Equifax Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 41.85
Dividend & Yield1.56$ (0.78%)
Beta 1.45
Market capitalization 25.42B
Operating cash flow 757.1M
ESG Scores 25.8

Company description

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries, as well as government agencies. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, and the Republic of Ireland. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

Sector: Industrials - Industry: Consulting Services

Financial Ratios
Quick Ratio0.49
Working Capital-0.64
Return On Equity0.21
Debt To Equity1.25
Fixed Asset Ratio0.23
Fixed Interest Cover7.82

Financial data

Financial Statements

Cashflow Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Change To Liabilities
Total Cashflows From Investing Activities -697.5M -492.7M -3.4B -959.5M
Net Borrowings 746.5M 997.6M 920.3M 491.5M
Total Cash From Financing Activities 557.9M 810.8M 617.7M 273.7M
Change To Operating Activities 448.9M 142.7M 39.9M -487M
Issuance Of Stock 22.3M 41.7M 46.8M 16.9M
Net Income -384.1M 520.1M 744.2M 696.2M
Change In Cash 177.7M 1.28B -1.46B 60.5M
Effect Of Exchange Rate 3.5M 19M -14.2M -10.8M
Total Cash From Operating Activities 313.8M 946.2M 1.33B 757.1M
Depreciation 337.3M 399.3M 489.6M 568.6M
Change To Account Receivables -61.3M -93.7M -66.2M -138.6M
Other Cashflows From Financing Activities -11.7M -23.1M -32.2M -9.7M
Change To Netincome -27M -22.2M 127.3M 117.9M
Capital Expenditures -399.6M -421.3M -469M -624.5M

Income Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Research Development
Income Before Tax -413.8M 685.2M 949.2M 929.7M
Net Income -384.1M 520.1M 744.2M 696.2M
Selling General Administrative 1.17B 1.31B 1.32B 1.3B
Gross Profit 1.99B 2.39B 2.94B 2.94B
Ebit 488.3M 687.4M 1.14B 1.08B
Operating Income 488.3M 687.4M 1.14B 1.08B
Interest Expense -111.7M
Income Tax Expense -35.7M 159M 200.7M 229.5M
Total Revenue 3.51B 4.13B 4.92B 5.12B
Cost Of Revenue 1.52B 1.74B 1.98B 2.18B
Total Other Income ExpenseNet -902.1M -2.2M -189M -155.1M
Net Income From Continuing Ops -378.1M 526.2M 748.5M 700.2M
Net Income Applicable To Common Shares -384.1M 520.1M 744.2M 696.2M

Balance Sheet Statement 2019-12-31 2020-12-31 2021-12-31 2022-12-31
Total Liabilities 5.29B 6.4B 7.44B 7.57B
Total Stockholder Equity 2.58B 3.17B 3.58B 3.96B
Other Current Liabilities 863M 696.3M 736.6M 383.1M
Total Assets 7.91B 9.61B 11.04B 11.55B
Common Stock 236.6M 236.6M 236.6M 236.6M
Other Current Assets 39.9M 37.7M 40.4M 38M
Retained Earnings 3.85B 4.19B 4.75B 5.26B
Treasury Stock -2.92B -2.72B -2.94B -3.13B
Cash 401.3M 1.68B 224.7M 285.2M
Total Current Liabilities 1.36B 2.48B 2.29B 2.02B
Other Stockholder Equity -360.3M -177.3M -301.3M -479.6M
Property, Plant, and Equipment 947.6M 1.14B 1.32B 1.59B
Total Current Assets 1.21B 2.48B 1.12B 1.37B
Net Tangible Assets -2.87B -2.42B -4.67B -4.34B
Net Receivables 680.1M 651.9M 747.4M 913M
Accounts Payable 148.3M 159.1M 211.6M 250.8M


Insider Transactions

Here are the insider transactions of stock shares related to Equifax Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
PLODER RODOLFO OStock Award(Grant) at price 0.00 per share.D2023-02-21Officer4.18k
BEGOR MARK WStock Award(Grant) at price 0.00 per share.D2023-02-21Chief Executive Officer30.82k
GAMBLE JOHN W JRStock Award(Grant) at price 0.00 per share.D2023-02-21Chief Operating Officer5.71k
HOUSTON JULIA AStock Award(Grant) at price 0.00 per share.D2023-02-21Officer2.66k
KELLEY JOHN J IIIStock Award(Grant) at price 0.00 per share.D2023-02-21Officer4.57k
CHANEY CARLAStock Award(Grant) at price 0.00 per share.D2023-02-21Officer2.85k
FARSHCHI JAMILStock Award(Grant) at price 0.00 per share.D2023-02-21Chief Technology Officer3.43k
KOEHLER BRYSON RStock Award(Grant) at price 0.00 per share.D2023-02-21Chief Technology Officer3.81k
PLODER RODOLFO OStock Award(Grant) at price 0.00 per share.D2023-02-10Officer4.25k
BEGOR MARK WStock Award(Grant) at price 0.00 per share.D2023-02-10Chief Executive Officer9.8k
GAMBLE JOHN W JRStock Award(Grant) at price 0.00 per share.D2023-02-10Chief Operating Officer4.85k
HOUSTON JULIA AStock Award(Grant) at price 0.00 per share.D2023-02-10Officer1.82k
KELLEY JOHN J IIIStock Award(Grant) at price 0.00 per share.D2023-02-10Officer2.67k
CHANEY CARLAStock Award(Grant) at price 0.00 per share.D2023-02-10Officer1.94k
FARSHCHI JAMILStock Award(Grant) at price 0.00 per share.D2023-02-10Chief Technology Officer2.06k
KOEHLER BRYSON RStock Award(Grant) at price 0.00 per share.D2023-02-10Chief Technology Officer4k
GRIGGS JAMES M.Stock Award(Grant) at price 0.00 per share.D2023-02-10Officer716
BINDAL SUNILStock Award(Grant) at price 0.00 per share.D2023-02-10Officer1.21k
NELSON LISA MStock Award(Grant) at price 0.00 per share.D2023-02-10Officer2.43k
GRIGGS JAMES M.Sale at price 200.00 per share.D2022-11-14Officer300
NELSON LISA MSale at price 158.51 - 160.23 per share.D2022-11-03Officer100
BEGOR MARK WSale at price 162.19 - 167.66 per share.D2022-10-26Chief Executive Officer11k
GAMBLE JOHN W JRSale at price 162.33 - 167.38 per share.D2022-10-26Chief Operating Officer15k
HOUSTON JULIA ASale at price 162.24 - 167.71 per share.D2022-10-26Officer5k
KELLEY JOHN J IIISale at price 162.25 - 167.69 per share.D2022-10-26Officer9k
NELSON LISA MSale at price 162.60 - 167.61 per share.D2022-10-26Officer684
SMITH MELISSA DEEPurchase at price 148.69 per share.D2022-10-21Director672
BEGOR MARK WStock Award(Grant) at price 0.00 per share.D2022-07-29Chief Executive Officer23.93k
CHANEY CARLAStock Award(Grant) at price 0.00 per share.D2022-05-13Officer9.14k
FEIDLER MARK LStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
SELANDER ROBERT WStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
MCGREGOR SCOTT AStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
MCKINLEY JOHN A JRStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
MARCUS ROBERT DStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
SMITH MELISSA DEEStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
TILLMAN AUDREY BOONEStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
HOUGH G THOMASStock Award(Grant) at price 0.00 per share.D2022-05-05Director865
WILSON HEATHER H.Stock Award(Grant) at price 0.00 per share.D2022-05-05Director865
BEGOR MARK WSale at price 200.78 - 209.73 per share.D2022-04-27Chief Executive Officer15k
SINGH SIDHARTHSale at price 214.09 - 217.11 per share.D2022-02-25Officer19.22k
SINGH SIDHARTHConversion of Exercise of derivative security at price 110.76 - 138.45 per share.D2022-02-25Officer19.22k
PLODER RODOLFO OStock Award(Grant) at price 0.00 per share.D2022-02-22Officer16.27k
BEGOR MARK WStock Award(Grant) at price 0.00 per share.D2022-02-22Chief Executive Officer86.82k
GAMBLE JOHN W JRStock Award(Grant) at price 0.00 per share.D2022-02-22Chief Financial Officer21.97k
HOUSTON JULIA AStock Award(Grant) at price 0.00 per share.D2022-02-22Officer8.41k
KELLEY JOHN J IIIStock Award(Grant) at price 0.00 per share.D2022-02-22Officer17.5k
FARSHCHI JAMILStock Award(Grant) at price 0.00 per share.D2022-02-22Chief Technology Officer12.21k
KOEHLER BRYSON RStock Award(Grant) at price 0.00 per share.D2022-02-22Chief Technology Officer14.65k
SINGH SIDHARTHStock Award(Grant) at price 0.00 per share.D2022-02-22Officer16.27k
PLODER RODOLFO OStock Award(Grant) at price 0.00 per share.D2022-02-11Officer3.33k
BEGOR MARK WStock Award(Grant) at price 0.00 per share.D2022-02-11Chief Executive Officer8.98k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Equifax Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Equifax Inc

Here is the result of two systematic investment strategies applied to Equifax Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Equifax Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Equifax Inc:

Equifax Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 82.75% on the backtest period.

Performance at glance

Performance

82.75 %

Latent gain

1923.45 $

Invested capital

2324.55 $

Annualized return

19.99 %
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Momentum strategy results on Equifax Inc

This is the result of two momentum investment strategies applied to Equifax Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Equifax Inc

The following chart shows all the entries opened by the momentum investment system on Equifax Inc:

Equifax Inc momentum entries
  • The first momentum investment strategy would give 97.83% of return on Equifax Inc. That represents 4463.93$ of latent gain with 4563.07$ of employed capital.
  • The second momentum investment strategy would give 96.9% of return on Equifax Inc. That represents 2221.24$ of latent gain with 2292.26$ of employed capital.
Performance at glance (1Q Momentum)

Performance

97.83 %

Latent gain

4463.93 $

Invested capital

4563.07 $

Annualized return

36.4 %
Performance at glance (2Q Momentum)

Performance

96.9 %

Latent gain

2221.24 $

Invested capital

2292.26 $

Annualized return

26.48 %

Momentum equity curve on Equifax Inc

The following chart shows the equity curve of the two momentum strategies applied to Equifax Inc:

Equifax Inc momentum equity

Note: the dividends potentially given by Equifax Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Equifax Inc

The following chart shows the employed capital evolution of the two momentum strategies on Equifax Inc since the beginning:

Equifax Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Equifax Inc

Buy the dip entry openings on Equifax Inc

Equifax Inc

The performance achieved by the robo-advisor on Equifax Inc is 77.9%. That represents 465.04$ of latent gain with 596.96$ of employed capital. The following chart shows Equifax Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Equifax Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

77.9 %

Latent gain

465.04 $

Invested capital

596.96 $

Annualized return

36.4 %

Equity curve of the strategy applied to Equifax Inc

The following chart shows the result of the investment strategy applied to Equifax Inc:

Equifax Inc

Note: the dividends potentially given by Equifax Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Equifax Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Equifax Inc:

Equifax Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Equifax Inc

In this section, I will compare the three previous investment strategies applied to Equifax Inc.

Equity curve comparison on Equifax Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Equifax Inc investment strategy comparison

Employed capital comparison on Equifax Inc

Equifax Inc investment comparison

Performance comparison on Equifax Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 82.75% 1923.45$ 2324.55$ 19.99%
Momentum 1 quarter 97.83% 4463.93$ 4563.07$ 25.08%
Momentum 2 quarters 96.9% 2221.24$ 2292.26$ 26.48%
Non-directional 77.9% 465.04$ 596.96$ 36.4%
Annualized return comparison

Automatic investment

19.99 %

Momentum 1Q

26.48 %

Momentum 2Q

26.48 %

Non-directional

36.4 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Equifax Inc:

Positive correlations

Most correlated stocks this year

  • Equifax Inc

  • Most correlated stocks last 3 months

  • AIRBOSS AMERICA J
  • Albemarle Corp
  • CVS Health Corp
  • El Pollo Loco Holdings Inc
  • Fox Factory Holding Corp
  • LITHIUM AMERICAS CORP
  • First Trust Consumer Staples AlphaDEX Fund
  • Lithium Americas Corp
  • VanEck Rare Earth/Strategic Metals ETF
  • U.S. Global Investors Inc - Class A
  • Invesco DWA Consumer Staples Momentum ETF
  • Icahn Enterprises L P
  • Acadia Healthcare Company Inc
  • First Trust Germany AlphaDEX Fund
  • Amplify Lithium & Battery Technology ETF
  • SMITHS GROUP PLC ORD 37.5P
  • First Trust BICK Index Fund
  • Ceva Inc
  • FIRST TRUST RIVERFRONT DYNAMIC EMERGING MARKETS ET
  • iShare Inc iShares ESG Aware MSCI EM ETF
  • News Corp - Class A
  • News Corp - Class B
  • SOLID STATE PLC ORD 5P
  • Darling Ingredients Inc
  • Invesco S&P MidCap 400 Pure Growth ETF
  • Expeditors International Of Washington Inc
  • First Trust Indxx NextG ETF
  • BorgWarner Inc
  • Saia Inc
  • PennantPark Floating Rate Capital Ltd
  • Invesco DWA SmallCap Momentum ETF
  • Fortune Brands Home & Security Inc
  • First Trust Capital Strength ETF
  • FIRST TRUST NASDAQ ARTIFICIAL INTELLIGENCE AND ROB
  • Janus Henderson Small/Mid Cap Growth Alpha ETF
  • Janus Henderson Small Cap Growth Alpha ETF
  • Global X Funds Global X Internet of Things ETF
  • Vanguard Russell 2000 Growth Index ETF
  • MSC Industrial Direct Co. Inc - Class A
  • Invesco DB G10 Currency Harvest Fund
  • TriplePoint Venture Growth BDC Corp
  • Cintas Corporation
  • PGT Innovations Inc
  • Qwest Corporation
  • iShares Core MSCI Total International Stock ETF
  • Vanguard Total International Stock ETF
  • Global X Autonomous & Electric Vehicles ETF
  • Global X Funds Global X Robotics & Artificial Inte
  • First Trust Nasdaq Semiconductor ETF
  • Skyworks Solutions Inc
  • Siren Nasdaq NexGen Economy ETF
  • iShares MSCI Global Sustainable Development Goals
  • Equifax Inc
  • Syneos Health Inc - Class A
  • iShares MSCI Netherlands ETF
  • Quaker Houghton
  • iShares MSCI ACWI ETF
  • iShares Semiconductor ETF
  • Direxion Daily Semiconductor Bull 3X Shares
  • ETCT ROBO Global Robotics and Automation Index ETF
  • Gabelli Healthcare & WellnessRx Trust
  • VanEck Semiconductor ETF
  • First Trust Multi Cap Growth AlphaDEX Fund
  • Archrock Inc
  • Royce Global Value Trust Inc
  • Davis Select Worldwide ETF
  • ADVISORSHARES DORSEY WRIGHT MICRO-CAP ETF
  • Chipotle Mexican Grill
  • Fidelity MSCI Communication Services Index ETF
  • Invesco DWA Developed Markets Momentum ETF
  • First Trust Nasdaq Food & Beverage ETF
  • United Micro Electronics
  • Chemours Company
  • Axalta Coating Systems Ltd
  • Molina Healthcare Inc
  • AEM
  • Ameresco Inc - Class A
  • Visa Inc - Class A
  • Surface Oncology Inc
  • Global X MSCI Argentina ETF
  • Broadridge Financial Solutions Inc
  • WISDOMTREE EMERGING MARKETS MULTIFACTOR FUND N/A
  • WISDOMTREE EMERGING MARKETS QUALITY DIVIDEND GROWT
  • SPDR Portfolio Emerging Markets ETF
  • PROSHARES ULTRA MSCI EMERGING MARKETS
  • Invesco DWA Emerging Markets Momentum ETF
  • WisdomTree Emerging Markets SmallCap Dividend Fund
  • iShares MSCI Emerging Markets ETF
  • Waste Connections Inc
  • iShares MSCI Emerging Markets Small-Cap ETF
  • American Superconductor Corp
  • CIENA Corp
  • First Trust Nasdaq Clean Edge Green Energy Index F
  • Impact Shares Sustainable Development Goals Global
  • VanEck Low Carbon Energy ETF
  • TD Synnex Corp
  • SPDR SSGA Gender Diversity Index ETF
  • First Trust Mid Cap Growth AlphaDEX Fund
  • Invesco Solar ETF
  • iShares Global Clean Energy ETF
  • Heska Corp (Restricted Voting)
  • Fidelity MSCI Health Care Index ETF
  • First Trust Health Care AlphaDEX Fund
  • iShares Exponential Technologies ETF
  • Home Depot Inc
  • First Trust Nasdaq-100 Ex-Technology Sector Index
  • Principal U.S. Mega-Cap ETF
  • Invesco S&P 500 Pure Growth ETF
  • Invesco DWA Momentum ETF
  • Fidelity Momentum Factor ETF
  • Global X Millennial Consumer ETF
  • VanEck Retail ETF
  • iShares Core S&P U.S.Growth ETF
  • Medpace Holdings Inc
  • First Trust NASDAQ Cybersecurity ETF
  • ClearBridge All Cap Growth ESG ETF
  • Global X S&P 500 Catholic Values ETF
  • First Trust Dorsey Wright Focus 5 ETF
  • ClearBridge Large Cap Growth ESG ETF
  • First Trust NASDAQ-100 Equal Weighted Index Fund
  • First Trust NASDAQ-100 Technology Sector Index Fun
  • iShares Trust iShares ESG Aware MSCI USA ETF
  • Vanguard Russell 1000 Index ETF
  • Schwab 1000 Index ETF
  • Schwab U.S. Large-Cap ETF
  • MSCI USA ESG Select ETF
  • Fidelity MSCI Consumer Discretionary Index ETF
  • iShares Global Consumer Discretionary ETF
  • Invesco S&P 500 Equal Weight Technology ETF
  • Thermo Fisher Scientific Inc
  • Ultra Clean Hldgs Inc
  • iShares MSCI New Zealand ETF
  • ERShares Entrepreneurs ETF
  • Accenture plc - Class A
  • WisdomTree Global ex-U.S. Quality Dividend Growth
  • Mastercard Incorporated - Class A

  • Note: The algorithm computes the probability of correlation between Equifax Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of Equifax Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Equifax Inc
    Country United States
    City Atlanta
    Address 1550 Peachtree Street, NW
    Phone 404 885 8000
    Website www.equifax.com
    FullTime employees 14000
    Industry Consulting Services
    Sector Industrials
    Exchange XNYS
    Ticker EFX
    Market www.nyse.com

    Equifax Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0.2
    Peer Environment Performance 2.4096428571429
    Environment Percentile unknown
    Palm Oil no
    Nuclear no
    Fur Leather no
    GMO no
    Coal no
    Pesticides no
    Animal Testing no

    Social scores

    Social ESG Factors Scores
    Social Score 18.6
    Peer Social Performance 8.7475
    Social Percentile unknown
    Highest Controversy 4
    Peer Highest Controversy Performance 1.4137931034483
    Adult no
    Gambling no
    Alcoholic no
    Tobacco no
    Catholic no
    Controversial Weapons no
    Small Arms no
    Military Contract no
    Peer Count yes

    Related Controversy: Customer Incidents


    Governance scores

    Governance ESG Factors Scores
    Governance Score 7.0
    Peer Governance Performance 5.0667857142857
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: 25.8
    Environment Score: 0.2
    Social Score: 18.6
    Governance Score: 7.0

    ESG Performance: AVG_PERF

    Peer Group: Commercial Services

    Peer Esg Score Performance: 16.291379310345

    Rating Year: 2023

    Rating Month: 1

    Max Age: 86400

    Percentile: 48