Evertec Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 9.00
Dividend & Yield0.20$ (0.54%)
Beta 0.96
Market capitalization 2.42B
Operating cash flow 223.36M
ESG Scores unknown

Company description

EVERTEC, Inc. engages in transaction processing business in Latin America and the Caribbean. The company operates through Payment Services - Puerto Rico & Caribbean; Payment Services - Latin America; Merchant Acquiring; and Business Solutions segments. It provides merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. In addition, the company offers payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers services. Further, it provides business process management solutions comprising core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions to financial institutions, and corporate and government customers. Additionally, the company owns and operates the ATH network, an automated teller machine and personal identification number debit networks. It manages a system of electronic payment networks that process approximately six billion transactions. The company sells and distributes its services primarily through direct sales force. It serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Sector: Technology - Industry: Software—Infrastructure

Financial Ratios
Quick Ratio2.85
Working Capital0.57
Return On Equity0.35
Debt To Equity0.98
Fixed Asset Ratio0.22
Fixed Interest Cover8.62

Financial data

Financial Statements

Cashflow Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Change To Liabilities 11.29M 5.75M -235k 25.18M
Total Cashflows From Investing Activities -65.35M -48.63M -83.82M -133.32M
Net Borrowings -15.14M -32.8M -33.7M -33.36M
Total Cash From Financing Activities -70.23M -62.62M -81.28M -156.77M
Change To Operating Activities -15.38M -8.34M -8.74M -15.19M
Issuance Of Stock
Net Income 103.47M 104.44M 161.13M 239.01M
Change In Cash 44.38M 89.98M 64.81M -70.26M
Effect Of Exchange Rate 2.15M 2.15M 1.5M -3.53M
Total Cash From Operating Activities 179.95M 199.09M 228.42M 223.36M
Depreciation 55.94M 55.7M 54.93M 59.03M
Change To Account Receivables -7.85M 8.4M -18.52M -15.57M
Other Cashflows From Financing Activities -7.36M -7.36M -7.36M -7.36M
Change To Netincome 11.79M 9.27M 12.33M -98.32M
Capital Expenditures -23M -17.08M -25.1M -27.07M

Income Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Research Development
Income Before Tax 116.67M 123.85M 181.71M 267.85M
Net Income 103.47M 104.44M 161.13M 239.01M
Selling General Administrative 61.41M 70.81M 68.05M 89.77M
Gross Profit 274M 283.72M 340.23M 329.89M
Ebit 144.5M 141.39M 197.11M 161.5M
Operating Income 144.5M 141.39M 197.11M 161.5M
Interest Expense -28.81M -25.07M -22.81M -24.77M
Income Tax Expense 12.97M 19M 20.56M 28.98M
Total Revenue 487.37M 510.59M 589.8M 618.41M
Cost Of Revenue 213.38M 226.87M 249.56M 288.52M
Total Other Income ExpenseNet -27.83M -17.54M -15.41M 106.35M
Net Income From Continuing Ops 103.7M 104.85M 161.14M 238.87M
Net Income Applicable To Common Shares 103.47M 104.44M 161.13M 239.01M

Balance Sheet Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Total Liabilities 740.05M 730.15M 674.49M 657M
Total Stockholder Equity 267.19M 337.74M 466.21M 471.51M
Other Current Liabilities 26.97M 31.53M 24.53M 24.63M
Total Assets 1.01B 1.07B 1.14B 1.13B
Common Stock 720k 721k 719k 648k
Other Current Assets 62.45M 59.87M 55.23M 62.03M
Retained Earnings 296.48M 379.93M 506.05M 487.35M
Treasury Stock -30.01M -48.25M -48.12M -16.49M
Cash 111.03M 202.65M 266.35M 197.23M
Total Current Liabilities 144.31M 152.99M 152.88M 208.41M
Other Stockholder Equity -30.01M -48.25M -48.12M -16.49M
Property, Plant, and Equipment 73.77M 71.08M 69.76M 72.31M
Total Current Assets 276.02M 359.05M 436.35M 389.13M
Net Tangible Assets -378.16M -284.64M -145.29M -158.98M
Net Receivables 95.65M 87.75M 103.55M 116.64M
Accounts Payable 39.16M 43.35M 28.48M 46.75M


Insider Transactions

Here are the insider transactions of stock shares related to Evertec Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
SCHUESSLER MORGAN M. JRStock Award(Grant) at price 36.75 per share.D2023-02-24Chief Executive Officer57.85k
VIZCARRONDO MIGUELStock Award(Grant) at price 36.75 per share.D2023-02-24Officer14.15k
ROSPIGLIOSI GUILLERMOStock Award(Grant) at price 36.75 per share.D2023-02-24Officer14.15k
RODRIGUEZ-GONZALEZ LUIS AStock Award(Grant) at price 36.75 per share.D2023-02-24General Counsel14.15k
PEREZ-SURILLO PAOLAStock Award(Grant) at price 36.75 per share.D2023-02-24Officer14.15k
CASTRILLO-SALGADO JOAQUIN AStock Award(Grant) at price 36.75 per share.D2023-02-24Chief Financial Officer18.07k
VIGLIANCO DIEGOStock Award(Grant) at price 36.75 per share.D2023-02-24Chief Operating Officer18.07k
POPULAR INCSale at price 31.12 per share.D2022-08-15Beneficial Owner of more than 10% of a Class of Security7.07M
RODRIGUEZ-GONZALEZ LUIS AStock Award(Grant) at price 0.00 per share.D2022-08-05General Counsel8.81k
PEREZ-SURILLO PAOLAStock Award(Grant) at price 0.00 per share.D2022-08-05Officer13.56k
JUNQUERA JORGE AStock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
BARRETT KELLY HEFNERStock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
SCHUMACHER ALAN HStock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
D ANGELO FRANK GStock Award(Grant) at price 37.90 per share.D2022-06-01Director4.68k
SMITH BRIAN JOHNStock Award(Grant) at price 37.90 per share.D2022-06-01Director5.74k
BOTERO OLGA MARGARITAStock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
POLAK-GELBER ALDO J.Stock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
PAGAN IVANStock Award(Grant) at price 37.90 per share.D2022-06-01Director3.5k
RODRIGUEZ-GONZALEZ LUIS ASale at price 37.57 per share.D2022-05-16General Counsel9.24k
VIGLIANCO DIEGOSale at price 40.50 per share.D2022-05-04Chief Operating Officer1.17k
PEREZ-SURILLO PAOLASale at price 40.01 - 40.97 per share.D2022-04-07Officer29.25k
ROSPIGLIOSI GUILLERMOSale at price 28.00 - 42.52 per share.D2022-03-18Officer18.85k
SCHUESSLER MORGAN M. JRSale at price 37.65 - 38.63 per share.D2022-03-10Chief Executive Officer150k
CASTRILLO-SALGADO JOAQUIN ASale at price 38.03 per share.D2022-03-10Chief Financial Officer25k
DEL CASTILLO RODRIGOSale at price 38.62 per share.D2022-03-09Officer15.57k
SCHUESSLER MORGAN M. JRStock Award(Grant) at price 39.29 per share.D2022-03-08Chief Executive Officer57.39k
VIZCARRONDO MIGUELStock Award(Grant) at price 39.29 per share.D2022-03-08Officer9.25k
ROSPIGLIOSI GUILLERMOStock Award(Grant) at price 39.29 per share.D2022-03-08Officer9.25k
RODRIGUEZ-GONZALEZ LUIS AStock Award(Grant) at price 39.29 per share.D2022-03-08General Counsel9.24k
PEREZ-SURILLO PAOLAStock Award(Grant) at price 39.29 per share.D2022-03-08Officer3.81k
CASTRILLO-SALGADO JOAQUIN AStock Award(Grant) at price 39.29 per share.D2022-03-08Chief Financial Officer10.59k
SCHUESSLER MORGAN M. JRStock Award(Grant) at price 0.00 per share.D2022-02-25Chief Executive Officer48.54k
VIZCARRONDO MIGUELStock Award(Grant) at price 0.00 per share.D2022-02-25Officer12.54k
ROSPIGLIOSI GUILLERMOStock Award(Grant) at price 0.00 per share.D2022-02-25Officer12.54k
RODRIGUEZ-GONZALEZ LUIS AStock Award(Grant) at price 0.00 per share.D2022-02-25General Counsel8.2k
PEREZ-SURILLO PAOLAStock Award(Grant) at price 0.00 per share.D2022-02-25Officer6.75k
CASTRILLO-SALGADO JOAQUIN AStock Award(Grant) at price 0.00 per share.D2022-02-25Chief Financial Officer14.95k
DEL CASTILLO RODRIGOStock Award(Grant) at price 0.00 per share.D2022-02-25Officer6.75k
VIGLIANCO DIEGOStock Award(Grant) at price 0.00 per share.D2022-02-25Chief Operating Officer12.54k
D ANGELO FRANK GStock Gift at price 0.00 per share.D2021-12-01Director7.5k
RODRIGUEZ-GONZALEZ LUIS ASale at price 45.36 per share.D2021-09-15General Counsel14.52k
VIZCARRONDO MIGUELSale at price 43.79 per share.D2021-07-01Officer25k
JUNQUERA JORGE AStock Award(Grant) at price 43.57 per share.D2021-06-01Director2.87k
SCHUMACHER ALAN HStock Award(Grant) at price 43.57 per share.D2021-06-01Director2.87k
D ANGELO FRANK GStock Award(Grant) at price 43.57 per share.D2021-06-01Director3.9k
SMITH BRIAN JOHNStock Award(Grant) at price 43.57 per share.D2021-06-01Director4.76k
BOTERO OLGA MARGARITAStock Award(Grant) at price 43.57 per share.D2021-06-01Director2.87k
POLAK-GELBER ALDO J.Stock Award(Grant) at price 43.57 per share.D2021-06-01Director2.87k
PAGAN IVANStock Award(Grant) at price 43.57 per share.D2021-06-01Director2.87k
D ANGELO FRANK GStock Gift at price 0.00 per share.D2021-05-24Director2k
STEURER PHILIP ESale at price 39.99 per share.D2021-04-26Chief Operating Officer30k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Evertec Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Evertec Inc

Here is the result of two systematic investment strategies applied to Evertec Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Evertec Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Evertec Inc:

Evertec Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 67.06% on the backtest period.

Performance at glance

Performance

67.06 %

Latent gain

1505.45 $

Invested capital

2244.95 $

Annualized return

16.2 %
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Momentum strategy results on Evertec Inc

This is the result of two momentum investment strategies applied to Evertec Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Evertec Inc

The following chart shows all the entries opened by the momentum investment system on Evertec Inc:

Evertec Inc momentum entries
  • The first momentum investment strategy would give 69.45% of return on Evertec Inc. That represents 3650.55$ of latent gain with 5256.65$ of employed capital.
  • The second momentum investment strategy would give 49.82% of return on Evertec Inc. That represents 1746.04$ of latent gain with 3504.52$ of employed capital.
Performance at glance (1Q Momentum)

Performance

69.45 %

Latent gain

3650.55 $

Invested capital

5256.65 $

Annualized return

21.68 %
Performance at glance (2Q Momentum)

Performance

49.82 %

Latent gain

1746.04 $

Invested capital

3504.52 $

Annualized return

13.61 %

Momentum equity curve on Evertec Inc

The following chart shows the equity curve of the two momentum strategies applied to Evertec Inc:

Evertec Inc momentum equity

Note: the dividends potentially given by Evertec Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Evertec Inc

The following chart shows the employed capital evolution of the two momentum strategies on Evertec Inc since the beginning:

Evertec Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Evertec Inc

Buy the dip entry openings on Evertec Inc

Evertec Inc

The performance achieved by the robo-advisor on Evertec Inc is 46.4%. That represents 222.86$ of latent gain with 480.34$ of employed capital. The following chart shows Evertec Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Evertec Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

46.4 %

Latent gain

222.86 $

Invested capital

480.34 $

Annualized return

21.68 %

Equity curve of the strategy applied to Evertec Inc

The following chart shows the result of the investment strategy applied to Evertec Inc:

Evertec Inc

Note: the dividends potentially given by Evertec Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Evertec Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Evertec Inc:

Evertec Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Evertec Inc

In this section, I will compare the three previous investment strategies applied to Evertec Inc.

Equity curve comparison on Evertec Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Evertec Inc investment strategy comparison

Employed capital comparison on Evertec Inc

Evertec Inc investment comparison

Performance comparison on Evertec Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 67.06% 1505.45$ 2244.95$ 16.2%
Momentum 1 quarter 69.45% 3650.55$ 5256.65$ 17.81%
Momentum 2 quarters 49.82% 1746.04$ 3504.52$ 13.61%
Non-directional 46.4% 222.86$ 480.34$ 21.68%
Annualized return comparison

Automatic investment

16.2 %

Momentum 1Q

13.61 %

Momentum 2Q

13.61 %

Non-directional

21.68 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Evertec Inc:


Company information

Company name Evertec Inc
Country United States
City San Juan
Address Cupey Center Building
Phone 787 759 9999
Website www.evertecinc.com
FullTime employees 2700
Industry Software—Infrastructure
Sector Technology
Exchange XNYS
Ticker EVTC
Market www.nyse.com

Evertec Inc ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown