First Seacoast Bancorp chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 2.81
Dividend & YieldN/A$ (N/A)
Beta 0.49
Market capitalization 60.59M
Operating cash flow 1.58M
ESG Scores unknown

Company description

First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consumer banking services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. It operates four full-service banking offices in Strafford County, New Hampshire; and one full-service banking office in Rockingham County, New Hampshire. The company was founded in 1890 and is headquartered in Dover, New Hampshire.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities -11k -315k -337k 309k
Total Cashflows From Investing Activities -27.28M -23.13M -31.9M -43.5M
Net Borrowings 3.51M -9.52M -13.9M -22.86M
Total Cash From Financing Activities 28.19M 20.19M 32.47M 41.72M
Change To Operating Activities -2.33M 121k -278k -1.51M
Issuance Of Stock 25.1M 25.1M
Net Income 1.08M -79k 1.08M 2.62M
Change In Cash 239k -1.88M 1.99M 642k
Effect Of Exchange Rate
Total Cash From Operating Activities -672k 1.06M 1.42M 2.42M
Depreciation 539k 528k 576k 561k
Change To Account Receivables
Other Cashflows From Financing Activities 24.68M 7M 46.6M 65.09M
Change To Netincome 132k 875k 558k 530k
Capital Expenditures -177k -288k -316k -36k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 1.31M -268k 1.05M 3.22M
Net Income 1.08M -79k 1.08M 2.62M
Selling General Administrative 10.3M 11.51M 12.11M 12M
Gross Profit 12.67M 13.04M 14.24M 16.3M
Ebit
Operating Income 1.55M 563k 1.17M 3.35M
Interest Expense
Income Tax Expense 232k -189k -24k 601k
Total Revenue 12.67M 13.04M 14.24M 16.3M
Cost Of Revenue
Total Other Income ExpenseNet -238k -831k -117k -125k
Net Income From Continuing Ops 1.08M -79k 1.08M 2.62M
Net Income Applicable To Common Shares 1.08M -79k 1.08M 2.62M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 354.39M 352.43M 384.2M 426.61M
Total Stockholder Equity 32.73M 57.07M 58.86M 60.47M
Other Current Liabilities 761k 586k 1.42M 652k
Total Assets 387.11M 409.49M 443.06M 487.07M
Common Stock 33.19M 33.17M 61k 62k
Other Current Assets 3.16M 3.94M 1.41M 1.5M
Retained Earnings 34.19M 36.81M
Treasury Stock -465k -1.74M -998k -3.19M
Cash 3.89M 1.31M 6M 6.64M
Total Current Liabilities 348.68M 327.11M 357.09M 406.16M
Other Stockholder Equity -465k -1.74M -765k -2.44M
Property, Plant, and Equipment 5.58M 5.34M 5.08M 4.57M
Total Current Assets 13.51M 7.98M 9.9M 9.58M
Net Tangible Assets 32.73M 57.07M 58.86M 60.12M
Net Receivables
Accounts Payable 274.45M 281.62M 327.38M 393.24M


Insider Transactions

Here are the insider transactions of stock shares related to First Seacoast Bancorp:

Filer Name Transaction Text Ownership Date Filer Relation Shares
BRANNEN JAMES RStock Award(Grant) at price 0.00 per share.D2021-11-18Chief Executive Officer15k
DONOVAN RICHARD MPurchase at price 10.00 per share.D2021-11-18Chief Financial Officer1.48k
DONOVAN RICHARD MStock Award(Grant) at price 0.00 per share.D2021-11-18Chief Financial Officer10k
SWENSON JOHN E.Stock Award(Grant) at price 0.00 per share.D2021-11-18Officer8.5k
TREMBLAY JEANStock Award(Grant) at price 0.00 per share.D2021-11-18Officer8.5k
JALBERT JAMESStock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
JEAN THOMAS J.Stock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
JOHNSON ERICA A.Stock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
LYNCH DANA C.Stock Award(Grant) at price 0.00 per share.D2021-11-18Chairman of the Board5.95k
DARGAN TIMOTHY FStock Award(Grant) at price 0.00 per share.D2021-11-18Officer10k
BOULANGER MARK P.Stock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
BOLDUC MICHAEL J.Stock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
SYLVESTER JANETStock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
WILLIAMSON-REID PAULA J.Stock Award(Grant) at price 0.00 per share.D2021-11-18Director4.26k
DONOVAN RICHARD MPurchase at price 9.70 per share.D2021-06-07Chief Financial Officer1k
DONOVAN RICHARD MPurchase at price 9.75 per share.D2021-05-20Chief Financial Officer2.5k
DONOVAN RICHARD MPurchase at price 9.24 per share.D2020-12-15Chief Financial Officer600
DONOVAN RICHARD MPurchase at price 9.15 - 9.25 per share.D2020-12-07Chief Financial Officer1.24k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to First Seacoast Bancorp. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on First Seacoast Bancorp

Here is the result of two systematic investment strategies applied to First Seacoast Bancorp. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on First Seacoast Bancorp

The following chart shows the equity curve of the two systematic investment strategies applied to First Seacoast Bancorp:

First Seacoast Bancorp automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 19.28% on the backtest period.

Performance at glance

Performance

19.28 %

Latent gain

193.46 $

Invested capital

1003.23 $

Annualized return

7.9 %
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Momentum strategy results on First Seacoast Bancorp

This is the result of two momentum investment strategies applied to First Seacoast Bancorp. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on First Seacoast Bancorp

The following chart shows all the entries opened by the momentum investment system on First Seacoast Bancorp:

First Seacoast Bancorp momentum entries
  • The first momentum investment strategy would give 19.38% of return on First Seacoast Bancorp. That represents 629.39$ of latent gain with 3247.49$ of employed capital.
  • The second momentum investment strategy would give 10.47% of return on First Seacoast Bancorp. That represents 209.96$ of latent gain with 2005.4$ of employed capital.
Performance at glance (1Q Momentum)

Performance

19.38 %

Latent gain

629.39 $

Invested capital

3247.49 $

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

10.47 %

Latent gain

209.96 $

Invested capital

2005.4 $

Annualized return

5.34 %

Momentum equity curve on First Seacoast Bancorp

The following chart shows the equity curve of the two momentum strategies applied to First Seacoast Bancorp:

First Seacoast Bancorp momentum equity

Note: the dividends potentially given by First Seacoast Bancorp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on First Seacoast Bancorp

The following chart shows the employed capital evolution of the two momentum strategies on First Seacoast Bancorp since the beginning:

First Seacoast Bancorp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on First Seacoast Bancorp

Buy the dip entry openings on First Seacoast Bancorp

First Seacoast Bancorp

The performance achieved by the robo-advisor on First Seacoast Bancorp is 0%. That represents 0.0$ of latent gain with 0.0$ of employed capital. The following chart shows First Seacoast Bancorp stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of First Seacoast Bancorp, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 $

Invested capital

0.0 $

Annualized return

0.0 %

Equity curve of the strategy applied to First Seacoast Bancorp

The following chart shows the result of the investment strategy applied to First Seacoast Bancorp:

First Seacoast Bancorp

Note: the dividends potentially given by First Seacoast Bancorp are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on First Seacoast Bancorp

The following chart shows the employed capital evolution since the beginning of the investment strategy on First Seacoast Bancorp:

First Seacoast Bancorp

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on First Seacoast Bancorp

In this section, I will compare the three previous investment strategies applied to First Seacoast Bancorp.

Equity curve comparison on First Seacoast Bancorp

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

First Seacoast Bancorp investment strategy comparison

Employed capital comparison on First Seacoast Bancorp

First Seacoast Bancorp investment comparison

Performance comparison on First Seacoast Bancorp

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 19.28% 193.46$ 1003.23$ 7.9%
Momentum 1 quarter 19.38% 629.39$ 3247.49$ 8.81%
Momentum 2 quarters 10.47% 209.96$ 2005.4$ 5.34%
Non-directional 0% 0.0$ 0.0$ 0.0%
Annualized return comparison

Automatic investment

7.9 %

Momentum 1Q

5.34 %

Momentum 2Q

5.34 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with First Seacoast Bancorp:

Positive correlations

Most correlated stocks this year

  • First Seacoast Bancorp

  • Most correlated stocks last 3 months

  • First Seacoast Bancorp

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • Steel Connect Inc
  • United Insurance Holdings Corp
  • Codorus Valley Bancorp Inc
  • Sandridge Energy Inc New
  • Cedar Fair L.P.
  • Big 5 Sporting Goods Corp
  • Mistras Group Inc
  • Customers Bancorp Inc
  • Flushing Financial Corp
  • Franklin Resources Inc
  • Hawaiian Holdings Inc
  • Capital City Bank Group Inc
  • First Of Long Island Corp
  • Pitney Bowes Inc
  • Steelcase Inc - Class A
  • Cass Information Systems Inc
  • Earthstone Energy Inc - Class A
  • Esquire Financial Holdings Inc
  • Inspired Entertainment Inc
  • Spirit Aerosystems Holdings Inc - Class A
  • CTS Corp
  • Belden Inc
  • Hyster-Yale Materials Handling Inc - Class A
  • MidWestOne Financial Group Inc
  • Radian Group Inc
  • Discover Financial Services
  • Raytheon Technologies Corporation
  • First Citizens Bancshares Inc (NC) - Class A
  • Byline Bancorp Inc
  • Hanmi Financial Corp
  • SmartFinancial Inc
  • Bar Harbor Bankshares Inc
  • First Financial Bancorp
  • CNB Financial Corp (PA)
  • SouthState Corporation
  • Ryerson Holding Corp
  • Sumitomo Mitsui Financial Group Inc
  • MGIC Investment Corp
  • Reliance Steel & Aluminum Company
  • EPR Properties
  • Lloyds Banking Group plc
  • NMI Holdings Inc - Class A
  • Banco Latinoamericano De Comercio Exterior SA - Cl
  • Sinclair Broadcast Group Inc - Class A
  • Carter Bankshares Inc
  • Eloxx Pharmaceuticals Inc
  • HomeTrust Bancshares Inc
  • Republic First Bancorp Inc
  • NI Holdings Inc
  • CTO Realty Growth Inc - New - New
  • Hingham Institution For Savings
  • CohBar Inc
  • Toyota Motor Corporation
  • Caleres Inc
  • Allscripts Healthcare Solutions Inc
  • Walgreens Boots Alliance Inc
  • TEGNA Inc
  • Frontline Ltd
  • Industrias Bachoco S.A.B. DE C.V.
  • Marchex Inc - Class B
  • Liberty Media Corp (Tracking Stock - Braves) Serie
  • Liberty Media Corp (Tracking Stock - Braves) Serie
  • Astronics Corp
  • Kimbell Royalty Partners LP
  • Carriage Services Inc

  • Note: The algorithm computes the probability of correlation between First Seacoast Bancorp and the other stocks. There may be false positives or some missing correlated stocks. If the price of First Seacoast Bancorp does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name First Seacoast Bancorp
    Country United States
    City Dover
    Address 633 Central Avenue
    Phone 603 742 4680
    Website www.firstseacoastbank.com
    FullTime employees 81
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNAS
    Ticker FSEA
    Market www.nasdaq.com

    First Seacoast Bancorp ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown