Territorial Bancorp Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 6.86
Dividend & Yield0.92$ (4.09%)
Beta 0.56
Market capitalization 206.61M
Operating cash flow 15.11M
ESG Scores unknown

Company description

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and Super NOW accounts. It also provides various loan products comprising one-to four-family residential mortgage; home equity; consumer; multi-family mortgage; commercial business; and construction, commercial, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company engages in insurance agency activities. Further, it provides various non-deposit investments, including annuities and mutual funds through a third-party broker-dealer. The company operates through a network of 29 full-service branches located in the state of Hawaii. Territorial Bancorp Inc. was founded in 1921 and is based in Honolulu, Hawaii.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
no companies found

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities -4.37M -629k 3.95M -1.25M
Total Cashflows From Investing Activities -53.76M -6.04M 298.28M -283.01M
Net Borrowings 35.01M -6.19M -14.99M
Total Cash From Financing Activities 47.11M -18.55M -533k 6.8M
Change To Operating Activities 836k -3.44M -4.05M -8.54M
Issuance Of Stock 170k 170k
Net Income 19.21M 22M 18.61M 17.43M
Change In Cash 14.97M -2.26M 318.74M -263.68M
Effect Of Exchange Rate
Total Cash From Operating Activities 21.63M 22.33M 20.99M 12.52M
Depreciation 1.29M 3.98M 4.61M 4.31M
Change To Account Receivables
Other Cashflows From Financing Activities 31.86M 2.76M 27.86M 22.03M
Change To Netincome 2.29M 653k -873k 152k
Capital Expenditures -363k -718k -1.76M -363k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 25.32M 28.31M 25.32M 23.8M
Net Income 19.21M 22M 18.61M 17.43M
Selling General Administrative 36.89M 37.72M 37.07M 37.72M
Gross Profit 62.82M 66.33M 62.82M 62.09M
Ebit
Operating Income 25.93M 28.61M 25.75M 24.37M
Interest Expense
Income Tax Expense 6.11M 6.31M 6.71M 6.37M
Total Revenue 62.82M 66.33M 62.82M 62.09M
Cost Of Revenue
Total Other Income ExpenseNet -608k -304k -425k -565k
Net Income From Continuing Ops 19.21M 22M 18.61M 17.43M
Net Income Applicable To Common Shares 19.12M 21.85M 18.53M 17.36M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 1.83B 1.84B 1.86B 1.87B
Total Stockholder Equity 235.08M 243.89M 248.71M 256.32M
Other Current Liabilities 2.41M 2.31M 2.16M 1.86M
Total Assets 2.07B 2.09B 2.11B 2.13B
Common Stock 97k 97k 95k 93k
Other Current Assets 17.48M 19.38M 8.71M 5.79M
Retained Earnings 182.59M 190.81M 200.07M 208.23M
Treasury Stock -12.7M -12.07M -12.61M -8.95M
Cash 35.16M 31.31M 363.54M 99.86M
Total Current Liabilities 1.79B 1.68B 1.69B 1.71B
Other Stockholder Equity -12.7M -12.07M -12.61M -8.95M
Property, Plant, and Equipment 4.82M 15.95M 17.19M 14.05M
Total Current Assets 55.18M 53.48M 375.1M 110.43M
Net Tangible Assets 235.08M 243.89M 248.71M 256.32M
Net Receivables
Accounts Payable 1.64B 1.64B 1.68B 1.69B


Insider Transactions

Here are the insider transactions of stock shares related to Territorial Bancorp Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
HIRATA VERNON HSale at price 23.12 - 23.38 per share.D2022-04-08Chief Operating Officer2.45k
HIRATA VERNON HSale at price 23.28 - 23.61 per share.D2022-04-07Chief Operating Officer3.55k
HIRATA VERNON HStock Award(Grant) at price 0.00 per share.D2022-04-04Chief Operating Officer2.73k
NAKATSUKA RALPH YStock Award(Grant) at price 0.00 per share.D2022-04-04Chief Operating Officer2.73k
KITAGAWA ALLAN SStock Award(Grant) at price 0.00 per share.D2022-04-04Chief Executive Officer6.55k
HIRATA VERNON HStock Award(Grant) at price 0.00 per share.D2022-03-10Chief Operating Officer1.72k
NAKATSUKA RALPH YStock Award(Grant) at price 0.00 per share.D2022-03-10Chief Operating Officer1.72k
KITAGAWA ALLAN SStock Award(Grant) at price 0.00 per share.D2022-03-10Chief Executive Officer4.22k
HIRATA VERNON HStock Award(Grant) at price 0.00 per share.D2021-04-05Chief Operating Officer2.42k
KITAGAWA ALLAN SStock Award(Grant) at price 0.00 per share.D2021-04-05Chief Executive Officer5.82k
HIRATA VERNON HStock Award(Grant) at price 0.00 per share.D2021-03-11Chief Operating Officer1.83k
NAKATSUKA RALPH YStock Award(Grant) at price 0.00 per share.D2021-03-11Chief Operating Officer1.83k
KITAGAWA ALLAN SStock Award(Grant) at price 0.00 per share.D2021-03-11Chief Executive Officer4.61k
LAU RICHARD KCStock Award(Grant) at price 0.00 per share.D2021-03-11Officer449
MIYAMOTO MELVIN MStock Award(Grant) at price 0.00 per share.D2021-03-11Officer and Treasurer394

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Territorial Bancorp Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Territorial Bancorp Inc

Here is the result of two systematic investment strategies applied to Territorial Bancorp Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Territorial Bancorp Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Territorial Bancorp Inc:

Territorial Bancorp Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -6.66% on the backtest period.

Performance at glance

Performance

-6.66 %

Latent gain

-149.75 $

Invested capital

2247.99 $

Annualized return

-1.61 %
Build your Trading System
Automated Trading using Prorealtime ebook

Momentum strategy results on Territorial Bancorp Inc

This is the result of two momentum investment strategies applied to Territorial Bancorp Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Territorial Bancorp Inc

The following chart shows all the entries opened by the momentum investment system on Territorial Bancorp Inc:

Territorial Bancorp Inc momentum entries
  • The first momentum investment strategy would give 0.6% of return on Territorial Bancorp Inc. That represents 24.03$ of latent gain with 3995.49$ of employed capital.
  • The second momentum investment strategy would give -3.65% of return on Territorial Bancorp Inc. That represents -137.13$ of latent gain with 3752.17$ of employed capital.
Performance at glance (1Q Momentum)

Performance

0.6 %

Latent gain

24.03 $

Invested capital

3995.49 $

Annualized return

5.59 %
Performance at glance (2Q Momentum)

Performance

-3.65 %

Latent gain

-137.13 $

Invested capital

3752.17 $

Annualized return

-1.0 %

Momentum equity curve on Territorial Bancorp Inc

The following chart shows the equity curve of the two momentum strategies applied to Territorial Bancorp Inc:

Territorial Bancorp Inc momentum equity

Note: the dividends potentially given by Territorial Bancorp Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Territorial Bancorp Inc

The following chart shows the employed capital evolution of the two momentum strategies on Territorial Bancorp Inc since the beginning:

Territorial Bancorp Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Territorial Bancorp Inc

Buy the dip entry openings on Territorial Bancorp Inc

Territorial Bancorp Inc

The performance achieved by the robo-advisor on Territorial Bancorp Inc is 11.97%. That represents 59.44$ of latent gain with 496.72$ of employed capital. The following chart shows Territorial Bancorp Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Territorial Bancorp Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

11.97 %

Latent gain

59.44 $

Invested capital

496.72 $

Annualized return

5.59 %

Equity curve of the strategy applied to Territorial Bancorp Inc

The following chart shows the result of the investment strategy applied to Territorial Bancorp Inc:

Territorial Bancorp Inc

Note: the dividends potentially given by Territorial Bancorp Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Territorial Bancorp Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Territorial Bancorp Inc:

Territorial Bancorp Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Territorial Bancorp Inc

In this section, I will compare the three previous investment strategies applied to Territorial Bancorp Inc.

Equity curve comparison on Territorial Bancorp Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Territorial Bancorp Inc investment strategy comparison

Employed capital comparison on Territorial Bancorp Inc

Territorial Bancorp Inc investment comparison

Performance comparison on Territorial Bancorp Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -6.66% -149.75$ 2247.99$ -1.61%
Momentum 1 quarter 0.6% 24.03$ 3995.49$ 0.15%
Momentum 2 quarters -3.65% -137.13$ 3752.17$ -1.0%
Non-directional 11.97% 59.44$ 496.72$ 5.59%
Annualized return comparison

Automatic investment

-1.61 %

Momentum 1Q

-1.0 %

Momentum 2Q

-1.0 %

Non-directional

5.59 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Territorial Bancorp Inc:

Note: The algorithm computes the probability of correlation between Territorial Bancorp Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of Territorial Bancorp Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Territorial Bancorp Inc
Country United States
City Honolulu
Address 1132 Bishop Street
Phone 808 946 1400
Website www.tsbhawaii.bank
FullTime employees 260
Industry Banks—Regional
Sector Financial Services
Exchange XNAS
Ticker TBNK
Market www.nasdaq.com

Territorial Bancorp Inc ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown