UNION FIN.FRANCE chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 14.92
Dividend & Yield3.70€ (17.70%)
Beta 0.9
Market capitalization 338.9M
Operating cash flow 14.8M
ESG Scores unknown

Company description

Union Financière de France Banque SA, a wealth management consulting bank, offers products and services to individuals, companies, and sportsmen in France. The company offers investment solutions, which include securities, life insurance, and property rental. It operates 25 agencies. The company was founded in 1968 and is headquartered in Paris, France. Union Financière de France Banque SA operates as a subsidiary of Aviva Vie SA.

Sector: Financial Services - Industry: Asset Management

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities 42.41M 32.46M 36.58M -59.92M
Net Borrowings -3.03M -3.03M -3.31M -3.71M
Total Cash From Financing Activities -31.64M -34.53M -3.3M -15.86M
Change To Operating Activities -27.97M 9.98M 35.47M 9.1M
Issuance Of Stock 7k 7k 7k 7k
Net Income 104.13M 20.93M 5.57M 11.66M
Change In Cash 5.97M 32.74M 75.08M -42M
Effect Of Exchange Rate
Total Cash From Operating Activities -4.8M 34.81M 41.81M 33.78M
Depreciation 3.71M 7.62M 9.13M 11.7M
Change To Account Receivables 35k 35k -11.06M
Other Cashflows From Financing Activities
Change To Netincome -70.46M 7.73M 6.32M 7.2M
Capital Expenditures -7.7M -6.5M -2.03M -1.85M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 118.81M 33.03M 8.7M 17.11M
Net Income 104.13M 20.93M 5.57M 11.66M
Selling General Administrative 176.9M 162.68M 159.44M 169.85M
Gross Profit 213.59M 202.5M 178.74M 199.25M
Ebit 33.04M 32.28M 10.25M 17.7M
Operating Income 33.04M 32.28M 10.25M 17.7M
Interest Expense -260k -250k -249k -437k
Income Tax Expense 14.68M 12.1M 3.13M 5.46M
Total Revenue 265.77M 247.32M 219.21M 248.8M
Cost Of Revenue 52.18M 44.83M 40.48M 49.55M
Total Other Income ExpenseNet 85.77M 755k -1.55M -583k
Net Income From Continuing Ops 104.13M 20.93M 5.57M 11.66M
Net Income Applicable To Common Shares 104.13M 20.93M 5.57M 11.66M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 122.77M 140.37M 177.44M 193.04M
Total Stockholder Equity 180.13M 166.85M 171.24M 177.68M
Other Current Liabilities 33.07M 40.26M 80.82M 102.88M
Total Assets 302.9M 307.21M 348.69M 370.71M
Common Stock 41.28M 41.97M 42.46M 42.57M
Other Current Assets 1M 1.55M 1.72M
Retained Earnings 92.86M 9.63M 5.57M 307k
Treasury Stock 45.99M 115.24M 123.21M 134.8M
Cash 47.13M 79.87M 154.95M 112.95M
Total Current Liabilities 101.27M 103.41M 132.17M 102.88M
Other Stockholder Equity 45.99M 115.24M 123.21M 134.8M
Property, Plant, and Equipment 24.68M 35.89M 40.31M 38.4M
Total Current Assets 105.17M 132.03M 213.22M 145.19M
Net Tangible Assets 158.01M 141.07M 147.02M 158.04M
Net Receivables 57.04M 50.61M 56.56M 32.24M
Accounts Payable 20.83M 18.31M 17.98M


Insider Transactions

Here are the insider transactions of stock shares related to UNION FIN.FRANCE:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to UNION FIN.FRANCE. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on UNION FIN.FRANCE

Here is the result of two systematic investment strategies applied to UNION FIN.FRANCE. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on UNION FIN.FRANCE

The following chart shows the equity curve of the two systematic investment strategies applied to UNION FIN.FRANCE:

UNION FIN.FRANCE automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -8.76% on the backtest period.

Performance at glance

Performance

-8.76 %

Latent gain

-151.15 €

Invested capital

1726.35 €

Annualized return

-2.15 %
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Momentum strategy results on UNION FIN.FRANCE

This is the result of two momentum investment strategies applied to UNION FIN.FRANCE. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on UNION FIN.FRANCE

The following chart shows all the entries opened by the momentum investment system on UNION FIN.FRANCE:

UNION FIN.FRANCE momentum entries
  • The first momentum investment strategy would give -8.11% of return on UNION FIN.FRANCE. That represents -383.85€ of latent gain with 4733.55€ of employed capital.
  • The second momentum investment strategy would give -9.14% of return on UNION FIN.FRANCE. That represents -392.65€ of latent gain with 4294.85€ of employed capital.
Performance at glance (1Q Momentum)

Performance

-8.11 %

Latent gain

-383.85 €

Invested capital

4733.55 €

Annualized return

-1.05 %
Performance at glance (2Q Momentum)

Performance

-9.14 %

Latent gain

-392.65 €

Invested capital

4294.85 €

Annualized return

-2.54 %

Momentum equity curve on UNION FIN.FRANCE

The following chart shows the equity curve of the two momentum strategies applied to UNION FIN.FRANCE:

UNION FIN.FRANCE momentum equity

Note: the dividends potentially given by UNION FIN.FRANCE are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on UNION FIN.FRANCE

The following chart shows the employed capital evolution of the two momentum strategies on UNION FIN.FRANCE since the beginning:

UNION FIN.FRANCE

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250€, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000€.


Buy the dip strategy result on UNION FIN.FRANCE

Buy the dip entry openings on UNION FIN.FRANCE

UNION FIN.FRANCE

The performance achieved by the robo-advisor on UNION FIN.FRANCE is -2.18%. That represents -27.1$ of latent gain with 1244.3€ of employed capital. The following chart shows UNION FIN.FRANCE stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of UNION FIN.FRANCE, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

-2.18 %

Latent gain

-27.1 €

Invested capital

1244.3 €

Annualized return

-1.05 %

Equity curve of the strategy applied to UNION FIN.FRANCE

The following chart shows the result of the investment strategy applied to UNION FIN.FRANCE:

UNION FIN.FRANCE

Note: the dividends potentially given by UNION FIN.FRANCE are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on UNION FIN.FRANCE

The following chart shows the employed capital evolution since the beginning of the investment strategy on UNION FIN.FRANCE:

UNION FIN.FRANCE

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on UNION FIN.FRANCE

In this section, I will compare the three previous investment strategies applied to UNION FIN.FRANCE.

Equity curve comparison on UNION FIN.FRANCE

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

UNION FIN.FRANCE investment strategy comparison

Employed capital comparison on UNION FIN.FRANCE

UNION FIN.FRANCE investment comparison

Performance comparison on UNION FIN.FRANCE

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -8.76% -151.15€ 1726.35€ -2.15%
Momentum 1 quarter -8.11% -383.85€ 4733.55€ -2.11%
Momentum 2 quarters -9.14% -392.65€ 4294.85€ -2.54%
Non-directional -2.18% -27.1€ 1244.3€ -1.05%
Annualized return comparison

Automatic investment

-2.15 %

Momentum 1Q

-2.54 %

Momentum 2Q

-2.54 %

Non-directional

-1.05 %

Correlated stocks

Here are the most positively and negatively correlated stocks with UNION FIN.FRANCE:

Positive correlations

Most correlated stocks this year

  • UNION FIN.FRANCE

  • Most correlated stocks last 3 months

  • PROSHARES ULTRA MSCI BRAZIL CAPPED
  • UNION FIN.FRANCE
  • GET NICE FIN

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months


    Note: The algorithm computes the probability of correlation between UNION FIN.FRANCE and the other stocks. There may be false positives or some missing correlated stocks. If the price of UNION FIN.FRANCE does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name UNION FIN.FRANCE
    Country France
    City Paris
    Address 32 Avenue dIEna
    Phone 33 1 40 69 65 17
    Website www.uff.net
    FullTime employees 1189
    Industry Asset Management
    Sector Financial Services
    Exchange XPAR
    Ticker UFF.XPAR
    Market www.euronext.com

    UNION FIN.FRANCE ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown