-285.0 ¥

Invested capital

9975.0 ¥

Annualized return

-0.77 %

Momentum equity curve on IYO BANK

The following chart shows the equity curve of the two momentum strategies applied to IYO BANK:

IYO BANK momentum equity

Note: the dividends potentially given by IYO BANK are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on IYO BANK

The following chart shows the employed capital evolution of the two momentum strategies on IYO BANK since the beginning:

IYO BANK

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250¥, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000¥.


Buy the dip strategy result on IYO BANK

Buy the dip entry openings on IYO BANK

IYO BANK

The performance achieved by the robo-advisor on IYO BANK is 5.21%. That represents 64.0$ of latent gain with 1228.0¥ of employed capital. The following chart shows IYO BANK stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of IYO BANK, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

5.21 %

Latent gain

64.0 ¥

Invested capital

1228.0 ¥

Annualized return

2.37 %

Equity curve of the strategy applied to IYO BANK

The following chart shows the result of the investment strategy applied to IYO BANK:

IYO BANK

Note: the dividends potentially given by IYO BANK are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on IYO BANK

The following chart shows the employed capital evolution since the beginning of the investment strategy on IYO BANK:

IYO BANK

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on IYO BANK

In this section, I will compare the three previous investment strategies applied to IYO BANK.

Equity curve comparison on IYO BANK

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

IYO BANK investment strategy comparison

Employed capital comparison on IYO BANK

IYO BANK investment comparison

Performance comparison on IYO BANK

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -7.67% -537.0¥ 6997.0¥ -1.83%
Momentum 1 quarter -5.93% -570.0¥ 9614.0¥ -1.5%
Momentum 2 quarters -2.86% -285.0¥ 9975.0¥ -0.77%
Non-directional 5.21% 64.0¥ 1228.0¥ 2.37%
Annualized return comparison

Automatic investment

-1.83 %

Momentum 1Q

-0.77 %

Momentum 2Q

-0.77 %

Non-directional

2.37 %

Correlated stocks

Here are the most positively and negatively correlated stocks with IYO BANK:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between IYO BANK and the other stocks. There may be false positives or some missing correlated stocks. If the price of IYO BANK does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name IYO BANK
Country Japan
City Matsuyama
Address 1, Minami-Horibata-cho
Phone 81 89 931 9899
Website www.iyobank.co.jp
FullTime employees 3044
Industry Banks—Regional
Sector Financial Services
Exchange XTKS
Ticker 8385.XTKS
Market www.jpx.co.jp

IYO BANK ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown