Peoples Financial Services Corp chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 16.09
Dividend & Yield1.60$ (2.95%)
Beta 0.23
Market capitalization 388.3M
Operating cash flow 45.35M
ESG Scores unknown

Company description

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
no companies found

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -134.81M -184.72M -201.24M -440.1M
Net Borrowings -49M 60.48M -87.11M -62.06M
Total Cash From Financing Activities 97.31M 146.18M 361.1M 451.07M
Change To Operating Activities -222k -892k 740k 2.67M
Issuance Of Stock
Net Income 24.92M 25.74M 29.35M 43.52M
Change In Cash -4.87M -1.46M 197.04M 51.74M
Effect Of Exchange Rate
Total Cash From Operating Activities 32.63M 37.08M 37.18M 40.77M
Depreciation 3.21M 4.21M 4.25M 3.64M
Change To Account Receivables
Other Cashflows From Financing Activities 156M 96.47M 465.62M 526.28M
Change To Netincome 4.89M 7.89M 4.11M -8.79M
Capital Expenditures -4.07M -5.6M -2.29M -4.88M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 28.31M 28.89M 34.17M 53.52M
Net Income 24.92M 25.74M 29.35M 43.52M
Selling General Administrative 42.44M 45.92M 45.53M 45.3M
Gross Profit 80.8M 84.53M 89.04M 108.52M
Ebit
Operating Income 31.62M 31.71M 37.01M 56.56M
Interest Expense
Income Tax Expense 3.39M 3.15M 4.82M 10M
Total Revenue 80.8M 84.53M 89.04M 108.52M
Cost Of Revenue
Total Other Income ExpenseNet -3.31M -2.82M -2.84M -3.04M
Net Income From Continuing Ops 24.92M 25.74M 29.35M 43.52M
Net Income Applicable To Common Shares 24.92M 25.74M 29.35M 43.52M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 2.01B 2.18B 2.57B 3.03B
Total Stockholder Equity 278.61M 299.01M 316.88M 340.13M
Other Current Liabilities
Total Assets 2.29B 2.48B 2.88B 3.37B
Common Stock 14.8M 14.78M 14.43M 14.34M
Other Current Assets 10.63M 10.51M 9.09M 8.94M
Retained Earnings 136.58M 152.19M 171.02M 203.75M
Treasury Stock -8.08M -3.21M 2.15M -5.51M
Cash 29.85M 28.61M 228.19M 279.93M
Total Current Liabilities 1.98B 2.15B 2.51B 2.98B
Other Stockholder Equity -8.08M -3.21M 2.15M -5.51M
Property, Plant, and Equipment 38.89M 47.93M 47.05M 51.5M
Total Current Assets 41.52M 45.24M 253.52M 299.35M
Net Tangible Assets 212.95M 234.07M 252.55M 276.29M
Net Receivables
Accounts Payable 1.88B 1.97B 2.44B 2.96B


Insider Transactions

Here are the insider transactions of stock shares related to Peoples Financial Services Corp:

Filer Name Transaction Text Ownership Date Filer Relation Shares
RAMIREZ ELISA ZPurchase at price 49.63 per share.D2022-09-16Director500
TULANEY THOMAS PPurchase at price 48.50 per share.I2022-09-01President1k
AUBREY WILLIAM E IIPurchase at price 48.50 per share.D2022-09-01Director1.36k
NICHOLAS JAMES BStock Award(Grant) at price 0.00 per share.D2022-03-29Director558
LOCHEN RICHARD S JRStock Award(Grant) at price 0.00 per share.D2022-03-29Director264
AUBREY WILLIAM E IIStock Award(Grant) at price 0.00 per share.D2022-03-29Director213
KUKUCHKA RONALD GStock Award(Grant) at price 0.00 per share.D2022-03-29Director187
WRIGHT JOSEPH T JRStock Award(Grant) at price 0.00 per share.D2022-03-29Director161
RAMIREZ ELISA ZPurchase at price 48.04 - 48.76 per share.D2022-03-08Director1.03k
TULANEY THOMAS PStock Award(Grant) at price 0.00 per share.D2022-02-24President509
TULANEY THOMAS PStock Award(Grant) at price 0.00 per share.D2022-02-24President1.68k
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Executive Officer1.01k
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Executive Officer3.57k
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Executive Officer3.57k
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Executive Officer3.57k
KIRTLEY TIMOTHY HStock Award(Grant) at price 0.00 per share.D2022-02-24Officer392
KIRTLEY TIMOTHY HStock Award(Grant) at price 0.00 per share.D2022-02-24Officer1.25k
KOPLIN NEAL DStock Award(Grant) at price 0.00 per share.D2022-02-24Officer454
KOPLIN NEAL DStock Award(Grant) at price 0.00 per share.D2022-02-24Officer1.45k
ANDERSON JOHN R IIIStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Financial Officer392
ANDERSON JOHN R IIIStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Financial Officer1.1k
HUBBLE SUSAN LStock Award(Grant) at price 0.00 per share.D2022-02-24Chief Technology Officer321
NICHOLAS JAMES BStock Award(Grant) at price 0.00 per share.D2022-01-13Director443
LOCHEN RICHARD S JRStock Award(Grant) at price 0.00 per share.D2022-01-13Director136
AUBREY WILLIAM E IIStock Award(Grant) at price 0.00 per share.D2022-01-13Director131
KUKUCHKA RONALD GStock Award(Grant) at price 0.00 per share.D2022-01-13Director165
WRIGHT JOSEPH T JRStock Award(Grant) at price 0.00 per share.D2022-01-13Director131
WRIGHT JOSEPH T JRStock Award(Grant) at price 0.00 per share.D2022-01-13Director131
NICHOLAS JAMES BStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
LOCHEN RICHARD S JRStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
BODNYK SANDRA LStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
AUBREY WILLIAM E IIStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
KUKUCHKA RONALD GStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
WRIGHT JOSEPH T JRStock Award(Grant) at price 0.00 per share.D2022-01-05Director300
WRIGHT JOSEPH T JRPurchase at price 49.05 per share.D2021-11-16Director3.5k
LOCHEN RICHARD S JRPurchase at price 48.65 per share.D2021-11-12Director427
LOCHEN RICHARD S JRPurchase at price 49.25 per share.D2021-11-08Director56
AUBREY WILLIAM E IIPurchase at price 45.99 - 46.00 per share.D2021-09-08Director2.79k
AUBREY WILLIAM E IIPurchase at price 45.99 - 46.00 per share.D2021-09-08Director2.79k
AUBREY WILLIAM E IIPurchase at price 46.00 per share.D2021-09-03Director550
AUBREY WILLIAM E IIPurchase at price 46.00 per share.D2021-09-01Director368
AUBREY WILLIAM E IIPurchase at price 46.00 per share.D2021-08-31Director2.3k
LOCHEN RICHARD S JRPurchase at price 43.24 - 43.35 per share.D2021-05-04Director415
BODNYK SANDRA LPurchase at price 42.16 per share.D2021-04-28Director1k
TULANEY THOMAS PStock Award(Grant) at price 0.00 per share.D2021-02-25President1.28k
TULANEY THOMAS PStock Award(Grant) at price 0.00 per share.D2021-02-25President573
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2021-02-25Chief Executive Officer2.78k
BEST CRAIG WStock Award(Grant) at price 0.00 per share.D2021-02-25Chief Executive Officer1.14k
KIRTLEY TIMOTHY HStock Award(Grant) at price 0.00 per share.D2021-02-25Officer423
KOPLIN NEAL DStock Award(Grant) at price 0.00 per share.D2021-02-25Officer1.12k
KOPLIN NEAL DStock Award(Grant) at price 0.00 per share.D2021-02-25Officer459

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Peoples Financial Services Corp. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Peoples Financial Services Corp

Here is the result of two systematic investment strategies applied to Peoples Financial Services Corp. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Peoples Financial Services Corp

The following chart shows the equity curve of the two systematic investment strategies applied to Peoples Financial Services Corp:

Peoples Financial Services Corp automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 5.6% on the backtest period.

Performance at glance

Performance

5.6 %

Latent gain

127.53 $

Invested capital

2275.49 $

Annualized return

1.35 %
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Momentum strategy results on Peoples Financial Services Corp

This is the result of two momentum investment strategies applied to Peoples Financial Services Corp. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Peoples Financial Services Corp

The following chart shows all the entries opened by the momentum investment system on Peoples Financial Services Corp:

Peoples Financial Services Corp momentum entries
  • The first momentum investment strategy would give 11.19% of return on Peoples Financial Services Corp. That represents 561.3$ of latent gain with 5015.52$ of employed capital.
  • The second momentum investment strategy would give 13.31% of return on Peoples Financial Services Corp. That represents 649.62$ of latent gain with 4881.86$ of employed capital.
Performance at glance (1Q Momentum)

Performance

11.19 %

Latent gain

561.3 $

Invested capital

5015.52 $

Annualized return

2.34 %
Performance at glance (2Q Momentum)

Performance

13.31 %

Latent gain

649.62 $

Invested capital

4881.86 $

Annualized return

3.64 %

Momentum equity curve on Peoples Financial Services Corp

The following chart shows the equity curve of the two momentum strategies applied to Peoples Financial Services Corp:

Peoples Financial Services Corp momentum equity

Note: the dividends potentially given by Peoples Financial Services Corp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Peoples Financial Services Corp

The following chart shows the employed capital evolution of the two momentum strategies on Peoples Financial Services Corp since the beginning:

Peoples Financial Services Corp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Peoples Financial Services Corp

Buy the dip entry openings on Peoples Financial Services Corp

Peoples Financial Services Corp

The performance achieved by the robo-advisor on Peoples Financial Services Corp is 5.01%. That represents 62.75$ of latent gain with 1252.11$ of employed capital. The following chart shows Peoples Financial Services Corp stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Peoples Financial Services Corp, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

5.01 %

Latent gain

62.75 $

Invested capital

1252.11 $

Annualized return

2.34 %

Equity curve of the strategy applied to Peoples Financial Services Corp

The following chart shows the result of the investment strategy applied to Peoples Financial Services Corp:

Peoples Financial Services Corp

Note: the dividends potentially given by Peoples Financial Services Corp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Peoples Financial Services Corp

The following chart shows the employed capital evolution since the beginning of the investment strategy on Peoples Financial Services Corp:

Peoples Financial Services Corp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Peoples Financial Services Corp

In this section, I will compare the three previous investment strategies applied to Peoples Financial Services Corp.

Equity curve comparison on Peoples Financial Services Corp

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Peoples Financial Services Corp investment strategy comparison

Employed capital comparison on Peoples Financial Services Corp

Peoples Financial Services Corp investment comparison

Performance comparison on Peoples Financial Services Corp

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 5.6% 127.53$ 2275.49$ 1.35%
Momentum 1 quarter 11.19% 561.3$ 5015.52$ 2.87%
Momentum 2 quarters 13.31% 649.62$ 4881.86$ 3.64%
Non-directional 5.01% 62.75$ 1252.11$ 2.34%
Annualized return comparison

Automatic investment

1.35 %

Momentum 1Q

3.64 %

Momentum 2Q

3.64 %

Non-directional

2.34 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Peoples Financial Services Corp:

Positive correlations

Most correlated stocks this year

  • Peoples Financial Services Corp

  • Most correlated stocks last 3 months

  • Peoples Financial Services Corp
  • WANT WANT CHINA
  • Asia Pacific Wire & Cable

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months


    Note: The algorithm computes the probability of correlation between Peoples Financial Services Corp and the other stocks. There may be false positives or some missing correlated stocks. If the price of Peoples Financial Services Corp does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Peoples Financial Services Corp
    Country United States
    City Scranton
    Address 150 North Washington Avenue
    Phone 570 346 7741
    Website www.psbt.com
    FullTime employees 370
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNAS
    Ticker PFIS
    Market www.nasdaq.com

    Peoples Financial Services Corp ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown