Kentucky First Federal Bancorp chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 1.15
Dividend & Yield0.40$ (5.65%)
Beta 0.26
Market capitalization 58.31M
Operating cash flow 951k
ESG Scores unknown

Company description

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

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Financial Statements

Cashflow Statement 2019-06-30 2020-06-30 2021-06-30 2022-06-30
Change To Liabilities -98k 247k -217k 161k
Total Cashflows From Investing Activities -12.58M 243k -8.85M 13.33M
Net Borrowings 13.65M -11.99M 2.16M -22.81M
Total Cash From Financing Activities 11.49M 2.56M 15.21M -11.8M
Change To Operating Activities 31k -63k 206k -423k
Issuance Of Stock
Net Income 812k -12.55M 1.82M 1.59M
Change In Cash -82k 3.84M 7.95M 4.17M
Effect Of Exchange Rate
Total Cash From Operating Activities 1M 1.04M 1.58M 2.64M
Depreciation 282k 277k 288k 285k
Change To Account Receivables
Other Cashflows From Financing Activities 184k 16.47M 14.61M 12.94M
Change To Netincome 69k 12.98M -652k 983k
Capital Expenditures -148k -165k -101k -151k

Income Statement 2019-06-30 2020-06-30 2021-06-30 2022-06-30
Research Development
Income Before Tax 953k -12.28M 2.17M 2.07M
Net Income 812k -12.55M 1.82M 1.59M
Selling General Administrative 7.57M 7.31M 7.25M 6.67M
Gross Profit 9.68M 9.62M 10.41M 9.73M
Ebit
Operating Income 1.05M 1.34M 2.41M 2.24M
Interest Expense
Income Tax Expense 141k 264k 352k 477k
Total Revenue 9.68M 9.62M 10.41M 9.73M
Cost Of Revenue
Total Other Income ExpenseNet -102k -13.63M -234k -172k
Net Income From Continuing Ops 812k -12.55M 1.82M 1.59M
Net Income Applicable To Common Shares 812k -12.55M 1.82M 1.59M

Balance Sheet Statement 2019-06-30 2020-06-30 2021-06-30 2022-06-30
Total Liabilities 264.49M 269.23M 285.77M 276.06M
Total Stockholder Equity 66.28M 51.91M 52.3M 52.02M
Other Current Liabilities
Total Assets 330.77M 321.14M 338.06M 328.08M
Common Stock 86k 86k 86k 86k
Other Current Assets 1.02M 1.63M 2.04M 1.18M
Retained Earnings 33.87M 19.93M 20.36M 20.56M
Treasury Stock -2.73M -3.09M -3.07M -3.51M
Cash 9.86M 13.7M 21.65M 25.82M
Total Current Liabilities 195.86M 212.3M 226.86M 266.55M
Other Stockholder Equity -472k -287k -102k -5k
Property, Plant, and Equipment 5.03M 4.92M 4.7M 4.56M
Total Current Assets 19.45M 19.16M 24.85M 27.92M
Net Tangible Assets 51.77M 50.96M 51.35M 51.08M
Net Receivables
Accounts Payable 195.84M 212.27M 226.84M 239.86M


Insider Transactions

Here are the insider transactions of stock shares related to Kentucky First Federal Bancorp:

Filer Name Transaction Text Ownership Date Filer Relation Shares
HULETTE R CLAYSale at price 7.50 per share.D/I2022-06-15Chief Financial Officer3k
HULETTE TERESA KSale at price 7.50 per share.D/I2022-06-15Officer3k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Kentucky First Federal Bancorp. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Kentucky First Federal Bancorp

Here is the result of two systematic investment strategies applied to Kentucky First Federal Bancorp. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Kentucky First Federal Bancorp

The following chart shows the equity curve of the two systematic investment strategies applied to Kentucky First Federal Bancorp:

Kentucky First Federal Bancorp automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -0.44% on the backtest period.

Performance at glance

Performance

-0.44 %

Latent gain

-8.78 $

Invested capital

2004.82 $

Annualized return

-0.11 %
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Momentum strategy results on Kentucky First Federal Bancorp

This is the result of two momentum investment strategies applied to Kentucky First Federal Bancorp. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Kentucky First Federal Bancorp

The following chart shows all the entries opened by the momentum investment system on Kentucky First Federal Bancorp:

Kentucky First Federal Bancorp momentum entries
  • The first momentum investment strategy would give -2.91% of return on Kentucky First Federal Bancorp. That represents -225.45$ of latent gain with 7742.91$ of employed capital.
  • The second momentum investment strategy would give 1.02% of return on Kentucky First Federal Bancorp. That represents 63.71$ of latent gain with 6233.15$ of employed capital.
Performance at glance (1Q Momentum)

Performance

-2.91 %

Latent gain

-225.45 $

Invested capital

7742.91 $

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

1.02 %

Latent gain

63.71 $

Invested capital

6233.15 $

Annualized return

0.28 %

Momentum equity curve on Kentucky First Federal Bancorp

The following chart shows the equity curve of the two momentum strategies applied to Kentucky First Federal Bancorp:

Kentucky First Federal Bancorp momentum equity

Note: the dividends potentially given by Kentucky First Federal Bancorp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Kentucky First Federal Bancorp

The following chart shows the employed capital evolution of the two momentum strategies on Kentucky First Federal Bancorp since the beginning:

Kentucky First Federal Bancorp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Kentucky First Federal Bancorp

Buy the dip entry openings on Kentucky First Federal Bancorp

Kentucky First Federal Bancorp

The performance achieved by the robo-advisor on Kentucky First Federal Bancorp is 0%. That represents 0.0$ of latent gain with 0.0$ of employed capital. The following chart shows Kentucky First Federal Bancorp stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Kentucky First Federal Bancorp, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 $

Invested capital

0.0 $

Annualized return

0.0 %

Equity curve of the strategy applied to Kentucky First Federal Bancorp

The following chart shows the result of the investment strategy applied to Kentucky First Federal Bancorp:

Kentucky First Federal Bancorp

Note: the dividends potentially given by Kentucky First Federal Bancorp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Kentucky First Federal Bancorp

The following chart shows the employed capital evolution since the beginning of the investment strategy on Kentucky First Federal Bancorp:

Kentucky First Federal Bancorp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Kentucky First Federal Bancorp

In this section, I will compare the three previous investment strategies applied to Kentucky First Federal Bancorp.

Equity curve comparison on Kentucky First Federal Bancorp

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Kentucky First Federal Bancorp investment strategy comparison

Employed capital comparison on Kentucky First Federal Bancorp

Kentucky First Federal Bancorp investment comparison

Performance comparison on Kentucky First Federal Bancorp

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -0.44% -8.78$ 2004.82$ -0.11%
Momentum 1 quarter -2.91% -225.45$ 7742.91$ -0.75%
Momentum 2 quarters 1.02% 63.71$ 6233.15$ 0.28%
Non-directional 0% 0.0$ 0.0$ 0.0%
Annualized return comparison

Automatic investment

-0.11 %

Momentum 1Q

0.28 %

Momentum 2Q

0.28 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Kentucky First Federal Bancorp:

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

  • MEDIALINK GROUP

  • Note: The algorithm computes the probability of correlation between Kentucky First Federal Bancorp and the other stocks. There may be false positives or some missing correlated stocks. If the price of Kentucky First Federal Bancorp does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Kentucky First Federal Bancorp
    Country United States
    City Hazard
    Address 655 Main Street
    Phone 502 223 1638
    Website ffsbky.bank
    FullTime employees 62
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNAS
    Ticker KFFB
    Market www.nasdaq.com

    Kentucky First Federal Bancorp ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown