OneMain Holdings Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 22.52
Dividend & Yield4.00$ (9.24%)
Beta 1.73
Market capitalization 5.26B
Operating cash flow 2.39B
ESG Scores unknown

Company description

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Sector: Financial Services - Industry: Credit Services

Financial data

Financial Statements

Cashflow Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Change To Liabilities
Total Cashflows From Investing Activities -3.43B -751M -2.14B -2.12B
Net Borrowings 1.93B 487M -162M 469M
Total Cash From Financing Activities 1.52B -370M -1.81B -326M
Change To Operating Activities 67M -118M -48M -90M
Issuance Of Stock 2M 2M 2M 2M
Net Income 855M 730M 1.31B 878M
Change In Cash 454M 1.09B -1.71B -58M
Effect Of Exchange Rate
Total Cash From Operating Activities 2.36B 2.21B 2.25B 2.39B
Depreciation 271M 264M 264M 262M
Change To Account Receivables
Other Cashflows From Financing Activities
Change To Netincome 1.17B 1.34B 717M 1.34B
Capital Expenditures

Income Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Research Development
Income Before Tax 1.1B 977M 1.74B 1.16B
Net Income 855M 730M 1.31B 878M
Selling General Administrative 885M 834M 914M 908M
Gross Profit 2.5B 2.35B 3.27B 2.65B
Ebit
Operating Income 1.13B 1.02B 1.82B 1.19B
Interest Expense
Income Tax Expense 243M 247M 427M 285M
Total Revenue 2.69B 2.59B 3.44B 2.8B
Cost Of Revenue 185M 242M 176M 150M
Total Other Income ExpenseNet -35M -39M -78M -27M
Net Income From Continuing Ops 855M 730M 1.31B 878M
Net Income Applicable To Common Shares 855M 730M 1.31B 878M

Balance Sheet Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Total Liabilities 18.49B 19.03B 18.99B 19.5B
Total Stockholder Equity 4.33B 3.44B 3.09B 3.03B
Other Current Liabilities
Total Assets 22.82B 22.47B 22.08B 22.53B
Common Stock 1M 1M 1M 1M
Other Current Assets 471M 451M 476M 461M
Retained Earnings 2.6B 1.69B 1.73B 2.12B
Treasury Stock 44M 94M -307M -786M
Cash 1.23B 2.27B 541M 498M
Total Current Liabilities 58M
Other Stockholder Equity 44M 94M 61M -119M
Property, Plant, and Equipment 163M 153M 140M 152M
Total Current Assets 18.46B 17.78B 17.39B 17.9B
Net Tangible Assets 2.56B 1.71B 1.38B 1.33B
Net Receivables 16.77B 15.06B 16.37B 16.94B
Accounts Payable


Insider Transactions

Here are the insider transactions of stock shares related to OneMain Holdings Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
HEDLUND MICHAEL AStock Award(Grant) at price 0.00 per share.D2023-02-06Officer11.88k
SHULMAN DOUGLAS HStock Award(Grant) at price 0.00 per share.D2023-02-06Chief Executive Officer93.11k
CONRAD MICAH RStock Award(Grant) at price 0.00 per share.D2023-02-06Chief Financial Officer26.21k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2023-02-06Chief Operating Officer24.78k
SHULMAN DOUGLAS HStock Award(Grant) at price 0.00 per share.D2023-01-20Chief Executive Officer79.6k
CONRAD MICAH RStock Award(Grant) at price 0.00 per share.D2023-01-20Chief Financial Officer24.17k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2023-01-20Chief Operating Officer22.86k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2023-01-20Chief Operating Officer22.86k
SMITH RICHARD AStock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
GUTHRIE ROY AStock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
SORANNO KEATING VALERIEStock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
CALDWELL PHYLLIS RStock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
DARUVALA TOOS NOSHIRStock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
BRONNER PHILIP L.Stock Award(Grant) at price 0.00 per share.D2023-01-11Director4.24k
SHULMAN DOUGLAS HPurchase at price 37.08 - 47.00 per share.D2022-08-01Chief Executive Officer2.15k
SHULMAN DOUGLAS HPurchase at price 40.23 per share.D2022-05-20Chief Executive Officer1k
SHULMAN DOUGLAS HPurchase at price 40.19 - 40.83 per share.D2022-05-10Chief Executive Officer2.5k
SHULMAN DOUGLAS HPurchase at price 42.35 - 44.65 per share.D2022-03-08Chief Executive Officer1k
SHULMAN DOUGLAS HPurchase at price 48.37 per share.D2022-03-01Chief Executive Officer1k
DARUVALA TOOS NOSHIRStock Award(Grant) at price 0.00 per share.D2022-02-14Director2.45k
SHULMAN DOUGLAS HStock Award(Grant) at price 0.00 per share.D2022-01-27Chief Executive Officer205.22k
CONRAD MICAH RStock Award(Grant) at price 0.00 per share.D2022-01-27Chief Financial Officer41.59k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2022-01-27Chief Operating Officer37.76k
HEDLUND MICHAEL AStock Award(Grant) at price 0.00 per share.D2022-01-26Officer2.62k
SMITH RICHARD AStock Award(Grant) at price 0.00 per share.D2021-12-31Director2.79k
GUTHRIE ROY AStock Award(Grant) at price 0.00 per share.D2021-12-31Director2.79k
SORANNO KEATING VALERIEStock Award(Grant) at price 0.00 per share.D2021-12-31Director2.79k
CALDWELL PHYLLIS RStock Award(Grant) at price 0.00 per share.D2021-12-31Director2.79k
BRONNER PHILIP L.Stock Award(Grant) at price 0.00 per share.D2021-12-31Director2.79k
SHULMAN DOUGLAS HPurchase at price 50.73 per share.D2021-11-17Chief Executive Officer1k
BRONNER PHILIP L.Stock Award(Grant) at price 0.00 per share.D2021-11-08Director438
SHULMAN DOUGLAS HPurchase at price 55.89 - 56.42 per share.D2021-10-26Chief Executive Officer2.25k
CONRAD MICAH RStock Award(Grant) at price 0.00 per share.D2021-09-07Chief Financial Officer37.5k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2021-09-07Chief Operating Officer37.5k
SHULMAN DOUGLAS HPurchase at price 58.14 - 58.50 per share.D2021-08-06Chief Executive Officer8.57k
SHULMAN DOUGLAS HStock Award(Grant) at price 0.00 per share.D2021-07-16Chief Executive Officer100k
CALDWELL PHYLLIS RStock Award(Grant) at price 0.00 per share.D2021-06-01Director1.74k
HICKS GEORGE GSale at price 51.76 per share.I2021-05-04Unknown1.9M
HICKS GEORGE GSale at price 51.01 per share.I2021-02-16Beneficial Owner of more than 10% of a Class of Security1.9M
SMITH RICHARD AStock Award(Grant) at price 0.00 per share.D2021-01-28Director2.97k
GUTHRIE ROY AStock Award(Grant) at price 0.00 per share.D2021-01-28Director2.97k
SORANNO KEATING VALERIEStock Award(Grant) at price 0.00 per share.D2021-01-28Director2.97k
HEDLUND MICHAEL AStock Award(Grant) at price 0.00 per share.D2021-01-28Officer2.33k
SHULMAN DOUGLAS HStock Award(Grant) at price 0.00 per share.D2021-01-28Chief Executive Officer40.37k
CONRAD MICAH RStock Award(Grant) at price 0.00 per share.D2021-01-28Chief Financial Officer13.58k
CHADHA RAJIVEStock Award(Grant) at price 0.00 per share.D2021-01-28Chief Operating Officer12.85k
LEVINE JAY NSale at price 40.10 - 40.19 per share.D2020-11-25Director56.57k
LEVINE JAY NSale at price 40.33 per share.D2020-11-18Director15.72k
SORANNO KEATING VALERIEStock Award(Grant) at price 0.00 per share.D2020-11-05Director27.7k
CONRAD MICAH RPurchase at price 18.86 per share.D2020-05-13Chief Financial Officer2.5k
LEVINE JAY NPurchase at price 21.88 per share.D2020-03-17Director20k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to OneMain Holdings Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on OneMain Holdings Inc

Here is the result of two systematic investment strategies applied to OneMain Holdings Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on OneMain Holdings Inc

The following chart shows the equity curve of the two systematic investment strategies applied to OneMain Holdings Inc:

OneMain Holdings Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 56.79% on the backtest period.

Performance at glance

Performance

56.79 %

Latent gain

1304.16 $

Invested capital

2296.29 $

Annualized return

13.72 %
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Momentum strategy results on OneMain Holdings Inc

This is the result of two momentum investment strategies applied to OneMain Holdings Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on OneMain Holdings Inc

The following chart shows all the entries opened by the momentum investment system on OneMain Holdings Inc:

OneMain Holdings Inc momentum entries
  • The first momentum investment strategy would give 73.59% of return on OneMain Holdings Inc. That represents 3609.96$ of latent gain with 4905.39$ of employed capital.
  • The second momentum investment strategy would give 68.5% of return on OneMain Holdings Inc. That represents 2392.92$ of latent gain with 3493.53$ of employed capital.
Performance at glance (1Q Momentum)

Performance

73.59 %

Latent gain

3609.96 $

Invested capital

4905.39 $

Annualized return

23.97 %
Performance at glance (2Q Momentum)

Performance

68.5 %

Latent gain

2392.92 $

Invested capital

3493.53 $

Annualized return

18.72 %

Momentum equity curve on OneMain Holdings Inc

The following chart shows the equity curve of the two momentum strategies applied to OneMain Holdings Inc:

OneMain Holdings Inc momentum equity

Note: the dividends potentially given by OneMain Holdings Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on OneMain Holdings Inc

The following chart shows the employed capital evolution of the two momentum strategies on OneMain Holdings Inc since the beginning:

OneMain Holdings Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on OneMain Holdings Inc

Buy the dip entry openings on OneMain Holdings Inc

OneMain Holdings Inc

The performance achieved by the robo-advisor on OneMain Holdings Inc is 51.29%. That represents 387.49$ of latent gain with 755.51$ of employed capital. The following chart shows OneMain Holdings Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of OneMain Holdings Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

51.29 %

Latent gain

387.49 $

Invested capital

755.51 $

Annualized return

23.97 %

Equity curve of the strategy applied to OneMain Holdings Inc

The following chart shows the result of the investment strategy applied to OneMain Holdings Inc:

OneMain Holdings Inc

Note: the dividends potentially given by OneMain Holdings Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on OneMain Holdings Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on OneMain Holdings Inc:

OneMain Holdings Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on OneMain Holdings Inc

In this section, I will compare the three previous investment strategies applied to OneMain Holdings Inc.

Equity curve comparison on OneMain Holdings Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

OneMain Holdings Inc investment strategy comparison

Employed capital comparison on OneMain Holdings Inc

OneMain Holdings Inc investment comparison

Performance comparison on OneMain Holdings Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 56.79% 1304.16$ 2296.29$ 13.72%
Momentum 1 quarter 73.59% 3609.96$ 4905.39$ 18.87%
Momentum 2 quarters 68.5% 2392.92$ 3493.53$ 18.72%
Non-directional 51.29% 387.49$ 755.51$ 23.97%
Annualized return comparison

Automatic investment

13.72 %

Momentum 1Q

18.72 %

Momentum 2Q

18.72 %

Non-directional

23.97 %

Correlated stocks

Here are the most positively and negatively correlated stocks with OneMain Holdings Inc:

Positive correlations

Most correlated stocks this year

  • OneMain Holdings Inc

  • Most correlated stocks last 3 months

  • Investors Title Company
  • Waterstone Financial Inc
  • CHINA 33MEDIA
  • Cambridge Bancorp
  • Great Elm Capital Corp
  • Organogenesis Holdings Inc - Class A
  • Signet Jewelers Ltd
  • American National Bankshares Inc
  • Northrim Bancorp Inc
  • HNI Corp
  • Preformed Line Products Company
  • NL Industries Inc
  • Party City Holdco Inc
  • National Cinemedia Inc
  • BlackRock Capital Investment Corp
  • Merchants Bancorp
  • Northwest Bancshares Inc
  • Live Oak Bancshares Inc
  • Peapack-Gladstone Financial Corp
  • H&R Block Inc
  • South Jersey Industries Inc
  • Crown Crafts Inc
  • CNO Financial Group Inc
  • Dave & Buster`s Entertainment Inc
  • Designer Brands Inc - Class A
  • Entravision Communications Corp - Class A
  • Invacare Corp
  • Tenneco Inc - Class A
  • Evogene Ltd
  • Service Properties Trust
  • Ebix Inc
  • Extreme Networks Inc
  • Cadence Bancorporation - Class A
  • Carlisle Companies Inc
  • Albany International Corp - Class A
  • OneMain Holdings Inc
  • Watts Water Technologies Inc - Class A
  • Southern First Bancshares Inc
  • Pathward Financial Inc
  • Synchrony Financial
  • EchoStar Corp - Class A
  • Ryman Hospitality Properties Inc
  • U.S. Silica Holdings Inc
  • Helix Energy Solutions Group Inc
  • Ducommun Inc
  • EDAP TMS S.A.
  • Dillard`s Inc - Class A
  • Select Energy Services Inc - Class A
  • First Northwest Bancorp
  • Cumulus Media Inc - Class A
  • Southern Missouri Bancorp Inc
  • Estee Lauder Cos. Inc - Class A
  • THARISA PLC ORD USD0.001 (DI)
  • Golden Entertainment Inc
  • Avid Technology Inc
  • PlayAGS Inc
  • Golar Lng
  • Global X SuperDividend REIT ETF
  • UBS AG London Branch
  • Sysco Corp
  • iStar Inc
  • Glaukos Corporation
  • Grupo Aeroportuario Del Pacifico SAB de CV
  • PARK LAWN CORPORATION

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months


    Note: The algorithm computes the probability of correlation between OneMain Holdings Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of OneMain Holdings Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name OneMain Holdings Inc
    Country United States
    City Evansville
    Address 601 N.W. Second Street
    Phone 812 424 8031
    Website www.onemainfinancial.com
    FullTime employees 9200
    Industry Credit Services
    Sector Financial Services
    Exchange XNYS
    Ticker OMF
    Market www.nyse.com

    OneMain Holdings Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown