FNCB Bancorp Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 2.98
Dividend & Yield0.36$ (4.53%)
Beta 0.33
Market capitalization 158.24M
Operating cash flow 24.31M
ESG Scores unknown

Company description

FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. The company offers checking, savings, money market, and certificate of deposit products. It also provides residential mortgage loans, and home equity term loans and lines of credit; construction, land acquisition, and development loans; commercial real estate loans; commercial and industrial loans; consumer loans, such as secured and unsecured installment loans, automobile financing, lines of credit, and overdraft protection loans; state and political subdivision loans and leases; and purchased loans. In addition, the company offers debit cards; mobile and telephone banking, check imaging, and electronic statement services; remote deposit capture, merchant, treasury, and purchasing card services; and wealth management services. As of January 28, 2022, it operated 17 community offices located in Lackawanna, Luzerne, and Wayne Counties. The company was formerly known as First National Community Bancorp, Inc. and changed its name to FNCB Bancorp, Inc. in October 2016. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 5.83M 2.4M 3.22M 387k
Total Cashflows From Investing Activities -88.82M 37.06M -132.75M -260.76M
Net Borrowings -26.04M 22.98M -46.91M 20M
Total Cash From Financing Activities 64.4M -53.63M 234.42M 179.81M
Change To Operating Activities -1.96M -2.54M 2.04M 2.81M
Issuance Of Stock 117k 21.34M 37k 58k
Net Income 13.35M 11.07M 15.35M 21.37M
Change In Cash -1.26M -1.92M 121.25M -56.79M
Effect Of Exchange Rate
Total Cash From Operating Activities 23.15M 14.65M 19.57M 24.16M
Depreciation 2.97M 1.4M 1.63M 1.57M
Change To Account Receivables
Other Cashflows From Financing Activities 93.18M -93.92M 285.74M 167.58M
Change To Netincome 3.34M 1.95M -1.6M -1.61M
Capital Expenditures -6.01M -4.54M -1.69M -1.29M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 16.42M 13.4M 18.57M 26.03M
Net Income 13.35M 11.07M 15.35M 21.37M
Selling General Administrative 22.75M 23.69M 23.39M 25.15M
Gross Profit 39.72M 43.08M 47.49M 56.67M
Ebit
Operating Income 11.25M 13.4M 18.96M 26.21M
Interest Expense
Income Tax Expense 3.07M 2.33M 3.23M 4.66M
Total Revenue 39.72M 43.08M 47.49M 56.67M
Cost Of Revenue
Total Other Income ExpenseNet 5.17M -387k -183k
Net Income From Continuing Ops 13.35M 11.07M 15.35M 21.37M
Net Income Applicable To Common Shares 13.35M 11.07M 15.35M 21.37M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 1.14B 1.07B 1.31B 1.5B
Total Stockholder Equity 97.22M 133.61M 155.86M 162.46M
Other Current Liabilities
Total Assets 1.24B 1.2B 1.47B 1.66B
Common Stock 21.03M 25.21M 25.31M 24.99M
Other Current Assets 8.83M 7.09M 6.39M 4.64M
Retained Earnings 17.19M 24.21M 35.08M 50.99M
Treasury Stock -4.54M 3.06M 13.89M 6.35M
Cash 32.08M 31.77M 155.81M 99.02M
Total Current Liabilities 1.1B 1.02B 1.29B 1.48B
Other Stockholder Equity -4.54M 3.06M 13.89M 6.35M
Property, Plant, and Equipment 14.43M 20.62M 20.88M 19.08M
Total Current Assets 43.73M 40.76M 164.19M 106.72M
Net Tangible Assets 97.22M 133.61M 155.86M 162.46M
Net Receivables
Accounts Payable 1.1B 1B 1.29B 1.46B


Insider Transactions

Here are the insider transactions of stock shares related to FNCB Bancorp Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
BONE JAMES M JRStock Gift at price 0.00 per share.D2022-11-02Chief Financial Officer300
ECKEL KEITH WStock Award(Grant) at price 7.41 per share.D2022-10-31Director34
ECKEL KEITH WStock Award(Grant) at price 7.56 per share.D2022-09-30Director33
CHAMPI GERARD AStock Award(Grant) at price 8.18 per share.D2022-09-15Chief Executive Officer530
DENAPLES DOMINICK LStock Award(Grant) at price 8.18 per share.D2022-09-15Retired783
DENAPLES LOUIS AStock Award(Grant) at price 8.18 per share.D2022-09-15Director21.73k
ECKEL KEITH WStock Award(Grant) at price 8.18 per share.D2022-09-15Director129
DENAPLES LOUIS A JRStock Award(Grant) at price 8.18 per share.D2022-09-15Director3.24k
BONE JAMES M JRStock Award(Grant) at price 8.18 per share.D2022-09-15Chief Financial Officer462
KINNEY LISA LStock Award(Grant) at price 8.18 per share.D2022-09-15Officer41
WESTINGTON STEPHANIE AStock Award(Grant) at price 8.18 per share.D2022-09-15Officer47
MAHLSTEDT BRIAN CStock Award(Grant) at price 8.18 per share.D2022-09-15Officer470
CUMMINGS MARY GRIFFINStock Award(Grant) at price 8.18 per share.D2022-09-15General Counsel249
CONRAD CATHY JStock Award(Grant) at price 8.18 per share.D2022-09-15Officer201
BRACEY WILLIAM GStock Award(Grant) at price 8.18 per share.D2022-09-15Director148
DRUST RICHARD DStock Award(Grant) at price 8.18 per share.D2022-09-15Officer30
MCGUIGAN WILLIAMStock Award(Grant) at price 8.18 per share.D2022-09-15Officer1
GRONSKI DAWN DStock Award(Grant) at price 8.18 per share.D2022-09-15Officer78
DENAPLES JOSEPH L.Stock Award(Grant) at price 8.18 per share.D2022-09-15Director2.48k
LAMBERT KATHLEEN MCCARTHYStock Award(Grant) at price 8.18 per share.D2022-09-15Director132
ECKEL KEITH WStock Award(Grant) at price 7.95 per share.D2022-08-31Director31
MOSES JOHN PStock Gift at price 0.00 per share.D2022-08-03Director1.87k
ECKEL KEITH WStock Award(Grant) at price 7.59 per share.D2022-08-01Director33
DENAPLES LOUIS AStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
ECKEL KEITH WStock Award(Grant) at price 7.84 - 8.03 per share.D2022-07-01Director1.9k
DENAPLES LOUIS A JRStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
MOSES JOHN PStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
MELONE THOMAS JStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
BRACEY WILLIAM GStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
DENAPLES JOSEPH L.Stock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
LAMBERT KATHLEEN MCCARTHYStock Award(Grant) at price 8.03 per share.D2022-07-01Director1.87k
CHAMPI GERARD AStock Award(Grant) at price 8.01 per share.D2022-06-15Chief Executive Officer608
DENAPLES DOMINICK LStock Award(Grant) at price 8.01 per share.D2022-06-15Director815
DENAPLES LOUIS AStock Award(Grant) at price 8.01 per share.D2022-06-15Director18.31k
ECKEL KEITH WStock Award(Grant) at price 8.01 per share.D2022-06-15Director91
DENAPLES LOUIS A JRStock Award(Grant) at price 8.01 per share.D2022-06-15Director2.72k
BONE JAMES M JRStock Award(Grant) at price 8.01 per share.D2022-06-15Chief Financial Officer288
KINNEY LISA LStock Award(Grant) at price 8.01 per share.D2022-06-15Officer2
WESTINGTON STEPHANIE AStock Award(Grant) at price 8.01 per share.D2022-06-15Officer39
MAHLSTEDT BRIAN CStock Award(Grant) at price 8.01 per share.D2022-06-15Officer344
CUMMINGS MARY GRIFFINStock Award(Grant) at price 8.01 per share.D2022-06-15General Counsel109
CONRAD CATHY JStock Award(Grant) at price 8.01 per share.D2022-06-15Officer131
BRACEY WILLIAM GStock Award(Grant) at price 8.01 per share.D2022-06-15Director107
DRUST RICHARD DStock Award(Grant) at price 8.01 per share.D2022-06-15Officer25
MCGUIGAN WILLIAMStock Award(Grant) at price 8.01 per share.D2022-06-15Officer1
GRONSKI DAWN DStock Award(Grant) at price 8.01 per share.D2022-06-15Officer49
DENAPLES JOSEPH L.Stock Award(Grant) at price 8.01 per share.D2022-06-15Director2.08k
LAMBERT KATHLEEN MCCARTHYStock Award(Grant) at price 8.01 per share.D2022-06-15Director94
ECKEL KEITH WStock Award(Grant) at price 7.65 per share.D2022-05-31Director33
KINNEY LISA LSale at price 7.79 per share.D2022-05-18Officer829
WESTINGTON STEPHANIE ASale at price 7.79 per share.D2022-05-18Officer846

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to FNCB Bancorp Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on FNCB Bancorp Inc

Here is the result of two systematic investment strategies applied to FNCB Bancorp Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on FNCB Bancorp Inc

The following chart shows the equity curve of the two systematic investment strategies applied to FNCB Bancorp Inc:

FNCB Bancorp Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 14.12% on the backtest period.

Performance at glance

Performance

14.12 %

Latent gain

246.55 $

Invested capital

1745.75 $

Annualized return

3.44 %
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Momentum strategy results on FNCB Bancorp Inc

This is the result of two momentum investment strategies applied to FNCB Bancorp Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on FNCB Bancorp Inc

The following chart shows all the entries opened by the momentum investment system on FNCB Bancorp Inc:

FNCB Bancorp Inc momentum entries
  • The first momentum investment strategy would give 21.19% of return on FNCB Bancorp Inc. That represents 1428.3$ of latent gain with 6741.0$ of employed capital.
  • The second momentum investment strategy would give 26.39% of return on FNCB Bancorp Inc. That represents 1249.84$ of latent gain with 4735.76$ of employed capital.
Performance at glance (1Q Momentum)

Performance

21.19 %

Latent gain

1428.3 $

Invested capital

6741.0 $

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

26.39 %

Latent gain

1249.84 $

Invested capital

4735.76 $

Annualized return

7.29 %

Momentum equity curve on FNCB Bancorp Inc

The following chart shows the equity curve of the two momentum strategies applied to FNCB Bancorp Inc:

FNCB Bancorp Inc momentum equity

Note: the dividends potentially given by FNCB Bancorp Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on FNCB Bancorp Inc

The following chart shows the employed capital evolution of the two momentum strategies on FNCB Bancorp Inc since the beginning:

FNCB Bancorp Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on FNCB Bancorp Inc

Buy the dip entry openings on FNCB Bancorp Inc

FNCB Bancorp Inc

The performance achieved by the robo-advisor on FNCB Bancorp Inc is 0%. That represents 0.0$ of latent gain with 0.0$ of employed capital. The following chart shows FNCB Bancorp Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of FNCB Bancorp Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 $

Invested capital

0.0 $

Annualized return

0.0 %

Equity curve of the strategy applied to FNCB Bancorp Inc

The following chart shows the result of the investment strategy applied to FNCB Bancorp Inc:

FNCB Bancorp Inc

Note: the dividends potentially given by FNCB Bancorp Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on FNCB Bancorp Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on FNCB Bancorp Inc:

FNCB Bancorp Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on FNCB Bancorp Inc

In this section, I will compare the three previous investment strategies applied to FNCB Bancorp Inc.

Equity curve comparison on FNCB Bancorp Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

FNCB Bancorp Inc investment strategy comparison

Employed capital comparison on FNCB Bancorp Inc

FNCB Bancorp Inc investment comparison

Performance comparison on FNCB Bancorp Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 14.12% 246.55$ 1745.75$ 3.44%
Momentum 1 quarter 21.19% 1428.3$ 6741.0$ 5.49%
Momentum 2 quarters 26.39% 1249.84$ 4735.76$ 7.29%
Non-directional 0% 0.0$ 0.0$ 0.0%
Annualized return comparison

Automatic investment

3.44 %

Momentum 1Q

7.29 %

Momentum 2Q

7.29 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with FNCB Bancorp Inc:

Positive correlations

Most correlated stocks this year

  • FNCB Bancorp Inc

  • Most correlated stocks last 3 months

  • FNCB Bancorp Inc

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • TAI PING CARPET
  • SWIRE PACIFIC B

  • Note: The algorithm computes the probability of correlation between FNCB Bancorp Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of FNCB Bancorp Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name FNCB Bancorp Inc
    Country United States
    City Dunmore
    Address 102 East Drinker Street
    Phone 570 346 7667
    Website www.fncb.com
    FullTime employees 204
    Industry Banks—Regional
    Sector Financial Services
    Exchange XNAS
    Ticker FNCB
    Market www.nasdaq.com

    FNCB Bancorp Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown