PCB Bancorp. chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 6.83
Dividend & Yield0.60$ (3.26%)
Beta 0.7
Market capitalization 268.62M
Operating cash flow 39.43M
ESG Scores unknown

Company description

PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
no companies found

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -168.12M -61.9M -132.82M -175.22M
Net Borrowings -10M -10M 60M -70M
Total Cash From Financing Activities 226.05M 15.74M 163.59M 186.03M
Change To Operating Activities 4.45M -2.1M -6.83M 1.94M
Issuance Of Stock 45.35M 626k 693k 1.28M
Net Income 24.3M 24.11M 16.18M 40.1M
Change In Cash 88.61M -16.05M 47.87M 9.19M
Effect Of Exchange Rate
Total Cash From Operating Activities 30.68M 30.12M 17.09M -1.62M
Depreciation 4.03M 3.92M 3.44M 3.38M
Change To Account Receivables
Other Cashflows From Financing Activities 192.46M 35.55M 115.54M 272.28M
Change To Netincome -744k 3.39M 6.66M -49.71M
Capital Expenditures -1.14M -710k -1.78M -430k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 34.74M 34.35M 23.01M 56.96M
Net Income 24.3M 24.11M 16.18M 40.1M
Selling General Administrative 35.81M 38.08M 37.41M 39.53M
Gross Profit 74.97M 76.67M 64.71M 100.17M
Ebit
Operating Income 34.74M 34.35M 23.06M 56.96M
Interest Expense
Income Tax Expense 10.44M 10.24M 6.84M 16.86M
Total Revenue 74.97M 76.67M 64.71M 100.17M
Cost Of Revenue
Total Other Income ExpenseNet -45k
Net Income From Continuing Ops 24.3M 24.11M 16.18M 40.1M
Net Income Applicable To Common Shares 24.3M 24.09M 16.14M 39.95M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 1.49B 1.52B 1.69B 1.89B
Total Stockholder Equity 210.3M 226.83M 233.79M 256.29M
Other Current Liabilities
Total Assets 1.7B 1.75B 1.92B 2.15B
Common Stock 174.37M 169.22M 164.14M 154.99M
Other Current Assets 10.96M 7.11M 11.31M 42.39M
Retained Earnings 37.58M 57.67M 67.69M 101.14M
Treasury Stock -1.65M -57k 1.96M 154k
Cash 162.27M 146.23M 194.1M 203.28M
Total Current Liabilities 1.46B 1.5B 1.67B 1.88B
Other Stockholder Equity -1.65M -57k 1.96M 154k
Property, Plant, and Equipment 4.59M 12.75M 11.66M 9.88M
Total Current Assets 173.23M 153.34M 206.81M 245.68M
Net Tangible Assets 210.3M 226.83M 233.79M 256.29M
Net Receivables
Accounts Payable 1.44B 1.48B 1.59B 1.87B


Insider Transactions

Here are the insider transactions of stock shares related to PCB Bancorp.:

Filer Name Transaction Text Ownership Date Filer Relation Shares
CHON JUSTIN OH-SUNGSale at price 18.85 per share.D2022-11-18Officer2.96k
LEE MIMIPurchase at price 18.84 per share.D2022-11-18Officer120
CHON JUSTIN OH-SUNGSale at price 19.10 per share.D2022-11-10Officer36
KIM DAVID WPurchase at price 18.59 - 18.63 per share.D2022-11-02Officer1k
LEE SANG YOUNGPurchase at price 18.65 - 18.90 per share.I2022-11-01Director and Beneficial Owner of more than 10% of a Class of Security12.14k
LEE SANG YOUNGPurchase at price 19.00 per share.I2022-09-09Director and Beneficial Owner of more than 10% of a Class of Security412
LEE SANG YOUNGPurchase at price 18.32 - 18.50 per share.I2022-09-02Director and Beneficial Owner of more than 10% of a Class of Security13.5k
LEE SANG YOUNGPurchase at price 18.97 - 19.00 per share.I2022-08-29Director and Beneficial Owner of more than 10% of a Class of Security17.27k
LEE MIMIPurchase at price 20.33 per share.D2022-08-19Officer87
LEE MIMIConversion of Exercise of derivative security at price 10.33 per share.D2022-08-11Officer2k
CHO DANIELConversion of Exercise of derivative security at price 14.00 per share.D2022-08-05Director4k
CHO HAEYOUNGConversion of Exercise of derivative security at price 9.30 per share.I2022-06-10Director5k
LEE SANG YOUNGPurchase at price 19.93 - 20.14 per share.I2022-06-09Director and Beneficial Owner of more than 10% of a Class of Security10k
LEE SANG YOUNGPurchase at price 19.56 - 19.80 per share.I2022-06-01Director and Beneficial Owner of more than 10% of a Class of Security6k
CHON JUSTIN OH-SUNGSale at price 20.00 per share.D2022-05-27Officer3.52k
LEE MIMIPurchase at price 19.25 per share.D2022-05-20Officer91
CHANG TIMOTHY TAE ANConversion of Exercise of derivative security at price 4.51 per share.D2022-04-06Chief Financial Officer5.89k
CHANG TIMOTHY TAE ANConversion of Exercise of derivative security at price 4.51 per share.D2022-03-07Chief Financial Officer5.89k
KIM HENRYConversion of Exercise of derivative security at price 10.33 per share.D2022-03-07Chief Executive Officer6.72k
LEE SANG YOUNGPurchase at price 23.05 - 23.42 per share.I2022-03-01Director and Beneficial Owner of more than 10% of a Class of Security9.22k
CHUNG JANICEPurchase at price 22.40 - 22.95 per share.D2022-03-01Director8.7k
LEE SANG YOUNGPurchase at price 22.74 - 23.50 per share.I2022-02-25Director and Beneficial Owner of more than 10% of a Class of Security3.73k
LEE SANG YOUNGPurchase at price 23.70 - 23.95 per share.I2022-02-23Director and Beneficial Owner of more than 10% of a Class of Security18.2k
AHN KIJUNConversion of Exercise of derivative security at price 3.38 per share.D2022-02-18Director9.5k
LEE MIMIPurchase at price 24.79 per share.D2022-02-18Officer71
CHO DANIELSale at price 23.12 - 23.82 per share.I2022-02-03Director10k
LEE SANG YOUNGPurchase at price 22.18 - 22.50 per share.I2022-02-02Director and Beneficial Owner of more than 10% of a Class of Security3.73k
KIM HENRYStock Award(Grant) at price 0.00 per share.D2021-12-31Chief Executive Officer25k
CHUNG JANICEPurchase at price 21.53 - 21.58 per share.I2021-12-10Director1k
LEE SANG YOUNGPurchase at price 22.00 - 22.36 per share.I2021-11-29Director and Beneficial Owner of more than 10% of a Class of Security13.1k
LEE SANG YOUNGPurchase at price 22.37 - 22.70 per share.I2021-11-23Director and Beneficial Owner of more than 10% of a Class of Security10.72k
LEE MIMIPurchase at price 22.42 per share.D2021-11-19Officer62
LEE MIMIConversion of Exercise of derivative security at price 10.33 per share.D2021-11-09Chief Operating Officer1k
CHON JUSTIN OH-SUNGConversion of Exercise of derivative security at price 10.33 per share.D2021-11-05Officer6k
CHO DANIELConversion of Exercise of derivative security at price 14.00 per share.D2021-08-06Director16k
CHANG TIMOTHY TAE ANConversion of Exercise of derivative security at price 4.51 per share.D2021-07-27Chief Financial Officer1.98k
LEE MIMIConversion of Exercise of derivative security at price 10.33 per share.D2021-07-27Officer2k
LEE MIMIConversion of Exercise of derivative security at price 10.33 per share.D2021-05-18Officer3k
CHANG TIMOTHY TAE ANConversion of Exercise of derivative security at price 4.51 per share.D2021-04-19Chief Financial Officer1.78k
CHO HAEYOUNGConversion of Exercise of derivative security at price 9.30 per share.I2021-04-08Director10k
KIM HENRYConversion of Exercise of derivative security at price 10.33 per share.D2021-04-08Chief Executive Officer2.5k
KIM HENRYConversion of Exercise of derivative security at price 10.33 per share.D2021-04-07Chief Executive Officer2.5k
CHO HAEYOUNGConversion of Exercise of derivative security at price 9.30 per share.I2021-03-30Director5k
CHO HAEYOUNGConversion of Exercise of derivative security at price 9.30 per share.I2021-03-11Director10k
LEE SANG YOUNGPurchase at price 14.95 per share.I2021-03-04Director and Beneficial Owner of more than 10% of a Class of Security3.4k
LEE SANG YOUNGPurchase at price 14.75 - 14.80 per share.I2021-03-02Director and Beneficial Owner of more than 10% of a Class of Security4k
LEE SANG YOUNGPurchase at price 13.90 - 13.95 per share.I2021-02-26Director and Beneficial Owner of more than 10% of a Class of Security3.6k
LEE SANG YOUNGPurchase at price 13.65 - 13.74 per share.I2021-02-10Director and Beneficial Owner of more than 10% of a Class of Security3.7k
CHANG TIMOTHY TAE ANConversion of Exercise of derivative security at price 4.51 per share.D2021-02-09Chief Financial Officer2.22k
LEE SANG YOUNGPurchase at price 11.35 - 11.85 per share.I2021-02-03Director and Beneficial Owner of more than 10% of a Class of Security12k
KIM HENRYPurchase at price 11.40 per share.D/I2021-02-02Chief Executive Officer3k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to PCB Bancorp.. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on PCB Bancorp.

Here is the result of two systematic investment strategies applied to PCB Bancorp.. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on PCB Bancorp.

The following chart shows the equity curve of the two systematic investment strategies applied to PCB Bancorp.:

PCB Bancorp. automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 39.77% on the backtest period.

Performance at glance

Performance

39.77 %

Latent gain

891.1 $

Invested capital

2240.46 $

Annualized return

9.61 %
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Momentum strategy results on PCB Bancorp.

This is the result of two momentum investment strategies applied to PCB Bancorp.. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on PCB Bancorp.

The following chart shows all the entries opened by the momentum investment system on PCB Bancorp.:

PCB Bancorp. momentum entries
  • The first momentum investment strategy would give 49.46% of return on PCB Bancorp.. That represents 2479.33$ of latent gain with 5012.63$ of employed capital.
  • The second momentum investment strategy would give 47.78% of return on PCB Bancorp.. That represents 954.75$ of latent gain with 1998.43$ of employed capital.
Performance at glance (1Q Momentum)

Performance

49.46 %

Latent gain

2479.33 $

Invested capital

5012.63 $

Annualized return

14.2 %
Performance at glance (2Q Momentum)

Performance

47.78 %

Latent gain

954.75 $

Invested capital

1998.43 $

Annualized return

13.05 %

Momentum equity curve on PCB Bancorp.

The following chart shows the equity curve of the two momentum strategies applied to PCB Bancorp.:

PCB Bancorp. momentum equity

Note: the dividends potentially given by PCB Bancorp. are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PCB Bancorp.

The following chart shows the employed capital evolution of the two momentum strategies on PCB Bancorp. since the beginning:

PCB Bancorp.

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on PCB Bancorp.

Buy the dip entry openings on PCB Bancorp.

PCB Bancorp.

The performance achieved by the robo-advisor on PCB Bancorp. is 30.39%. That represents 73.92$ of latent gain with 243.2$ of employed capital. The following chart shows PCB Bancorp. stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of PCB Bancorp., and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

30.39 %

Latent gain

73.92 $

Invested capital

243.2 $

Annualized return

14.2 %

Equity curve of the strategy applied to PCB Bancorp.

The following chart shows the result of the investment strategy applied to PCB Bancorp.:

PCB Bancorp.

Note: the dividends potentially given by PCB Bancorp. are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PCB Bancorp.

The following chart shows the employed capital evolution since the beginning of the investment strategy on PCB Bancorp.:

PCB Bancorp.

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on PCB Bancorp.

In this section, I will compare the three previous investment strategies applied to PCB Bancorp..

Equity curve comparison on PCB Bancorp.

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

PCB Bancorp. investment strategy comparison

Employed capital comparison on PCB Bancorp.

PCB Bancorp. investment comparison

Performance comparison on PCB Bancorp.

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 39.77% 891.1$ 2240.46$ 9.61%
Momentum 1 quarter 49.46% 2479.33$ 5012.63$ 12.68%
Momentum 2 quarters 47.78% 954.75$ 1998.43$ 13.05%
Non-directional 30.39% 73.92$ 243.2$ 14.2%
Annualized return comparison

Automatic investment

9.61 %

Momentum 1Q

13.05 %

Momentum 2Q

13.05 %

Non-directional

14.2 %

Correlated stocks

Here are the most positively and negatively correlated stocks with PCB Bancorp.:

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months


Note: The algorithm computes the probability of correlation between PCB Bancorp. and the other stocks. There may be false positives or some missing correlated stocks. If the price of PCB Bancorp. does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name PCB Bancorp.
Country United States
City Los Angeles
Address 3701 Wilshire Boulevard
Phone 213 210 2000
Website www.paccity.net
FullTime employees 273
Industry Banks—Regional
Sector Financial Services
Exchange XNAS
Ticker PCB
Market www.nasdaq.com

PCB Bancorp. ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown