Jiayin Group Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 47.91
Dividend & YieldN/A$ (N/A)
Beta 0.94
Market capitalization 110.21M
Operating cash flow N/A
ESG Scores unknown

Company description

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.

Sector: Communication Services - Industry: Internet Content & Information

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities -17.64M -61.65M 27.36M -12.94M
Total Cashflows From Investing Activities -16.42M -234.18M 33.23M -126.22M
Net Borrowings -33.6M 230k 3.11M
Total Cash From Financing Activities -433.6M 244.67M 10.6M 9.94M
Change To Operating Activities -1.38B -861.63M -280.23M 2.1M
Issuance Of Stock 273.86M 273.86M 6.98M 7.35M
Net Income 611.76M 527.75M 252.88M 472.09M
Change In Cash -678.39M 39.21M -2.83M 65.25M
Effect Of Exchange Rate 2.42M 2.42M -11.14M -3.01M
Total Cash From Operating Activities -228.37M 26.29M -35.51M 184.54M
Depreciation 11.3M 17.71M 23.16M 15.67M
Change To Account Receivables -6.62M -82.82M -224.41M -344.39M
Other Cashflows From Financing Activities -29.42M -29.42M 500k 2.59M
Change To Netincome 333.74M 378.88M 65.77M -86.28M
Capital Expenditures -16.89M -27.61M -848k -2.77M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development 184.3M 201.4M 151.55M 143.73M
Income Before Tax 705.67M 564.19M 358.88M 593.49M
Net Income 611.76M 527.75M 252.88M 472.09M
Selling General Administrative 877.05M 836.3M 530.03M 824.44M
Gross Profit 2.48B 1.8B 1.06B 1.44B
Ebit 1.15B 534.67M 302.11M 431.96M
Operating Income 1.15B 534.67M 302.11M 431.96M
Interest Expense -1.12M -1.12M -1.12M -1.12M
Income Tax Expense 93.92M 37.01M 108.81M 125.72M
Total Revenue 2.88B 2.23B 1.3B 1.78B
Cost Of Revenue 401.68M 425.56M 239.2M 335.93M
Total Other Income ExpenseNet -447.26M 29.52M 56.77M 161.53M
Net Income From Continuing Ops 611.76M 527.18M 250.07M 467.76M
Net Income Applicable To Common Shares 611.76M 527.75M 252.88M 472.09M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 2.45B 1.44B 989.14M 945.68M
Total Stockholder Equity -1.65B -741.85M -461.62M 27.86M
Other Current Liabilities 465.5M 235.11M 283.54M 413.55M
Total Assets 801.88M 701.07M 525.37M 971.43M
Common Stock
Other Current Assets 41.5M 2M 2.02M
Retained Earnings -2.05B -1.52B -1.27B -794.76M
Treasury Stock 469k -12.82M -17.95M
Cash 41.44M 122.15M 117.32M 182.55M
Total Current Liabilities 818.25M 390.26M 420.73M 605.32M
Other Stockholder Equity 469k -12.82M -17.95M
Property, Plant, and Equipment 29.01M 76.3M 26.38M 44.61M
Total Current Assets 711.1M 552.65M 370.51M 786.6M
Net Tangible Assets -1.65B -741.85M -461.62M 27.86M
Net Receivables 539.93M 269.89M 189.9M 539.78M
Accounts Payable


Insider Transactions

Here are the insider transactions of stock shares related to Jiayin Group Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Jiayin Group Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Jiayin Group Inc

Here is the result of two systematic investment strategies applied to Jiayin Group Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Jiayin Group Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Jiayin Group Inc:

Jiayin Group Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -31.11% on the backtest period.

Performance at glance

Performance

-31.11 %

Latent gain

-389.02 $

Invested capital

1250.51 $

Annualized return

-11.97 %
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Momentum strategy results on Jiayin Group Inc

This is the result of two momentum investment strategies applied to Jiayin Group Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Jiayin Group Inc

The following chart shows all the entries opened by the momentum investment system on Jiayin Group Inc:

Jiayin Group Inc momentum entries
  • The first momentum investment strategy would give 13.46% of return on Jiayin Group Inc. That represents 505.46$ of latent gain with 3754.35$ of employed capital.
  • The second momentum investment strategy would give 30.14% of return on Jiayin Group Inc. That represents 829.41$ of latent gain with 2751.53$ of employed capital.
Performance at glance (1Q Momentum)

Performance

13.46 %

Latent gain

505.46 $

Invested capital

3754.35 $

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

30.14 %

Latent gain

829.41 $

Invested capital

2751.53 $

Annualized return

14.22 %

Momentum equity curve on Jiayin Group Inc

The following chart shows the equity curve of the two momentum strategies applied to Jiayin Group Inc:

Jiayin Group Inc momentum equity

Note: the dividends potentially given by Jiayin Group Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Jiayin Group Inc

The following chart shows the employed capital evolution of the two momentum strategies on Jiayin Group Inc since the beginning:

Jiayin Group Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Jiayin Group Inc

Buy the dip entry openings on Jiayin Group Inc

Jiayin Group Inc

The performance achieved by the robo-advisor on Jiayin Group Inc is 0%. That represents 0.0$ of latent gain with 0.0$ of employed capital. The following chart shows Jiayin Group Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Jiayin Group Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 $

Invested capital

0.0 $

Annualized return

0.0 %

Equity curve of the strategy applied to Jiayin Group Inc

The following chart shows the result of the investment strategy applied to Jiayin Group Inc:

Jiayin Group Inc

Note: the dividends potentially given by Jiayin Group Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Jiayin Group Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Jiayin Group Inc:

Jiayin Group Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Jiayin Group Inc

In this section, I will compare the three previous investment strategies applied to Jiayin Group Inc.

Equity curve comparison on Jiayin Group Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Jiayin Group Inc investment strategy comparison

Employed capital comparison on Jiayin Group Inc

Jiayin Group Inc investment comparison

Performance comparison on Jiayin Group Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -31.11% -389.02$ 1250.51$ -11.97%
Momentum 1 quarter 13.46% 505.46$ 3754.35$ 5.7%
Momentum 2 quarters 30.14% 829.41$ 2751.53$ 14.22%
Non-directional 0% 0.0$ 0.0$ 0.0%
Annualized return comparison

Automatic investment

-11.97 %

Momentum 1Q

14.22 %

Momentum 2Q

14.22 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Jiayin Group Inc:

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

  • GCL-POLY ENERGY

  • Note: The algorithm computes the probability of correlation between Jiayin Group Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of Jiayin Group Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name Jiayin Group Inc
    Country China
    City Shanghai
    Address Building No. 1
    Phone 86 21 6190 3967
    Website www.jiayinfintech.cn
    FullTime employees 706
    Industry Internet Content & Information
    Sector Communication Services
    Exchange XNAS
    Ticker JFIN
    Market www.nasdaq.com

    Jiayin Group Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown