HBT Financial Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 6.00
Dividend & Yield0.64$ (3.26%)
Beta 0.99
Market capitalization 560.68M
Operating cash flow 65.51M
ESG Scores unknown

Company description

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, farmland sales, and crop insurance services; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. It operates through 57 branch locations in Central and Northeastern Illinois and four locations in Eastern Iowa. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities 65.09M 115.34M -380.45M -349.61M
Net Borrowings -20.64M -1.76M 40.51M -1.08M
Total Cash From Financing Activities -123.89M -107.34M 377.68M 403.33M
Change To Operating Activities 866k 19.46M -9.83M -17.8M
Issuance Of Stock 138.49M 138.49M
Net Income 63.8M 66.86M 36.84M 56.27M
Change In Cash 21.2M 97.09M 28.48M 96.82M
Effect Of Exchange Rate
Total Cash From Operating Activities 79.99M 89.09M 31.25M 43.1M
Depreciation 4.78M 4.13M 4.17M 4.13M
Change To Account Receivables
Other Cashflows From Financing Activities -86.92M -19.11M 353.68M 426.06M
Change To Netincome 11.04M -2.78M 275k 115k
Capital Expenditures -1.66M -2.11M -1.86M -1.03M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 64.67M 72.12M 49.57M 76.56M
Net Income 63.8M 66.86M 36.84M 56.27M
Selling General Administrative 75.68M 74.21M 76.45M 75.79M
Gross Profit 154.99M 163.15M 141.53M 167.81M
Ebit
Operating Income 67.94M 78.21M 53.53M 80.09M
Interest Expense
Income Tax Expense 869k 5.26M 12.73M 20.29M
Total Revenue 154.99M 163.15M 141.53M 167.81M
Cost Of Revenue
Total Other Income ExpenseNet -3.33M -6.09M -3.95M -3.52M
Net Income From Continuing Ops 63.8M 66.86M 36.84M 56.27M
Net Income Applicable To Common Shares 63.8M 66.86M 36.75M 56.17M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 2.91B 2.91B 3.3B 3.9B
Total Stockholder Equity 340.4M 332.92M 363.92M 411.88M
Other Current Liabilities
Total Assets 3.25B 3.25B 3.67B 4.31B
Common Stock 181k 275k 275k 293k
Other Current Assets 40.89M 41.7M 29.09M 21.3M
Retained Earnings 315.23M 134.29M 154.61M 194.13M
Treasury Stock 24.98M 198.36M 209.03M 217.46M
Cash 164.84M 260.87M 312.45M 409.27M
Total Current Liabilities 2.85B 2.83B 3.19B 3.81B
Other Stockholder Equity 28M 198.36M 209.03M 222.36M
Property, Plant, and Equipment 54.74M 53.99M 52.9M 52.48M
Total Current Assets 218.76M 316.56M 361.07M 443.03M
Net Tangible Assets 311.32M 305.27M 337.5M 380.62M
Net Receivables
Accounts Payable 2.8B 2.78B 3.13B 3.74B


Insider Transactions

Here are the insider transactions of stock shares related to HBT Financial Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
CHAPMAN PETER ROBERTStock Award(Grant) at price 0.00 per share.D2022-09-30Officer20.68k
BAKER ROGER A.Stock Award(Grant) at price 0.00 per share.D2022-03-01Director550
ZURKAMER ANDREA EStock Award(Grant) at price 0.00 per share.D2022-02-25Officer1.01k
DRAKE FRED LStock Award(Grant) at price 0.00 per share.D2022-02-25Chief Executive Officer6.13k
DOHERTY MATTHEW JStock Award(Grant) at price 0.00 per share.D2022-02-25Chief Financial Officer2.4k
BUSCH PATRICK FStock Award(Grant) at price 0.00 per share.D2022-02-25Officer and Director4.62k
SCHEIRER MARK WStock Award(Grant) at price 0.00 per share.D2022-02-25Officer1.26k
CARTER JAMES LANCEStock Award(Grant) at price 0.00 per share.D2022-02-25President4.84k
HORVATH LAWRENCE JStock Award(Grant) at price 0.00 per share.D2022-02-25Officer2.33k
LANIER DIANE HStock Award(Grant) at price 0.00 per share.D2022-02-25Officer1.12k
BOWMAN C ALVINStock Award(Grant) at price 0.00 per share.D2022-02-22Director550
DRAKE ALLEN CStock Award(Grant) at price 0.00 per share.D2022-02-22Director and Beneficial Owner of more than 10% of a Class of Security550
PFEIFFER GERALD EStock Award(Grant) at price 0.00 per share.D2022-02-22Director550
BURWELL ERIC EStock Award(Grant) at price 0.00 per share.D2022-02-22Director550
KOCH LINDA JStock Award(Grant) at price 0.00 per share.D2022-02-22Director550
SCHEIRER MARK WStock Gift at price 0.00 per share.D2021-12-02Officer15.02k
SCHEIRER MARK WStock Gift at price 0.00 per share.D2021-11-16Officer4k
ZURKAMER ANDREA EStock Award(Grant) at price 0.00 per share.D2021-02-19Officer1.21k
DRAKE FRED LStock Award(Grant) at price 0.00 per share.D2021-02-19Chief Executive Officer7.43k
BOWMAN C ALVINStock Award(Grant) at price 0.00 per share.D2021-02-19Director550
DOHERTY MATTHEW JStock Award(Grant) at price 0.00 per share.D2021-02-19Chief Financial Officer2.91k
DRAKE ALLEN CStock Award(Grant) at price 0.00 per share.D2021-02-19Director and Beneficial Owner of more than 10% of a Class of Security550
BUSCH PATRICK FStock Award(Grant) at price 0.00 per share.D2021-02-19Officer and Director5.59k
SCHEIRER MARK WStock Award(Grant) at price 0.00 per share.D2021-02-19Officer1.51k
PFEIFFER GERALD EStock Award(Grant) at price 0.00 per share.D2021-02-19Director550
CARTER JAMES LANCEStock Award(Grant) at price 0.00 per share.D2021-02-19President5.87k
BURWELL ERIC EStock Award(Grant) at price 0.00 per share.D2021-02-19Director550
STRASSHEIM DALE SStock Award(Grant) at price 0.00 per share.D2021-02-19Director550
HORVATH LAWRENCE JStock Award(Grant) at price 0.00 per share.D2021-02-19Officer2.82k
LANIER DIANE HStock Award(Grant) at price 0.00 per share.D2021-02-19Officer1.36k
KOCH LINDA JStock Award(Grant) at price 0.00 per share.D2021-02-19Director550
DRAKE FRED LPurchase at price 15.20 per share.I2021-02-05Chief Executive Officer900
DRAKE FRED LPurchase at price 15.20 per share.I2021-02-04Chief Executive Officer2.77k
LANIER DIANE HPurchase at price 14.71 per share.D2020-12-04Officer762
PFEIFFER GERALD EPurchase at price 14.05 per share.D2020-11-30Director750

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to HBT Financial Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on HBT Financial Inc

Here is the result of two systematic investment strategies applied to HBT Financial Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on HBT Financial Inc

The following chart shows the equity curve of the two systematic investment strategies applied to HBT Financial Inc:

HBT Financial Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 19.15% on the backtest period.

Performance at glance

Performance

19.15 %

Latent gain

193.27 $

Invested capital

1009.4 $

Annualized return

8.87 %
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Momentum strategy results on HBT Financial Inc

This is the result of two momentum investment strategies applied to HBT Financial Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on HBT Financial Inc

The following chart shows all the entries opened by the momentum investment system on HBT Financial Inc:

HBT Financial Inc momentum entries
  • The first momentum investment strategy would give 39.82% of return on HBT Financial Inc. That represents 1092.85$ of latent gain with 2744.24$ of employed capital.
  • The second momentum investment strategy would give 52.5% of return on HBT Financial Inc. That represents 650.66$ of latent gain with 1239.25$ of employed capital.
Performance at glance (1Q Momentum)

Performance

39.82 %

Latent gain

1092.85 $

Invested capital

2744.24 $

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

52.5 %

Latent gain

650.66 $

Invested capital

1239.25 $

Annualized return

31.25 %

Momentum equity curve on HBT Financial Inc

The following chart shows the equity curve of the two momentum strategies applied to HBT Financial Inc:

HBT Financial Inc momentum equity

Note: the dividends potentially given by HBT Financial Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on HBT Financial Inc

The following chart shows the employed capital evolution of the two momentum strategies on HBT Financial Inc since the beginning:

HBT Financial Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on HBT Financial Inc

Buy the dip entry openings on HBT Financial Inc

HBT Financial Inc

The performance achieved by the robo-advisor on HBT Financial Inc is 0%. That represents 0.0$ of latent gain with 0.0$ of employed capital. The following chart shows HBT Financial Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of HBT Financial Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 $

Invested capital

0.0 $

Annualized return

0.0 %

Equity curve of the strategy applied to HBT Financial Inc

The following chart shows the result of the investment strategy applied to HBT Financial Inc:

HBT Financial Inc

Note: the dividends potentially given by HBT Financial Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on HBT Financial Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on HBT Financial Inc:

HBT Financial Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on HBT Financial Inc

In this section, I will compare the three previous investment strategies applied to HBT Financial Inc.

Equity curve comparison on HBT Financial Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

HBT Financial Inc investment strategy comparison

Employed capital comparison on HBT Financial Inc

HBT Financial Inc investment comparison

Performance comparison on HBT Financial Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 19.15% 193.27$ 1009.4$ 8.87%
Momentum 1 quarter 39.82% 1092.85$ 2744.24$ 20.74%
Momentum 2 quarters 52.5% 650.66$ 1239.25$ 31.25%
Non-directional 0% 0.0$ 0.0$ 0.0%
Annualized return comparison

Automatic investment

8.87 %

Momentum 1Q

31.25 %

Momentum 2Q

31.25 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with HBT Financial Inc:

Positive correlations

Most correlated stocks this year

  • HBT Financial Inc

  • Most correlated stocks last 3 months

  • Tootsie Roll Industries Inc
  • AAM Low Duration Preferred and Income Securities E
  • HBT Financial Inc

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • U.S. Equity Cumulative Dividends Fund Series 2027
  • POLYMET MINING CORP.
  • PAX GLOBAL
  • Global X Cybersecurity ETF

  • Note: The algorithm computes the probability of correlation between HBT Financial Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of HBT Financial Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name HBT Financial Inc
    Country United States
    City Bloomington
    Address 401 North Hershey Road
    Phone 888 897 2276
    Website ir.hbtfinancial.com
    FullTime employees 728
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNAS
    Ticker HBT
    Market www.nasdaq.com

    HBT Financial Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown