Intercorp Financial Services Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 41.89
Dividend & Yield2.40$ (10.04%)
Beta 0.79
Market capitalization 2.82B
Operating cash flow -180.84M
ESG Scores unknown

Company description

Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management. It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts. The company also offers retail banking products, including credit cards, payroll deduction loans, mortgages, and consumer loans, as well as cash, student, and collateralized cash loans. In addition, the company provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products. Further, it offers treasury and institutional banking, as well as securitization services. Additionally, the company provides annuities and conventional life insurance, and other retail insurance products, as well as financial advisory services for equities, fixed income, structured products, alternative investments, and managed accounts; brokerage, and investment management services. It operates financial stores and ATMs. Intercorp Financial Services Inc. was incorporated in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Change To Liabilities 896.38M
Total Cashflows From Investing Activities 4.1M -4.05B -2.33B -1.76B
Net Borrowings 628.62M 83.27M -215.32M -253.19M
Total Cash From Financing Activities 5.44B 8.59B 1.03B -1.74B
Change To Operating Activities -4.67B 2.22B -2.21B -3.82B
Issuance Of Stock 684.12M
Net Income 1.44B 383.26M 1.79B 1.66B
Change In Cash 2.76B 8.29B -1.73B -3.71B
Effect Of Exchange Rate 26.93M -99.11M 112.79M -25.74M
Total Cash From Operating Activities -2.7B 3.85B -547.96M -180.84M
Depreciation 262.01M 268.75M 279.69M 336.23M
Change To Account Receivables
Other Cashflows From Financing Activities 4.78B 9.2B 1.88B -737.84M
Change To Netincome 571.77M 1.59B 255.01M 1.16B
Capital Expenditures -68.19M -52.37M -87.28M -131.51M

Income Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Research Development
Income Before Tax 1.94B 310.62M 2.3B 2.13B
Net Income 1.44B 383.26M 1.79B 1.66B
Selling General Administrative 1.81B 1.73B 2.06B 2.38B
Gross Profit 3.85B 2.26B 4.63B 4.83B
Ebit
Operating Income 1.87B 350.9M 2.37B 2.15B
Interest Expense
Income Tax Expense 493.33M -72.93M 502.11M 462.54M
Total Revenue 3.85B 2.26B 4.63B 4.83B
Cost Of Revenue
Total Other Income ExpenseNet 70.03M -40.28M -67.35M -17.69M
Net Income From Continuing Ops 1.45B 383.55M 1.8B 1.67B
Net Income Applicable To Common Shares 1.44B 383.26M 1.79B 1.66B

Balance Sheet Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Total Liabilities 62.66B 79.28B 80.4B 77.44B
Total Stockholder Equity 8.86B 8.91B 9.5B 9.99B
Other Current Liabilities 349.09M 230.37M 398.76M 369.21M
Total Assets 71.56B 88.24B 89.95B 87.48B
Common Stock 1.04B 1.04B 1.04B 1.04B
Other Current Assets 7.5B 7.54B 9.96B 10.24B
Retained Earnings 6.85B 6.5B 8.1B 9.04B
Treasury Stock 442.71M 834M -171.66M -616.64M
Cash 3.1B 11.58B 7.88B 3.93B
Total Current Liabilities 42.01B 49.9B 51.05B 54.05B
Other Stockholder Equity 442.9M 836.77M -168.3M -613.28M
Property, Plant, and Equipment 950.94M 844.43M 815.12M 791.43M
Total Current Assets 12.78B 20.91B 19.88B 15.74B
Net Tangible Assets 7.88B 7.87B 8.46B 8.36B
Net Receivables 545.06M 469.02M 520.53M 817.41M
Accounts Payable 38.17B 47.33B 48.92B 48.58B


Insider Transactions

Here are the insider transactions of stock shares related to Intercorp Financial Services Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Intercorp Financial Services Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Intercorp Financial Services Inc

Here is the result of two systematic investment strategies applied to Intercorp Financial Services Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Intercorp Financial Services Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Intercorp Financial Services Inc:

Intercorp Financial Services Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -18.2% on the backtest period.

Performance at glance

Performance

-18.2 %

Latent gain

-138.24 $

Invested capital

759.56 $

Annualized return

-8.12 %
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Momentum strategy results on Intercorp Financial Services Inc

This is the result of two momentum investment strategies applied to Intercorp Financial Services Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Intercorp Financial Services Inc

The following chart shows all the entries opened by the momentum investment system on Intercorp Financial Services Inc:

Intercorp Financial Services Inc momentum entries
  • The first momentum investment strategy would give -19.77% of return on Intercorp Financial Services Inc. That represents -486.64$ of latent gain with 2461.55$ of employed capital.
  • The second momentum investment strategy would give -18.08% of return on Intercorp Financial Services Inc. That represents -225.27$ of latent gain with 1246.01$ of employed capital.
Performance at glance (1Q Momentum)

Performance

-19.77 %

Latent gain

-486.64 $

Invested capital

2461.55 $

Annualized return

57.29 %
Performance at glance (2Q Momentum)

Performance

-18.08 %

Latent gain

-225.27 $

Invested capital

1246.01 $

Annualized return

-10.27 %

Momentum equity curve on Intercorp Financial Services Inc

The following chart shows the equity curve of the two momentum strategies applied to Intercorp Financial Services Inc:

Intercorp Financial Services Inc momentum equity

Note: the dividends potentially given by Intercorp Financial Services Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Intercorp Financial Services Inc

The following chart shows the employed capital evolution of the two momentum strategies on Intercorp Financial Services Inc since the beginning:

Intercorp Financial Services Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Intercorp Financial Services Inc

Buy the dip entry openings on Intercorp Financial Services Inc

Intercorp Financial Services Inc

The performance achieved by the robo-advisor on Intercorp Financial Services Inc is 13.75%. That represents 67.06$ of latent gain with 487.69$ of employed capital. The following chart shows Intercorp Financial Services Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Intercorp Financial Services Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

13.75 %

Latent gain

67.06 $

Invested capital

487.69 $

Annualized return

57.29 %

Equity curve of the strategy applied to Intercorp Financial Services Inc

The following chart shows the result of the investment strategy applied to Intercorp Financial Services Inc:

Intercorp Financial Services Inc

Note: the dividends potentially given by Intercorp Financial Services Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Intercorp Financial Services Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Intercorp Financial Services Inc:

Intercorp Financial Services Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Intercorp Financial Services Inc

In this section, I will compare the three previous investment strategies applied to Intercorp Financial Services Inc.

Equity curve comparison on Intercorp Financial Services Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Intercorp Financial Services Inc investment strategy comparison

Employed capital comparison on Intercorp Financial Services Inc

Intercorp Financial Services Inc investment comparison

Performance comparison on Intercorp Financial Services Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -18.2% -138.24$ 759.56$ -8.12%
Momentum 1 quarter -19.77% -486.64$ 2461.55$ -9.88%
Momentum 2 quarters -18.08% -225.27$ 1246.01$ -10.27%
Non-directional 13.75% 67.06$ 487.69$ 57.29%
Annualized return comparison

Automatic investment

-8.12 %

Momentum 1Q

-10.27 %

Momentum 2Q

-10.27 %

Non-directional

57.29 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Intercorp Financial Services Inc:

Positive correlations

Most correlated stocks this year

  • Intercorp Financial Services Inc

  • Most correlated stocks last 3 months

  • Intercorp Financial Services Inc

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • Microsoft Corporation

  • Note: The algorithm computes the probability of correlation between Intercorp Financial Services Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of Intercorp Financial Services Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Intercorp Financial Services Inc
    Country Peru
    City Lima
    Address Torre Interbank
    Phone 511 219 000
    Website www.ifs.com.pe
    FullTime employees
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNYS
    Ticker IFS
    Market www.nyse.com

    Intercorp Financial Services Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown