Repay Holdings Corporation - Class A chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 3.03
Dividend & YieldN/A$ (N/A)
Beta 1
Market capitalization 780.83M
Operating cash flow 74.24M
ESG Scores unknown

Company description

Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Sector: Technology - Industry: Software—Infrastructure

Financial Ratios
Quick Ratio1.04
Working Capital-14.89
Return On Equity-0.06
Debt To Equity0.51
Fixed Asset Ratio0.36
Fixed Interest Cover-9.97

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 1.5M 3.95M 38.19k 4.77M
Total Cashflows From Investing Activities -5.8M -339.13M -145.98M -397.34M
Net Borrowings -1.9M 123.19M 43.72M 197.35M
Total Cash From Financing Activities -8.21M 350.69M 186.1M 313.84M
Change To Operating Activities 3.13M 26.14M 2.71M -8.61M
Issuance Of Stock 283.87M 283.87M 596.7M 142.1M
Net Income 10.54M -55.29M -105.6M -50.08M
Change In Cash 10.17M 32.85M 68.6M -30.16M
Effect Of Exchange Rate
Total Cash From Operating Activities 24.18M 21.29M 28.49M 53.33M
Depreciation 10.42M 29.98M 60.81M 89.69M
Change To Account Receivables -1.53M -3.84M -2.89M -6.52M
Other Cashflows From Financing Activities -44.95M -44.95M -17.61M -21.5M
Change To Netincome -289.22k 34.83M 72M 21.54M
Capital Expenditures -913.5k -701.54k -994.15k -2.86M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 10.54M -75.55M -129.72M -86.73M
Net Income 10.54M -55.29M -105.6M -50.08M
Selling General Administrative 25.1M 76.86M 83.1M 110.75M
Gross Profit 55.03M 78.73M 113.59M 163.77M
Ebit 19.51M -28.11M -30.32M -36.67M
Operating Income 19.51M -28.11M -30.32M -36.67M
Interest Expense -6.07M -9.07M -14.45M -3.68M
Income Tax Expense -4.99M -12.36M -30.69M
Total Revenue 130.01M 104.6M 155.04M 219.26M
Cost Of Revenue 74.99M 25.87M 41.45M 55.48M
Total Other Income ExpenseNet -8.97M -47.44M -99.4M -50.06M
Net Income From Continuing Ops 10.54M -70.56M -117.37M -56.04M
Net Income Applicable To Common Shares 10.54M -31.55M -105.6M -50.08M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 109.98M 362.34M 553.8M 772.8M
Total Stockholder Equity 109.08M 213.54M 509.31M 874M
Other Current Liabilities 20.91M 26.05M 43.46M
Total Assets 219.06M 782.04M 1.11B 1.69B
Common Stock 109.08M 3.75k 7.12k 8.85k
Other Current Assets
Retained Earnings -70.34M -175.93M -226.02M
Treasury Stock 313.4k -6.44M -2.21k
Cash 13.29M 24.62M 91.13M 50.05M
Total Current Liabilities 20.65M 51.96M 65.44M 92.35M
Other Stockholder Equity 313.4k -6.44M -2.21k
Property, Plant, and Equipment 1.25M 1.61M 11.7M 14.3M
Total Current Assets 20.08M 43.88M 119.37M 95.71M
Net Tangible Assets -78.67M -509.17M -318.88M -527.77M
Net Receivables 5.98M 14.63M 21.31M 33.24M
Accounts Payable 2.91M 9.59M 11.88M 20.08M


Insider Transactions

Here are the insider transactions of stock shares related to Repay Holdings Corporation - Class A:

Filer Name Transaction Text Ownership Date Filer Relation Shares
JACKSON MICHAEL FRANKSale at price 7.90 per share.I2022-11-17Chief Operating Officer62.5k
KIGHT PETER JPurchase at price 7.41 per share.D2022-11-14Director65k
ALIAS SHALERPurchase at price 6.87 per share.I2022-11-11President75k
MORRIS JOHN ANDREW SR.Purchase at price 6.87 per share.I2022-11-11Chief Executive Officer15k
MURPHY TIMOTHY JOHNPurchase at price 6.87 per share.I2022-11-11Chief Financial Officer26k
KIGHT PETER JPurchase at price 9.71 - 10.00 per share.D2022-08-19Director108.68k
BARNETT NAOMISale at price 10.80 per share.D2022-08-15Officer4k
KIGHT PETER JPurchase at price 10.79 per share.D2022-06-16Director37.26k
JACOBS WILLIAM IStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
GARCIA PAUL REUStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
KIGHT PETER JStock Award(Grant) at price 0.00 per share.D2022-06-08Director19.61k
THORNBURGH RICHARD EStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
HARTHEIMER ROBERT HERMANStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
GOEBEL MARYANNStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
RIOS EMNET LEGESSEStock Award(Grant) at price 0.00 per share.D2022-06-08Director13.33k
JACKSON MICHAEL FRANKStock Award(Grant) at price 10.58 per share.D2022-05-31Chief Operating Officer1k
MORRIS JOHN ANDREW SR.Stock Award(Grant) at price 10.58 per share.D2022-05-31Chief Executive Officer1k
MURPHY TIMOTHY JOHNStock Award(Grant) at price 10.58 per share.D2022-05-31Chief Financial Officer1k
DEMPSEY TYLER BStock Award(Grant) at price 10.58 per share.D2022-05-31General Counsel855
BARNETT NAOMIStock Award(Grant) at price 10.58 per share.D2022-05-31Officer188
THORNBURGH RICHARD EPurchase at price 11.31 per share.D2022-05-18Director4.5k
MORRIS JOHN ANDREW SR.Purchase at price 11.25 per share.I2022-05-18Chief Executive Officer90k
MURPHY TIMOTHY JOHNPurchase at price 11.25 per share.I2022-05-18Chief Financial Officer26k
ALIAS SHALERStock Award(Grant) at price 0.00 per share.D2022-04-13President1.2k
MURPHY TIMOTHY JOHNI2022-04-01Chief Financial Officer43.53k
ALIAS SHALERStock Award(Grant) at price 0.00 per share.D2022-03-11President8.67k
JACKSON MICHAEL FRANKStock Award(Grant) at price 0.00 per share.D2022-03-11Chief Operating Officer9.66k
MORRIS JOHN ANDREW SR.Stock Award(Grant) at price 0.00 per share.D2022-03-11Chief Executive Officer9.79k
MURPHY TIMOTHY JOHNStock Award(Grant) at price 0.00 per share.D2022-03-11Chief Financial Officer11.72k
PERLMUTTER SUSANStock Award(Grant) at price 0.00 per share.D2022-03-11Officer5.85k
DEMPSEY TYLER BStock Award(Grant) at price 0.00 per share.D2022-03-11General Counsel9.66k
MOORE JACOB HAMILTONStock Award(Grant) at price 0.00 per share.D2022-03-11Officer5.68k
BARNETT NAOMIStock Award(Grant) at price 0.00 per share.D2022-03-11Officer2.41k
BARNETT NAOMISale at price 14.72 per share.D2022-03-09Officer6.5k
GUTHRIE DAVID MStock Award(Grant) at price 0.00 per share.D2022-02-23Chief Technology Officer24.21k
ALIAS SHALERStock Award(Grant) at price 0.00 per share.D2022-02-23President27.76k
JACKSON MICHAEL FRANKStock Award(Grant) at price 0.00 per share.D2022-02-23Chief Operating Officer28.51k
MORRIS JOHN ANDREW SR.Stock Award(Grant) at price 0.00 per share.D2022-02-23Chief Executive Officer164.38k
MURPHY TIMOTHY JOHNStock Award(Grant) at price 0.00 per share.D2022-02-23Chief Financial Officer47.4k
PERLMUTTER SUSANStock Award(Grant) at price 0.00 per share.D2022-02-23Officer20.92k
SULLIVAN THOMAS EUGENEStock Award(Grant) at price 0.00 per share.D2022-02-23Officer15.54k
DEMPSEY TYLER BStock Award(Grant) at price 0.00 per share.D2022-02-23General Counsel25.7k
MOORE JACOB HAMILTONStock Award(Grant) at price 0.00 per share.D2022-02-23Officer14.35k
BARNETT NAOMIStock Award(Grant) at price 0.00 per share.D2022-02-23Officer14.88k
RIOS EMNET LEGESSEStock Award(Grant) at price 0.00 per share.D2022-01-03Director9.3k
HARTHEIMER ROBERT HERMANStock Gift at price 0.00 per share.D2021-11-16Director625
JACKSON MICHAEL FRANKStock Gift at price 0.00 per share.D2021-11-16Chief Operating Officer4k
MOORE JACOB HAMILTONSale at price 23.01 per share.D2021-08-31Officer4.3k
JACOBS WILLIAM IStock Award(Grant) at price 0.00 per share.D2021-08-18Director7.67k
GARCIA PAUL REUStock Award(Grant) at price 0.00 per share.D2021-08-18Director7.67k
KIGHT PETER JStock Award(Grant) at price 0.00 per share.D2021-08-18Director7.67k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Repay Holdings Corporation - Class A. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Repay Holdings Corporation - Class A

Here is the result of two systematic investment strategies applied to Repay Holdings Corporation - Class A. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Repay Holdings Corporation - Class A

The following chart shows the equity curve of the two systematic investment strategies applied to Repay Holdings Corporation - Class A:

Repay Holdings Corporation - Class A automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 53.17% on the backtest period.

Performance at glance

Performance

53.17 %

Latent gain

797.17 $

Invested capital

1499.15 $

Annualized return

15.92 %
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Momentum strategy results on Repay Holdings Corporation - Class A

This is the result of two momentum investment strategies applied to Repay Holdings Corporation - Class A. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Repay Holdings Corporation - Class A

The following chart shows all the entries opened by the momentum investment system on Repay Holdings Corporation - Class A:

Repay Holdings Corporation - Class A momentum entries
  • The first momentum investment strategy would give 46.68% of return on Repay Holdings Corporation - Class A. That represents 2108.59$ of latent gain with 4517.25$ of employed capital.
  • The second momentum investment strategy would give 41.3% of return on Repay Holdings Corporation - Class A. That represents 1125.67$ of latent gain with 2725.45$ of employed capital.
Performance at glance (1Q Momentum)

Performance

46.68 %

Latent gain

2108.59 $

Invested capital

4517.25 $

Annualized return

2.99 %
Performance at glance (2Q Momentum)

Performance

41.3 %

Latent gain

1125.67 $

Invested capital

2725.45 $

Annualized return

14.44 %

Momentum equity curve on Repay Holdings Corporation - Class A

The following chart shows the equity curve of the two momentum strategies applied to Repay Holdings Corporation - Class A:

Repay Holdings Corporation - Class A momentum equity

Note: the dividends potentially given by Repay Holdings Corporation - Class A are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Repay Holdings Corporation - Class A

The following chart shows the employed capital evolution of the two momentum strategies on Repay Holdings Corporation - Class A since the beginning:

Repay Holdings Corporation - Class A

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Repay Holdings Corporation - Class A

Buy the dip entry openings on Repay Holdings Corporation - Class A

Repay Holdings Corporation - Class A

The performance achieved by the robo-advisor on Repay Holdings Corporation - Class A is 4.0%. That represents 10.12$ of latent gain with 253.0$ of employed capital. The following chart shows Repay Holdings Corporation - Class A stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Repay Holdings Corporation - Class A, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

4.0 %

Latent gain

10.12 $

Invested capital

253.0 $

Annualized return

2.99 %

Equity curve of the strategy applied to Repay Holdings Corporation - Class A

The following chart shows the result of the investment strategy applied to Repay Holdings Corporation - Class A:

Repay Holdings Corporation - Class A

Note: the dividends potentially given by Repay Holdings Corporation - Class A are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Repay Holdings Corporation - Class A

The following chart shows the employed capital evolution since the beginning of the investment strategy on Repay Holdings Corporation - Class A:

Repay Holdings Corporation - Class A

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Repay Holdings Corporation - Class A

In this section, I will compare the three previous investment strategies applied to Repay Holdings Corporation - Class A.

Equity curve comparison on Repay Holdings Corporation - Class A

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Repay Holdings Corporation - Class A investment strategy comparison

Employed capital comparison on Repay Holdings Corporation - Class A

Repay Holdings Corporation - Class A investment comparison

Performance comparison on Repay Holdings Corporation - Class A

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 53.17% 797.17$ 1499.15$ 15.92%
Momentum 1 quarter 46.68% 2108.59$ 4517.25$ 15.06%
Momentum 2 quarters 41.3% 1125.67$ 2725.45$ 14.44%
Non-directional 4.0% 10.12$ 253.0$ 2.99%
Annualized return comparison

Automatic investment

15.92 %

Momentum 1Q

14.44 %

Momentum 2Q

14.44 %

Non-directional

2.99 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Repay Holdings Corporation - Class A:

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

  • ProShares UltraShort Semiconductors -2x Shares

  • Note: The algorithm computes the probability of correlation between Repay Holdings Corporation - Class A and the other stocks. There may be false positives or some missing correlated stocks. If the price of Repay Holdings Corporation - Class A does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Repay Holdings Corporation - Class A
    Country United States
    City Atlanta
    Address 3 West Paces Ferry Road
    Phone 404 504 7472
    Website www.repay.com
    FullTime employees 552
    Industry Software—Infrastructure
    Sector Technology
    Exchange XNAS
    Ticker RPAY
    Market www.nasdaq.com

    Repay Holdings Corporation - Class A ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown