PUNJAB & SIND BANK chart

Last update: 2022-06-03
Key statistics and financials
Revenue per share 8.54
Dividend & YieldN/A₹ (N/A)
Beta 0.88
Market capitalization 105.73B
Operating cash flow -120.27B
ESG Scores unknown

Company description

Punjab & Sind Bank provides various banking and financial products and services in India. It operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers deposit products, including saving accounts, current accounts, recurring deposit accounts, and fixed deposits; and loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, business, gold, and other loans, as well as sukhmoney scheme for senior citizens, and SB OD schemes. It also provides non fund based products, such as letter of credit, LC advising/confirming, bank guarantee, letter of comfort for availing the buyers credit, co-acceptance facility, solvency certificate, and credit report products and services, as well as debt restructuring services. In addition, the company offers locker facility, government schemes, and life and general insurance; digital banking services, including internet and mobile banking, SMS banking, Aadhaar seeding, point of sale, unified payment interface, real time gross settlement, NEFT, ATM/debit cards, and online payment; international banking services comprising NRI schemes, export/import services, forex treasury, and resident facility, as well as products for micro and small enterprises. It operates through 25 zonal offices comprising 1526 branches. Punjab & Sind Bank was incorporated in 1908 and is headquartered in New Delhi, India.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Change To Liabilities
Total Cashflows From Investing Activities -610.71M -633.88M -4.46B -1.21B
Net Borrowings -1B 1.62B -2B -3B
Total Cash From Financing Activities -35.25B -80.77B 114.96B 100.97B
Change To Operating Activities 16.64B 100.78B -131.83B -145.8B
Issuance Of Stock 8.87B 8.87B 55B 46B
Net Income -5.43B -9.91B -27.33B 10.39B
Change In Cash -5.14B 29.6B -12.39B -20.51B
Effect Of Exchange Rate
Total Cash From Operating Activities 30.71B 111B -122.88B -120.27B
Depreciation -147.21M 539.09M 1.02B 1.37B
Change To Account Receivables
Other Cashflows From Financing Activities -34.25B -91.26B 61.96B 57.97B
Change To Netincome 19.65B 19.59B 35.25B 13.77B
Capital Expenditures -708.7M -643.52M -4.46B -1.21B

Income Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Research Development
Income Before Tax -8.59B -15.22B -34.04B 11.87B
Net Income -5.43B -9.91B -27.33B 10.39B
Selling General Administrative 14.49B 15.62B 21.02B 14.53B
Gross Profit 8.52B 3.36B -10.11B 34.67B
Ebit
Operating Income -8.59B -15.22B -34.04B 11.87B
Interest Expense
Income Tax Expense -3.15B -5.32B -6.71B 1.48B
Total Revenue 8.52B 3.36B -10.11B 34.67B
Cost Of Revenue
Total Other Income ExpenseNet
Net Income From Continuing Ops -5.43B -9.91B -27.33B 10.39B
Net Income Applicable To Common Shares -5.43B -9.91B -27.33B 10.39B

Balance Sheet Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Total Liabilities 1.03T 949.07B 1.02T 1.07T
Total Stockholder Equity 57.01B 55.96B 83.63B 140.11B
Other Current Liabilities 2.24B 2.16B 3.33B
Total Assets 1.09T 1.01T 1.1T 1.21T
Common Stock 5.65B 7.01B 40.53B 67.78B
Other Current Assets 52.7B 99.8B 79.01B
Retained Earnings 17.54B 7.08B -21.22B
Treasury Stock 14.45B 15B 15.97B 72.33B
Cash 18.85B 3.94B 13.78B 61.39B
Total Current Liabilities 998.02B 907.59B 975.18B 1.02T
Other Stockholder Equity 14.45B 15B 15.97B 72.33B
Property, Plant, and Equipment 12.3B 12.41B 15.85B 15.77B
Total Current Assets 100.34B 133.51B 125.97B 62.88B
Net Tangible Assets 57.01B 55.96B 83.63B 140.11B
Net Receivables 1.49B
Accounts Payable 985.58B 896.68B 961.08B 1.02T


Insider Transactions

Here are the insider transactions of stock shares related to PUNJAB & SIND BANK:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Life Insurance Corporation of IndiaD2014-10-17Institution- Corporation30.44M
Sarang (Manjit Singh)D2014-07-02UNREPORTED1.1k
Babuta (Sukhen Pal)D2014-07-01UNREPORTED500
President of IndiaD2013-12-24Promoter21.26M

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to PUNJAB & SIND BANK. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on PUNJAB & SIND BANK

Here is the result of two systematic investment strategies applied to PUNJAB & SIND BANK. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on PUNJAB & SIND BANK

The following chart shows the equity curve of the two systematic investment strategies applied to PUNJAB & SIND BANK:

PUNJAB & SIND BANK automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -11.67% on the backtest period.

Performance at glance

Performance

-11.67 %

Latent gain

-291.8 ₹

Invested capital

2499.9 ₹

Annualized return

-2.78 %
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Momentum strategy results on PUNJAB & SIND BANK

This is the result of two momentum investment strategies applied to PUNJAB & SIND BANK. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on PUNJAB & SIND BANK

The following chart shows all the entries opened by the momentum investment system on PUNJAB & SIND BANK:

PUNJAB & SIND BANK momentum entries
  • The first momentum investment strategy would give -12.8% of return on PUNJAB & SIND BANK. That represents -481.75₹ of latent gain with 3762.8₹ of employed capital.
  • The second momentum investment strategy would give -13.34% of return on PUNJAB & SIND BANK. That represents -399.7₹ of latent gain with 2996.55₹ of employed capital.
Performance at glance (1Q Momentum)

Performance

-12.8 %

Latent gain

-481.75 ₹

Invested capital

3762.8 ₹

Annualized return

4.85 %
Performance at glance (2Q Momentum)

Performance

-13.34 %

Latent gain

-399.7 ₹

Invested capital

2996.55 ₹

Annualized return

-3.59 %

Momentum equity curve on PUNJAB & SIND BANK

The following chart shows the equity curve of the two momentum strategies applied to PUNJAB & SIND BANK:

PUNJAB & SIND BANK momentum equity

Note: the dividends potentially given by PUNJAB & SIND BANK are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PUNJAB & SIND BANK

The following chart shows the employed capital evolution of the two momentum strategies on PUNJAB & SIND BANK since the beginning:

PUNJAB & SIND BANK

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250₹, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000₹.


Buy the dip strategy result on PUNJAB & SIND BANK

Buy the dip entry openings on PUNJAB & SIND BANK

PUNJAB & SIND BANK

The performance achieved by the robo-advisor on PUNJAB & SIND BANK is 10.68%. That represents 54.0$ of latent gain with 505.8₹ of employed capital. The following chart shows PUNJAB & SIND BANK stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of PUNJAB & SIND BANK, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

10.68 %

Latent gain

54.0 ₹

Invested capital

505.8 ₹

Annualized return

4.85 %

Equity curve of the strategy applied to PUNJAB & SIND BANK

The following chart shows the result of the investment strategy applied to PUNJAB & SIND BANK:

PUNJAB & SIND BANK

Note: the dividends potentially given by PUNJAB & SIND BANK are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PUNJAB & SIND BANK

The following chart shows the employed capital evolution since the beginning of the investment strategy on PUNJAB & SIND BANK:

PUNJAB & SIND BANK

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on PUNJAB & SIND BANK

In this section, I will compare the three previous investment strategies applied to PUNJAB & SIND BANK.

Equity curve comparison on PUNJAB & SIND BANK

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

PUNJAB & SIND BANK investment strategy comparison

Employed capital comparison on PUNJAB & SIND BANK

PUNJAB & SIND BANK investment comparison

Performance comparison on PUNJAB & SIND BANK

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -11.67% -291.8₹ 2499.9₹ -2.78%
Momentum 1 quarter -12.8% -481.75₹ 3762.8₹ -3.23%
Momentum 2 quarters -13.34% -399.7₹ 2996.55₹ -3.59%
Non-directional 10.68% 54.0₹ 505.8₹ 4.85%
Annualized return comparison

Automatic investment

-2.78 %

Momentum 1Q

-3.59 %

Momentum 2Q

-3.59 %

Non-directional

4.85 %

Correlated stocks

Here are the most positively and negatively correlated stocks with PUNJAB & SIND BANK:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between PUNJAB & SIND BANK and the other stocks. There may be false positives or some missing correlated stocks. If the price of PUNJAB & SIND BANK does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name PUNJAB & SIND BANK
Country India
City New Delhi
Address Bank House
Phone 91 11 2578 2926
Website www.psbindia.com
FullTime employees
Industry Banks—Regional
Sector Financial Services
Exchange XNSE
Ticker PSB.XNSE
Market

PUNJAB & SIND BANK ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown