SING INV & FIN chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 0.41
Dividend & Yield0.08S$ (5.52%)
Beta 0.48
Market capitalization 228.56M
Operating cash flow -116.85M
ESG Scores unknown

Company description

Sing Investments & Finance Limited provides financing services to individuals and corporations in Singapore. The company offers fixed and savings deposits, current accounts, and conveyancing accounts, as well as safe deposit box services. It also offers housing, residential and commercial property, HDB, car, share, shipping, land and construction, machinery, and unsecured business loans; government-backed small and medium enterprises (SME) loans, and SME working capital loans; and invoice factoring/account receivables, and block discounting and floor stock financing products. In addition, the company provides nominee services. It serves customers through its network of four branches. Sing Investments & Finance Limited was incorporated in 1964 and is headquartered in Singapore.

Sector: Financial Services - Industry: Credit Services

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -47.91M -4.99M -1M -284k
Net Borrowings -32k -32k -33k -31k
Total Cash From Financing Activities -11.03M -11.07M -9.49M -5.71M
Change To Operating Activities 101.24M -42.35M 76.95M -97.94M
Issuance Of Stock
Net Income 24.03M 20.02M 19.6M 31.43M
Change In Cash 66.55M -34.26M 87.76M -72M
Effect Of Exchange Rate
Total Cash From Operating Activities 125.5M -18.2M 98.25M -66.01M
Depreciation 1.43M 1.51M 2.22M 2.23M
Change To Account Receivables
Other Cashflows From Financing Activities
Change To Netincome -1.21M 2.62M -530k -1.73M
Capital Expenditures -5.46M -5.08M -1.06M -811k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 28.73M 22.12M 23.24M 37.32M
Net Income 24.03M 20.02M 19.6M 31.43M
Selling General Administrative 15.11M 16.08M 15.97M 18.1M
Gross Profit 52.9M 48.5M 46.87M 63.21M
Ebit
Operating Income 28.74M 22.15M 20.64M 36.42M
Interest Expense
Income Tax Expense 4.7M 2.1M 3.64M 5.89M
Total Revenue 52.9M 48.5M 46.87M 63.21M
Cost Of Revenue
Total Other Income ExpenseNet -13k -30k 2.6M 899k
Net Income From Continuing Ops 24.03M 20.02M 19.6M 31.43M
Net Income Applicable To Common Shares 24.03M 20.02M 19.6M 31.43M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 2.45B 2.54B 2.46B 2.51B
Total Stockholder Equity 363M 372.98M 387.46M 405.76M
Other Current Liabilities 8.27M 2.01M 5.14M 6.73M
Total Assets 2.81B 2.92B 2.85B 2.92B
Common Stock 180.01M 180.01M 180.01M 180.01M
Other Current Assets 66.81M 73.23M 62.57M 63.31M
Retained Earnings 174.52M 183.53M 193.69M 219.59M
Treasury Stock 8.47M 9.45M 13.77M 6.17M
Cash 317.12M 282.86M 370.62M 298.62M
Total Current Liabilities 2.44B 2.53B 2.31B 2.45B
Other Stockholder Equity 8.47M 9.45M 13.77M 6.17M
Property, Plant, and Equipment 21.44M 25.48M 24.69M 23.61M
Total Current Assets 2.47B 2.55B 2.51B 2.51B
Net Tangible Assets 363M 372.98M 387.46M 405.76M
Net Receivables 2.09B 2.19B 2.08B 2.14B
Accounts Payable 2.4B 2.5B 2.28B 2.29B


Insider Transactions

Here are the insider transactions of stock shares related to SING INV & FIN:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Lee (Sze Siong)D2021-08-12Deputy Managing Director45.01k
Lee (Sze Siong)D2021-06-25Deputy Managing Director15.01k
Lee (Sze Leong)Purchase at price 1.08 per share.D2021-06-25Chief Executive Officer16.5k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to SING INV & FIN. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on SING INV & FIN

Here is the result of two systematic investment strategies applied to SING INV & FIN. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on SING INV & FIN

The following chart shows the equity curve of the two systematic investment strategies applied to SING INV & FIN:

SING INV & FIN automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 5.82% on the backtest period.

Performance at glance

Performance

5.82 %

Latent gain

116.34 S$

Invested capital

1999.17 S$

Annualized return

1.33 %
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Momentum strategy results on SING INV & FIN

This is the result of two momentum investment strategies applied to SING INV & FIN. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on SING INV & FIN

The following chart shows all the entries opened by the momentum investment system on SING INV & FIN:

SING INV & FIN momentum entries
  • The first momentum investment strategy would give 6.88% of return on SING INV & FIN. That represents 464.0S$ of latent gain with 6746.25S$ of employed capital.
  • The second momentum investment strategy would give 7.73% of return on SING INV & FIN. That represents 347.59S$ of latent gain with 4499.51S$ of employed capital.
Performance at glance (1Q Momentum)

Performance

6.88 %

Latent gain

464.0 S$

Invested capital

6746.25 S$

Annualized return

3.17 %
Performance at glance (2Q Momentum)

Performance

7.73 %

Latent gain

347.59 S$

Invested capital

4499.51 S$

Annualized return

1.99 %

Momentum equity curve on SING INV & FIN

The following chart shows the equity curve of the two momentum strategies applied to SING INV & FIN:

SING INV & FIN momentum equity

Note: the dividends potentially given by SING INV & FIN are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on SING INV & FIN

The following chart shows the employed capital evolution of the two momentum strategies on SING INV & FIN since the beginning:

SING INV & FIN

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250S$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000S$.


Buy the dip strategy result on SING INV & FIN

Buy the dip entry openings on SING INV & FIN

SING INV & FIN

The performance achieved by the robo-advisor on SING INV & FIN is 7.49%. That represents 37.44$ of latent gain with 500.12S$ of employed capital. The following chart shows SING INV & FIN stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of SING INV & FIN, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

7.49 %

Latent gain

37.44 S$

Invested capital

500.12 S$

Annualized return

3.17 %

Equity curve of the strategy applied to SING INV & FIN

The following chart shows the result of the investment strategy applied to SING INV & FIN:

SING INV & FIN

Note: the dividends potentially given by SING INV & FIN are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on SING INV & FIN

The following chart shows the employed capital evolution since the beginning of the investment strategy on SING INV & FIN:

SING INV & FIN

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on SING INV & FIN

In this section, I will compare the three previous investment strategies applied to SING INV & FIN.

Equity curve comparison on SING INV & FIN

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

SING INV & FIN investment strategy comparison

Employed capital comparison on SING INV & FIN

SING INV & FIN investment comparison

Performance comparison on SING INV & FIN

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 5.82% 116.34S$ 1999.17S$ 1.33%
Momentum 1 quarter 6.88% 464.0S$ 6746.25S$ 1.67%
Momentum 2 quarters 7.73% 347.59S$ 4499.51S$ 1.99%
Non-directional 7.49% 37.44S$ 500.12S$ 3.17%
Annualized return comparison

Automatic investment

1.33 %

Momentum 1Q

1.99 %

Momentum 2Q

1.99 %

Non-directional

3.17 %

Correlated stocks

Here are the most positively and negatively correlated stocks with SING INV & FIN:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between SING INV & FIN and the other stocks. There may be false positives or some missing correlated stocks. If the price of SING INV & FIN does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name SING INV & FIN
Country Singapore
City Singapore
Address No. 01-01 SIF Building
Phone 65 6305 0300
Website www.sif.com.sg
FullTime employees 158
Industry Credit Services
Sector Financial Services
Exchange XSES
Ticker S35.XSES
Market www.sgx.com

SING INV & FIN ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown