FirstCash Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 53.88
Dividend & Yield1.32$ (1.41%)
Beta 0.8
Market capitalization 4.29B
Operating cash flow 411.25M
ESG Scores unknown

Company description

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2021, it operated 1,081 stores in the United States and the District of Columbia; 1,656 stores in Mexico; 60 stores in Guatemala; 13 stores in El Salvador; and 15 stores in Colombia. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas.

Sector: Financial Services - Industry: Credit Services

Financial Ratios
Quick Ratio2.21
Working Capital0.17
Return On Equity0.07
Debt To Equity0.72
Fixed Asset Ratio0.11
Fixed Interest Cover6.09

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 3.08M -3.38M 8.62M 26.18M
Total Cashflows From Investing Activities -159.25M -137.05M -20.35M -744.64M
Net Borrowings 188M 40M -15.51M 686M
Total Cash From Financing Activities -127.06M -120.81M -186.5M 576.99M
Change To Operating Activities 681k -1.05M 1.4M -19.47M
Issuance Of Stock 400k 400k 1.14M 380k
Net Income 153.21M 164.62M 106.58M 124.91M
Change In Cash -42.63M -25.27M 19.32M 54.2M
Effect Of Exchange Rate 249k 997k 3.91M -1.46M
Total Cash From Operating Activities 243.43M 231.6M 222.26M 223.3M
Depreciation 42.7M 41.9M 42.1M 58.73M
Change To Account Receivables -432k 110k 5.47M -2.49M
Other Cashflows From Financing Activities -948k -1.15M -16.74M -10.58M
Change To Netincome 24.13M 18.08M 38.79M 54.48M
Capital Expenditures -35.68M -44.31M -37.54M -42.02M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 205.31M 224.61M 143.7M 166.5M
Net Income 153.21M 164.62M 106.58M 124.91M
Selling General Administrative 683.36M 717.87M 673.09M 676.09M
Gross Profit 966.77M 1.02B 911.14M 931.98M
Ebit 240.44M 258.57M 195.94M 197.16M
Operating Income 240.44M 258.57M 195.94M 197.16M
Interest Expense -29.17M -34.03M -29.34M -32.39M
Income Tax Expense 52.1M 59.99M 37.12M 41.59M
Total Revenue 1.78B 1.86B 1.63B 1.7B
Cost Of Revenue 814.09M 846.09M 720.14M 766.99M
Total Other Income ExpenseNet -35.13M -33.96M -52.25M -30.65M
Net Income From Continuing Ops 153.21M 164.62M 106.58M 124.91M
Net Income Applicable To Common Shares 153.21M 164.62M 106.58M 124.91M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 789.87M 1.09B 1.09B 2.03B
Total Stockholder Equity 1.32B 1.35B 1.28B 1.81B
Other Current Liabilities 59.7M 50.41M 41.83M 184.17M
Total Assets 2.11B 2.44B 2.37B 3.84B
Common Stock 493k 493k 493k 573k
Other Current Assets 143.94M
Retained Earnings 606.81M 727.48M 789.3M 866.68M
Treasury Stock -513.81M -609.46M -727.77M -784.08M
Cash 71.79M 46.53M 65.85M 120.05M
Total Current Liabilities 133.04M 202.9M 206.41M 392.21M
Other Stockholder Equity -113.12M -96.97M -118.43M -131.3M
Property, Plant, and Equipment 251.65M 640.72M 672.62M 768.59M
Total Current Assets 789.89M 740.99M 624.57M 1.13B
Net Tangible Assets 312.55M 315.52M 222.78M -116.23M
Net Receivables 425.65M 417.84M 358.98M 589.77M
Accounts Payable 6.89M 5.87M 7.19M 23.08M


Insider Transactions

Here are the insider transactions of stock shares related to FirstCash Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
GRAVES JAMES HENRYSale at price 96.00 per share.D2022-10-31Director8k
DAVIS MARTHEAStock Award(Grant) at price 0.00 per share.D2022-07-27Director795
HAMBLETON HOWARD FPurchase at price 75.78 - 76.18 per share.D2022-02-23Officer13.19k
BERCE DANIEL EStock Award(Grant) at price 0.00 per share.D2022-02-04Director1.59k
WESSEL RICK LStock Award(Grant) at price 0.00 per share.D2022-02-04Chief Executive Officer21.27k
GRAVES JAMES HENRYStock Award(Grant) at price 0.00 per share.D2022-02-04Director1.59k
FAULKNER MIKEL DStock Award(Grant) at price 0.00 per share.D2022-02-04Director1.59k
ORR R DOUGLASStock Award(Grant) at price 0.00 per share.D2022-02-04Chief Financial Officer7.38k
OWEN RANDEL GStock Award(Grant) at price 0.00 per share.D2022-02-04Director1.59k
STUART THOMAS BRENTStock Award(Grant) at price 0.00 per share.D2022-02-04President7.38k
RAMOS RAUL RStock Award(Grant) at price 0.00 per share.D2022-02-04Officer4k
RIPPEL DOUGLAS RICHARDStock Award(Grant) at price 0.00 per share.D2022-02-04Director and Beneficial Owner of more than 10% of a Class of Security1.59k
GARRETT PAULA K.Stock Award(Grant) at price 0.00 per share.D2022-02-04Director1.59k
HAMBLETON HOWARD FStock Award(Grant) at price 0.00 per share.D2022-02-04Officer3.26k
RAMOS RAUL RConversion of Exercise of derivative security at price 38.00 per share.D2021-07-29Officer10k
FEEHAN DANIEL RStock Gift at price 0.00 per share.I2021-03-02Director47.57k
WESSEL RICK LStock Gift at price 0.00 per share.D2021-02-09Chief Executive Officer3.87k
WESSEL RICK LStock Award(Grant) at price 0.00 per share.D2021-01-29Chief Executive Officer53.76k
ORR R DOUGLASStock Award(Grant) at price 0.00 per share.D2021-01-29Chief Financial Officer18.82k
STUART THOMAS BRENTStock Award(Grant) at price 0.00 per share.D2021-01-29President18.82k
BERCE DANIEL EStock Award(Grant) at price 0.00 per share.D2021-01-27Director1.66k
WESSEL RICK LStock Award(Grant) at price 0.00 per share.D2021-01-27Chief Executive Officer14.71k
GRAVES JAMES HENRYStock Award(Grant) at price 0.00 per share.D2021-01-27Director1.66k
FAULKNER MIKEL DStock Award(Grant) at price 0.00 per share.D2021-01-27Director1.66k
ORR R DOUGLASStock Award(Grant) at price 0.00 per share.D2021-01-27Chief Financial Officer5.09k
OWEN RANDEL GStock Award(Grant) at price 0.00 per share.D2021-01-27Director1.66k
STUART THOMAS BRENTStock Award(Grant) at price 0.00 per share.D2021-01-27President5.09k
RAMOS RAUL RStock Award(Grant) at price 0.00 per share.D2021-01-27Officer4k
ALVARADO ANNA MStock Award(Grant) at price 0.00 per share.D2021-01-27General Counsel6k
GARRETT PAULA K.Stock Award(Grant) at price 0.00 per share.D2021-01-27Director1.66k
WESSEL RICK LStock Gift at price 0.00 per share.D2020-12-28Chief Executive Officer46k
RAMOS RAUL RConversion of Exercise of derivative security at price 38.00 per share.D2020-12-24Officer30k
ORR R DOUGLASStock Gift at price 0.00 per share.D2020-12-23Chief Financial Officer4k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to FirstCash Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on FirstCash Inc

Here is the result of two systematic investment strategies applied to FirstCash Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on FirstCash Inc

The following chart shows the equity curve of the two systematic investment strategies applied to FirstCash Inc:

FirstCash Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 18.24% on the backtest period.

Performance at glance

Performance

18.24 %

Latent gain

306.76 $

Invested capital

1681.59 $

Annualized return

4.45 %
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Momentum strategy results on FirstCash Inc

This is the result of two momentum investment strategies applied to FirstCash Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on FirstCash Inc

The following chart shows all the entries opened by the momentum investment system on FirstCash Inc:

FirstCash Inc momentum entries
  • The first momentum investment strategy would give 19.7% of return on FirstCash Inc. That represents 867.72$ of latent gain with 4405.73$ of employed capital.
  • The second momentum investment strategy would give 22.13% of return on FirstCash Inc. That represents 767.48$ of latent gain with 3468.57$ of employed capital.
Performance at glance (1Q Momentum)

Performance

19.7 %

Latent gain

867.72 $

Invested capital

4405.73 $

Annualized return

12.01 %
Performance at glance (2Q Momentum)

Performance

22.13 %

Latent gain

767.48 $

Invested capital

3468.57 $

Annualized return

6.11 %

Momentum equity curve on FirstCash Inc

The following chart shows the equity curve of the two momentum strategies applied to FirstCash Inc:

FirstCash Inc momentum equity

Note: the dividends potentially given by FirstCash Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on FirstCash Inc

The following chart shows the employed capital evolution of the two momentum strategies on FirstCash Inc since the beginning:

FirstCash Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on FirstCash Inc

Buy the dip entry openings on FirstCash Inc

FirstCash Inc

The performance achieved by the robo-advisor on FirstCash Inc is 25.22%. That represents 243.75$ of latent gain with 966.55$ of employed capital. The following chart shows FirstCash Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of FirstCash Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

25.22 %

Latent gain

243.75 $

Invested capital

966.55 $

Annualized return

12.01 %

Equity curve of the strategy applied to FirstCash Inc

The following chart shows the result of the investment strategy applied to FirstCash Inc:

FirstCash Inc

Note: the dividends potentially given by FirstCash Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on FirstCash Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on FirstCash Inc:

FirstCash Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on FirstCash Inc

In this section, I will compare the three previous investment strategies applied to FirstCash Inc.

Equity curve comparison on FirstCash Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

FirstCash Inc investment strategy comparison

Employed capital comparison on FirstCash Inc

FirstCash Inc investment comparison

Performance comparison on FirstCash Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 18.24% 306.76$ 1681.59$ 4.45%
Momentum 1 quarter 19.7% 867.72$ 4405.73$ 5.1%
Momentum 2 quarters 22.13% 767.48$ 3468.57$ 6.11%
Non-directional 25.22% 243.75$ 966.55$ 12.01%
Annualized return comparison

Automatic investment

4.45 %

Momentum 1Q

6.11 %

Momentum 2Q

6.11 %

Non-directional

12.01 %

Correlated stocks

Here are the most positively and negatively correlated stocks with FirstCash Inc:

Positive correlations

Most correlated stocks this year

  • FirstCash Holdings Inc

  • Most correlated stocks last 3 months

  • RYKADAN CAPITAL
  • FirstCash Holdings Inc
  • Universal Security Instruments Inc

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months

  • S.E.B.
  • Vapotherm Inc

  • Note: The algorithm computes the probability of correlation between FirstCash Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of FirstCash Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name FirstCash Inc
    Country United States
    City Fort Worth
    Address 1600 West 7th Street
    Phone 817 335 1100
    Website firstcash.com
    FullTime employees 17000
    Industry Credit Services
    Sector Financial Services
    Exchange XNAS
    Ticker FCFS
    Market www.nasdaq.com

    FirstCash Inc ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown