Security National Financial Corp - Class A chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 18.55
Dividend & YieldN/A$ (N/A)
Beta 0.72
Market capitalization 141.56M
Operating cash flow 125.07M
ESG Scores unknown

Company description

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.

Sector: Financial Services - Industry: Mortgage Finance

Financial Ratios
Quick Ratio2.6
Working Capital0.13
Return On Equity0.13
Debt To Equity0.29
Fixed Asset Ratio0.13
Fixed Interest Cover8.27

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities 63.31M 38.1M 36.14M -63.61M
Net Borrowings 30.06M 29.75M 80.07M -46.62M
Total Cash From Financing Activities 26.12M 24.3M 71.21M -55.08M
Change To Operating Activities 25.61M 20.45M 52.31M -9.54M
Issuance Of Stock 57.41k 863.91k 832.15k 1.08M
Net Income 21.69M 10.89M 55.6M 39.52M
Change In Cash 96.43M -13.2M -22.27M 25.95M
Effect Of Exchange Rate
Total Cash From Operating Activities 7.01M -75.6M -129.63M 144.64M
Depreciation 10.74M 12.24M 17.29M 20.39M
Change To Account Receivables
Other Cashflows From Financing Activities -3.79M -4.77M -6.72M -3.76M
Change To Netincome -62.65M -133.82M -269.13M 78.13M
Capital Expenditures -1.28M -1.84M -1.63M -5.22M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 26.18M 13.94M 71.45M 51.8M
Net Income 21.69M 10.89M 55.6M 39.52M
Selling General Administrative 110.59M 110.98M 144.58M 167.67M
Gross Profit 145.6M 134.03M 226.68M 228.54M
Ebit 33.14M 21.33M 80.03M 58.93M
Operating Income 33.14M 21.33M 80.03M 58.93M
Interest Expense -6.96M -7.39M -8.58M -7.13M
Income Tax Expense 4.49M 3.05M 15.85M 12.28M
Total Revenue 279.62M 283.06M 481.46M 470.7M
Cost Of Revenue 134.02M 149.03M 254.78M 242.16M
Total Other Income ExpenseNet -6.96M -7.39M -8.58M -7.13M
Net Income From Continuing Ops 21.69M 10.89M 55.6M 39.52M
Net Income Applicable To Common Shares 21.69M 10.89M 55.6M 39.52M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 879M 1.14B 1.28B 1.25B
Total Stockholder Equity 171.81M 196.71M 263.99M 299.77M
Other Current Liabilities 4.69M 5.12M 5.97M 1.56M
Total Assets 1.05B 1.33B 1.55B 1.55B
Common Stock 35M 37.22M 38.55M 41.02M
Other Current Assets 159.75M 259.53M 473.02M 345.24M
Retained Earnings 95.2M 101.26M 153.74M 184.54M
Treasury Stock -209.22k 12.15M 21.41M 16.22M
Cash 143.76M 129.06M 106.62M 132.41M
Total Current Liabilities 177.81M 210.47M 313.62M 191.12M
Other Stockholder Equity -2.82k 13.73M 23.24M 18.07M
Property, Plant, and Equipment 7.01M 25.87M 24.14M 34M
Total Current Assets 322.32M 407.35M 599.3M 504.94M
Net Tangible Assets 169.05M 191.79M 258.97M 290.9M
Net Receivables 8.94M 9.24M 10.9M 18.32M
Accounts Payable 7.52M 12.14M 20.94M 19.16M


Insider Transactions

Here are the insider transactions of stock shares related to Security National Financial Corp - Class A:

Filer Name Transaction Text Ownership Date Filer Relation Shares
MOODY H CRAIGStock Gift at price 6.51 per share.D2022-09-27Director4.8k
STEPHENS JEFFREY RUSSELLConversion of Exercise of derivative security at price 8.44 per share.D2022-06-21General Counsel10.82k
MOODY H CRAIGConversion of Exercise of derivative security at price 10.01 per share.D2022-04-06Director8.05k
HUNTER ROBERT GAILConversion of Exercise of derivative security at price 10.25 per share.D2022-03-21Director7.21k
QUIST S ANDREWConversion of Exercise of derivative security at price 0.96 per share.D2022-02-11General Counsel23.85k
SILL GARRETT SStock Gift at price 9.36 per share.D2022-01-31Chief Financial Officer6k
OVERBAUGH JASON GStock Gift at price 9.46 per share.D2022-01-24Officer and Director5k
HUNTER ROBERT GAILConversion of Exercise of derivative security at price 8.82 per share.D2021-12-06Director9.12k
JOHNSON STEPHEN CHARLESConversion of Exercise of derivative security at price 9.53 per share.D2021-11-09Officer4.33k
STEPHENS JEFFREY RUSSELLStock Gift at price 9.63 per share.D2021-11-05General Counsel1.05k
OVERBAUGH JASON GSale at price 8.48 per share.D2021-07-16Officer and Director2.95k
OVERBAUGH JASON GStock Gift at price 9.08 per share.D2021-07-16Officer and Director5.47k
STEPHENS JEFFREY RUSSELLConversion of Exercise of derivative security at price 1.01 - 8.55 per share.D2021-07-08General Counsel7.39k
QUIST ADAM GEORGEConversion of Exercise of derivative security at price 8.82 per share.D2021-07-01General Counsel5.52k
OVERBAUGH JASON GConversion of Exercise of derivative security at price 9.00 per share.D2021-06-25Officer and Director16.45k
MOODY H CRAIGConversion of Exercise of derivative security at price 8.86 per share.D2021-04-14Director8.68k
WILBUR NORMAN GSale at price 8.74 - 9.20 per share.D2021-01-28Director4.5k
MOODY H CRAIGSale at price 9.00 per share.D2021-01-22Director12k
WILBUR NORMAN GConversion of Exercise of derivative security at price 3.67 - 4.81 per share.D2021-01-20Director7.32k
WILBUR NORMAN GConversion of Exercise of derivative security at price 9.05 per share.D2021-01-20Director7.32k
MOODY H CRAIGStock Gift at price 9.21 per share.D2021-01-08Director2.7k
SILL GARRETT SStock Gift at price 9.21 per share.D2021-01-08Chief Financial Officer2.7k
OVERBAUGH JASON GStock Gift at price 8.69 per share.D2021-01-05Officer and Director5k
WILBUR NORMAN GSale at price 8.35 per share.D2020-12-23Director100
WILBUR NORMAN GSale at price 8.17 per share.D2020-12-07Director250
HUNTER ROBERT GAILConversion of Exercise of derivative security at price 7.96 per share.D2020-12-03Director8.66k
SILL GARRETT SSale at price 8.14 per share.D2020-11-30Chief Financial Officer2.5k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Security National Financial Corp - Class A. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Security National Financial Corp - Class A

Here is the result of two systematic investment strategies applied to Security National Financial Corp - Class A. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Security National Financial Corp - Class A

The following chart shows the equity curve of the two systematic investment strategies applied to Security National Financial Corp - Class A:

Security National Financial Corp - Class A automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 45.91% on the backtest period.

Performance at glance

Performance

45.91 %

Latent gain

1036.69 $

Invested capital

2258.14 $

Annualized return

11.09 %
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Momentum strategy results on Security National Financial Corp - Class A

This is the result of two momentum investment strategies applied to Security National Financial Corp - Class A. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Security National Financial Corp - Class A

The following chart shows all the entries opened by the momentum investment system on Security National Financial Corp - Class A:

Security National Financial Corp - Class A momentum entries
  • The first momentum investment strategy would give 53.56% of return on Security National Financial Corp - Class A. That represents 3208.18$ of latent gain with 5990.24$ of employed capital.
  • The second momentum investment strategy would give 54.43% of return on Security National Financial Corp - Class A. That represents 1770.31$ of latent gain with 3252.4$ of employed capital.
Performance at glance (1Q Momentum)

Performance

53.56 %

Latent gain

3208.18 $

Invested capital

5990.24 $

Annualized return

21.52 %
Performance at glance (2Q Momentum)

Performance

54.43 %

Latent gain

1770.31 $

Invested capital

3252.4 $

Annualized return

14.87 %

Momentum equity curve on Security National Financial Corp - Class A

The following chart shows the equity curve of the two momentum strategies applied to Security National Financial Corp - Class A:

Security National Financial Corp - Class A momentum equity

Note: the dividends potentially given by Security National Financial Corp - Class A are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Security National Financial Corp - Class A

The following chart shows the employed capital evolution of the two momentum strategies on Security National Financial Corp - Class A since the beginning:

Security National Financial Corp - Class A

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Security National Financial Corp - Class A

Buy the dip entry openings on Security National Financial Corp - Class A

Security National Financial Corp - Class A

The performance achieved by the robo-advisor on Security National Financial Corp - Class A is 46.05%. That represents 344.52$ of latent gain with 748.11$ of employed capital. The following chart shows Security National Financial Corp - Class A stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Security National Financial Corp - Class A, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

46.05 %

Latent gain

344.52 $

Invested capital

748.11 $

Annualized return

21.52 %

Equity curve of the strategy applied to Security National Financial Corp - Class A

The following chart shows the result of the investment strategy applied to Security National Financial Corp - Class A:

Security National Financial Corp - Class A

Note: the dividends potentially given by Security National Financial Corp - Class A are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Security National Financial Corp - Class A

The following chart shows the employed capital evolution since the beginning of the investment strategy on Security National Financial Corp - Class A:

Security National Financial Corp - Class A

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Security National Financial Corp - Class A

In this section, I will compare the three previous investment strategies applied to Security National Financial Corp - Class A.

Equity curve comparison on Security National Financial Corp - Class A

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Security National Financial Corp - Class A investment strategy comparison

Employed capital comparison on Security National Financial Corp - Class A

Security National Financial Corp - Class A investment comparison

Performance comparison on Security National Financial Corp - Class A

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 45.91% 1036.69$ 2258.14$ 11.09%
Momentum 1 quarter 53.56% 3208.18$ 5990.24$ 13.73%
Momentum 2 quarters 54.43% 1770.31$ 3252.4$ 14.87%
Non-directional 46.05% 344.52$ 748.11$ 21.52%
Annualized return comparison

Automatic investment

11.09 %

Momentum 1Q

14.87 %

Momentum 2Q

14.87 %

Non-directional

21.52 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Security National Financial Corp - Class A:

Note: The algorithm computes the probability of correlation between Security National Financial Corp - Class A and the other stocks. There may be false positives or some missing correlated stocks. If the price of Security National Financial Corp - Class A does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Security National Financial Corp - Class A
Country United States
City Salt Lake City
Address 433 West Ascension Way
Phone 801 264 1060
Website www.securitynational.com
FullTime employees 1619
Industry Mortgage Finance
Sector Financial Services
Exchange XNAS
Ticker SNFCA
Market www.nasdaq.com

Security National Financial Corp - Class A ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown