LendingTree Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 80.72
Dividend & YieldN/A$ (N/A)
Beta 1.71
Market capitalization 298.29M
Operating cash flow 68.67M
ESG Scores unknown

Company description

LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.

Sector: Financial Services - Industry: Financial Conglomerates

Financial Ratios
Quick Ratio1.36
Working Capital0.69
Return On Equity0.15
Debt To Equity1.07
Fixed Asset Ratio0.08
Fixed Interest Cover0

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 14.27M -2.32M -8.01M -1.54M
Total Cashflows From Investing Activities -383.04M -101.06M -122.15M 10.07M
Net Borrowings 125M -50M 266.14M
Total Cash From Financing Activities 4.84M -87.68M 193.29M -63.35M
Change To Operating Activities -24.9M -15.76M -26.74M -4.9M
Issuance Of Stock 2.22M
Net Income 96.5M 17.83M -48.26M 69.11M
Change In Cash -267.48M -44.82M 109.71M 81.29M
Effect Of Exchange Rate
Total Cash From Operating Activities 110.71M 143.92M 38.57M 134.57M
Depreciation 25.38M 57.85M 65.07M 60.16M
Change To Account Receivables -16.82M -22.46M 21.86M -10.29M
Other Cashflows From Financing Activities -28.67M -32.21M -72.85M -23.34M
Change To Netincome -6.67M 81.31M 11.1M -39.7M
Capital Expenditures -14.91M -20.04M -42.15M -35.06M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development 26.96M 39.95M 43.64M 52.87M
Income Before Tax 43.74M 30.98M -42.53M 84.44M
Net Income 96.5M 17.83M -48.26M 69.11M
Selling General Administrative 595.81M 851.93M 746.5M 927.46M
Gross Profit 728.47M 1.04B 855.5M 1.04B
Ebit 74.84M 80.11M -1.92M 227k
Operating Income 74.84M 80.11M -1.92M 227k
Interest Expense -12.44M -20.27M -28.53M -46.87M
Income Tax Expense -65.58M -8.48M -19.96M 11.3M
Total Revenue 764.87M 1.11B 909.99M 1.1B
Cost Of Revenue 36.4M 68.38M 54.49M 57.3M
Total Other Income ExpenseNet -31.1M -49.12M -40.6M 84.21M
Net Income From Continuing Ops 109.32M 39.46M -22.57M 73.14M
Net Income Applicable To Common Shares 96.5M 17.83M -48.26M 69.11M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 549.91M 545.64M 824.23M 851.36M
Total Stockholder Equity 346.21M 402.33M 364.76M 447.99M
Other Current Liabilities 52.68M 68.01M 26.36M 20.77M
Total Assets 896.12M 947.97M 1.19B 1.3B
Common Stock 154k 157k 158k 161k
Other Current Assets 21.57M 180k 9.72M 2.16M
Retained Earnings -610.48M -592.65M -640.91M -571.79M
Treasury Stock -177.69M -183.16M -183.16M -223.17M
Cash 105.1M 60.24M 169.93M 251.23M
Total Current Liabilities 261.95M 230.71M 111.84M 274.43M
Other Stockholder Equity
Property, Plant, and Equipment 23.18M 56.88M 146.49M 149.82M
Total Current Assets 234.17M 189.43M 296.41M 374.38M
Net Tangible Assets -207.84M -199.39M -183.88M -57.91M
Net Receivables 95.87M 119.99M 96.24M 106.76M
Accounts Payable 15.07M 2.87M 10.11M 1.69M


Insider Transactions

Here are the insider transactions of stock shares related to LendingTree Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
OLMSTEAD JILL ESale at price 26.07 per share.D2022-11-10Officer3.5k
ERNST MARK APurchase at price 33.65 - 34.93 per share.D2022-08-23Director10k
LEBDA DOUGLAS RI2022-08-04Chief Executive Officer114
PEYREE SCOTTD2022-08-04Officer5.59k
OZONIAN STEVEN ARMEND2022-06-09Director557
DALPORTO GABRIELD2022-06-09Director557
HENDERSON ROBIND2022-06-09Director557
SARASVATHY SARASD2022-06-09Director557
DAVIDSON THOMAS M JR.D2022-06-09Director557
ZIEGLER TRENTD2022-06-03Chief Financial Officer498
ERNST MARK APurchase at price 65.67 per share.D2022-05-09Director10k
LEBDA DOUGLAS RD/I2022-03-03Chief Executive Officer2.01k
SHUMATE CARLAD2022-03-03Officer480
MORIARTY JOHN DD2022-03-03Chief Operating Officer2.41k
OLMSTEAD JILL ED2022-03-03Officer1.43k
ZIEGLER TRENTD2022-03-03Chief Financial Officer184
TOTMAN SCOTT V.D2022-03-03Chief Technology Officer954
OLMSTEAD JILL ED2022-03-01Officer2.56k
LEBDA DOUGLAS RI2022-02-28Chief Executive Officer212
SHUMATE CARLAD2022-02-28Officer242
MORIARTY JOHN DD2022-02-28Officer967
ZIEGLER TRENTD2022-02-28Chief Financial Officer169
PEYREE SCOTTD2022-02-28Officer212
ZIEGLER TRENTD2022-02-21Chief Financial Officer76
LEBDA DOUGLAS RD2022-02-16Chief Executive Officer9.9k
LEBDA DOUGLAS RI2022-02-14Chief Executive Officer136
YOUNG LISA MD2022-01-06General Counsel645
LEBDA DOUGLAS RConversion of Exercise of derivative security at price 7.43 per share.D2021-11-22Chief Executive Officer150k
SHUMATE CARLAPurchase at price 137.01 - 137.22 per share.I2021-11-19Officer36
LEBDA DOUGLAS RStock Gift at price 0.00 per share.D2021-11-16Chief Executive Officer455k
SALVAGE NEIL J JRSale at price 148.00 per share.D2021-11-02Officer4.15k
PEYREE SCOTTD2021-10-29Officer579
SALVAGE NEIL J JRD2021-10-22Officer6.33k
MORIARTY JOHN DD2021-10-22President5.58k
HENDERSON ROBINSale at price 170.00 per share.D2021-08-27Director735
SALVAGE NEIL J JRSale at price 175.00 per share.D2021-08-12Officer1.45k
SALVAGE NEIL J JRSale at price 185.47 per share.D2021-08-09Officer2k
LEBDA DOUGLAS RD/I2021-08-05Chief Executive Officer1.46k
SHUMATE CARLAD2021-08-05Officer164
SALVAGE NEIL J JRD2021-08-05President671
MORIARTY JOHN DD2021-08-05Officer481
OLMSTEAD JILL ED2021-08-05Officer336
ZIEGLER TRENTD2021-08-05Chief Financial Officer77
OZONIAN STEVEN ARMEND2021-06-09Director399
DALPORTO GABRIELD2021-06-09Director399
HENDERSON ROBIND2021-06-09Director399
SARASVATHY SARASD2021-06-09Director399
DAVIDSON THOMAS M JR.D2021-06-09Director399
WITZ JENNIFER CD2021-06-09Director399
WITZ JENNIFER CD2021-04-16Director75
LEBDA DOUGLAS RSale at price 218.78 per share.D2021-04-05Chief Executive Officer67.28k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to LendingTree Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on LendingTree Inc

Here is the result of two systematic investment strategies applied to LendingTree Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on LendingTree Inc

The following chart shows the equity curve of the two systematic investment strategies applied to LendingTree Inc:

LendingTree Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -43.21% on the backtest period.

Performance at glance

Performance

-43.21 %

Latent gain

-1175.61 $

Invested capital

2720.61 $

Annualized return

-10.44 %
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Momentum strategy results on LendingTree Inc

This is the result of two momentum investment strategies applied to LendingTree Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on LendingTree Inc

The following chart shows all the entries opened by the momentum investment system on LendingTree Inc:

LendingTree Inc momentum entries
  • The first momentum investment strategy would give -45.4% of return on LendingTree Inc. That represents -2697.86$ of latent gain with 5942.36$ of employed capital.
  • The second momentum investment strategy would give -44.39% of return on LendingTree Inc. That represents -1603.13$ of latent gain with 3611.63$ of employed capital.
Performance at glance (1Q Momentum)

Performance

-45.4 %

Latent gain

-2697.86 $

Invested capital

5942.36 $

Annualized return

-18.64 %
Performance at glance (2Q Momentum)

Performance

-44.39 %

Latent gain

-1603.13 $

Invested capital

3611.63 $

Annualized return

-12.13 %

Momentum equity curve on LendingTree Inc

The following chart shows the equity curve of the two momentum strategies applied to LendingTree Inc:

LendingTree Inc momentum equity

Note: the dividends potentially given by LendingTree Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on LendingTree Inc

The following chart shows the employed capital evolution of the two momentum strategies on LendingTree Inc since the beginning:

LendingTree Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on LendingTree Inc

Buy the dip entry openings on LendingTree Inc

LendingTree Inc

The performance achieved by the robo-advisor on LendingTree Inc is -39.88%. That represents -410.02$ of latent gain with 1028.02$ of employed capital. The following chart shows LendingTree Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of LendingTree Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

-39.88 %

Latent gain

-410.02 $

Invested capital

1028.02 $

Annualized return

-18.64 %

Equity curve of the strategy applied to LendingTree Inc

The following chart shows the result of the investment strategy applied to LendingTree Inc:

LendingTree Inc

Note: the dividends potentially given by LendingTree Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on LendingTree Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on LendingTree Inc:

LendingTree Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on LendingTree Inc

In this section, I will compare the three previous investment strategies applied to LendingTree Inc.

Equity curve comparison on LendingTree Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

LendingTree Inc investment strategy comparison

Employed capital comparison on LendingTree Inc

LendingTree Inc investment comparison

Performance comparison on LendingTree Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -43.21% -1175.61$ 2720.61$ -10.44%
Momentum 1 quarter -45.4% -2697.86$ 5942.36$ -11.64%
Momentum 2 quarters -44.39% -1603.13$ 3611.63$ -12.13%
Non-directional -39.88% -410.02$ 1028.02$ -18.64%
Annualized return comparison

Automatic investment

-10.44 %

Momentum 1Q

-12.13 %

Momentum 2Q

-12.13 %

Non-directional

-18.64 %

Correlated stocks

Here are the most positively and negatively correlated stocks with LendingTree Inc:

Positive correlations

Most correlated stocks this year

  • LendingTree Inc

  • Most correlated stocks last 3 months

  • IDG ENERGY INV
  • Henry Schein Inc
  • Infosys Ltd
  • Verint Systems Inc
  • LendingTree Inc

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • LUZHOU BANK

  • Note: The algorithm computes the probability of correlation between LendingTree Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of LendingTree Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name LendingTree Inc
    Country United States
    City Charlotte
    Address 1415 Vantage Park Drive
    Phone 704 541 5351
    Website www.lendingtree.com
    FullTime employees 1407
    Industry Financial Conglomerates
    Sector Financial Services
    Exchange XNAS
    Ticker TREE
    Market www.nasdaq.com

    LendingTree Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown