Civista Bancshares Inc chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 8.43
Dividend & Yield0.56$ (2.42%)
Beta 0.81
Market capitalization 358.58M
Operating cash flow 33.89M
ESG Scores unknown

Company description

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Sector: Financial Services - Industry: Banks—Regional

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
no companies found

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 151k 663k -2.28M 1.32M
Total Cashflows From Investing Activities -33.79M -150.76M -340.98M -130.5M
Net Borrowings 122.14M 29.38M -91.26M 19.97M
Total Cash From Financing Activities 16.42M 116.74M 398.8M 216.93M
Change To Operating Activities 1.65M 1.37M 847k -41k
Issuance Of Stock
Net Income 14.14M 33.88M 32.19M 40.55M
Change In Cash 2.26M 4.78M 90.47M 127.19M
Effect Of Exchange Rate
Total Cash From Operating Activities 19.62M 38.8M 32.65M 40.76M
Depreciation 2.01M 3.43M 3.69M 3.44M
Change To Account Receivables
Other Cashflows From Financing Activities -100.97M 98.87M 510.63M 227.3M
Change To Netincome 2.97M -176k 530k -6.54M
Capital Expenditures -1.47M -3.2M -1.97M -1.93M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 16.78M 39.56M 37.13M 47.56M
Net Income 14.14M 33.88M 32.19M 40.55M
Selling General Administrative 43.49M 52.85M 56.15M 59.04M
Gross Profit 83.46M 106.51M 107.8M 126.05M
Ebit
Operating Income 30.42M 40.64M 38.77M 49.51M
Interest Expense
Income Tax Expense 2.64M 5.68M 4.94M 7.02M
Total Revenue 83.46M 106.51M 107.8M 126.05M
Cost Of Revenue
Total Other Income ExpenseNet -13.64M -1.08M -1.64M -1.95M
Net Income From Continuing Ops 14.14M 33.88M 32.19M 40.55M
Net Income Applicable To Common Shares 13.18M 33.14M 32.09M 40.37M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 1.84B 1.98B 2.42B 2.66B
Total Stockholder Equity 289.53M 330.13M 350.11M 355.21M
Other Current Liabilities
Total Assets 2.14B 2.31B 2.77B 3.01B
Common Stock 266.9M 276.42M 277.04M 277.74M
Other Current Assets 17M 16.5M 27.72M 20.14M
Retained Earnings 41.32M 67.97M 93.05M 125.56M
Treasury Stock -18.69M -14.27M -19.98M -48.09M
Cash 33.89M 41.41M 125.75M 253.46M
Total Current Liabilities 1.81B 1.82B 2.26B 2.47B
Other Stockholder Equity -1.45M 6.87M 14.62M 8.82M
Property, Plant, and Equipment 22.02M 26.14M 25.26M 24.76M
Total Current Assets 53.73M 66.83M 177.68M 286.4M
Net Tangible Assets 205M 246.53M 267.43M 273.42M
Net Receivables
Accounts Payable 1.58B 1.68B 2.19B 2.42B


Insider Transactions

Here are the insider transactions of stock shares related to Civista Bancshares Inc:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NICKLES ALLEN RSale at price 22.75 per share.I2022-11-03Director10k
SINGER HARRYPurchase at price 20.90 per share.D2022-06-17Director1.9k
MILLER JAMES OStock Award(Grant) at price 0.00 per share.D2022-05-25Chairman of the Board602
WHITE DANIEL JStock Award(Grant) at price 0.00 per share.I2022-05-25Director602
WURM GERALD BStock Award(Grant) at price 0.00 per share.I2022-05-25Officer of Subsidiary Company602
NICKLES ALLEN RStock Award(Grant) at price 0.00 per share.D2022-05-25Director602
OLIVER MARY PATRICIAStock Award(Grant) at price 0.00 per share.D2022-05-25Director602
BACON JOHN OStock Award(Grant) at price 0.00 per share.D2022-05-25Officer of Subsidiary Company602
RITZMANN WILLIAM FStock Award(Grant) at price 0.00 per share.D2022-05-25Director602
BOERGER BARRY WStock Award(Grant) at price 0.00 per share.D2022-05-25Officer of Subsidiary Company602
MURRAY DENNIS E JRStock Award(Grant) at price 0.00 per share.D2022-05-25Director602
SINGER HARRYStock Award(Grant) at price 0.00 per share.D2022-05-25Director602
MATTLIN JULIE A.Stock Award(Grant) at price 0.00 per share.D2022-05-25Director602
PERFECT CYLDE A JRStock Award(Grant) at price 0.00 per share.D2022-05-25Officer of Subsidiary Company602
RITZMANN WILLIAM FPurchase at price 20.50 per share.D2022-05-05Director1k
WURM GERALD BPurchase at price 24.65 per share.I2022-03-15Officer of Subsidiary Company416
MCLAUGHLIN ELMER GStock Gift at price 0.00 per share.D2022-03-15Officer of Subsidiary Company683
NICKLES ALLEN RSale at price 24.25 per share.I2022-03-03Director5k
DUTTON RICHARD JStock Award(Grant) at price 0.00 per share.D2022-03-02Officer2.23k
MICHEL TODD AStock Award(Grant) at price 0.00 per share.D2022-03-02Officer1.11k
STARK PAUL JStock Award(Grant) at price 0.00 per share.D2022-03-02Officer1.26k
SHAFFER DENNIS GStock Award(Grant) at price 0.00 per share.D2022-03-02Chief Executive Officer3.85k
MORRISON LANCE AStock Award(Grant) at price 0.00 per share.D2022-03-02General Counsel1.26k
PARCHER CHARLES A.Stock Award(Grant) at price 0.00 per share.D2022-03-02Officer2.23k
WALTZ-JASKOLSKI DONNA MStock Award(Grant) at price 0.00 per share.D2022-03-02Officer966
NICKLES ALLEN RSale at price 24.09 per share.I2022-03-01Director5k
RITZMANN WILLIAM FStock Gift at price 0.00 per share.D2022-03-01Director2k
MATTLIN JULIE A.Purchase at price 24.56 per share.D2022-02-15Director1k
SINGER HARRYPurchase at price 23.50 per share.I2021-07-28Director325
MILLER JAMES OStock Award(Grant) at price 0.00 per share.D2021-05-27Chairman of the Board628
WHITE DANIEL JStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
FRIEDLEY BLYTHE AStock Award(Grant) at price 0.00 per share.D2021-05-27Officer of Subsidiary Company628
WURM GERALD BStock Award(Grant) at price 0.00 per share.I2021-05-27Officer of Subsidiary Company628
NICKLES ALLEN RStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
OLIVER MARY PATRICIAStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
DEPLER THOMAS AStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
BACON JOHN OStock Award(Grant) at price 0.00 per share.D2021-05-27Officer of Subsidiary Company628
RITZMANN WILLIAM FStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
MCLAUGHLIN ELMER GStock Award(Grant) at price 0.00 per share.D2021-05-27Officer of Subsidiary Company628
BOERGER BARRY WStock Award(Grant) at price 0.00 per share.D2021-05-27Officer of Subsidiary Company628
MURRAY DENNIS E JRStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
SINGER HARRYStock Award(Grant) at price 0.00 per share.D2021-05-27Director628
MATTLIN JULIE A.Stock Award(Grant) at price 0.00 per share.D2021-05-27Director628
MCLAUGHLIN ELMER GStock Gift at price 0.00 per share.D2021-05-21Officer of Subsidiary Company350
MCLAUGHLIN ELMER GStock Gift at price 0.00 per share.D2021-03-12Officer of Subsidiary Company900
DUTTON RICHARD JStock Award(Grant) at price 0.00 per share.D2021-03-03Officer2.77k
MICHEL TODD AStock Award(Grant) at price 0.00 per share.D2021-03-03Officer1.39k
SHAFFER DENNIS GStock Award(Grant) at price 0.00 per share.D2021-03-03Chief Executive Officer5.97k
BETTS JOHN AStock Award(Grant) at price 0.00 per share.D2021-03-03Officer1.46k
MORRISON LANCE AStock Award(Grant) at price 0.00 per share.D2021-03-03General Counsel1.57k
PARCHER CHARLES A.Stock Award(Grant) at price 0.00 per share.D2021-03-03Officer2.77k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Civista Bancshares Inc. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Civista Bancshares Inc

Here is the result of two systematic investment strategies applied to Civista Bancshares Inc. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Civista Bancshares Inc

The following chart shows the equity curve of the two systematic investment strategies applied to Civista Bancshares Inc:

Civista Bancshares Inc automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 40.0% on the backtest period.

Performance at glance

Performance

40.0 %

Latent gain

707.0 $

Invested capital

1767.5 $

Annualized return

9.76 %
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Momentum strategy results on Civista Bancshares Inc

This is the result of two momentum investment strategies applied to Civista Bancshares Inc. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Civista Bancshares Inc

The following chart shows all the entries opened by the momentum investment system on Civista Bancshares Inc:

Civista Bancshares Inc momentum entries
  • The first momentum investment strategy would give 32.79% of return on Civista Bancshares Inc. That represents 2044.85$ of latent gain with 6237.15$ of employed capital.
  • The second momentum investment strategy would give 31.68% of return on Civista Bancshares Inc. That represents 1026.56$ of latent gain with 3240.69$ of employed capital.
Performance at glance (1Q Momentum)

Performance

32.79 %

Latent gain

2044.85 $

Invested capital

6237.15 $

Annualized return

7.42 %
Performance at glance (2Q Momentum)

Performance

31.68 %

Latent gain

1026.56 $

Invested capital

3240.69 $

Annualized return

8.75 %

Momentum equity curve on Civista Bancshares Inc

The following chart shows the equity curve of the two momentum strategies applied to Civista Bancshares Inc:

Civista Bancshares Inc momentum equity

Note: the dividends potentially given by Civista Bancshares Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Civista Bancshares Inc

The following chart shows the employed capital evolution of the two momentum strategies on Civista Bancshares Inc since the beginning:

Civista Bancshares Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Civista Bancshares Inc

Buy the dip entry openings on Civista Bancshares Inc

Civista Bancshares Inc

The performance achieved by the robo-advisor on Civista Bancshares Inc is 15.58%. That represents 193.96$ of latent gain with 1245.29$ of employed capital. The following chart shows Civista Bancshares Inc stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Civista Bancshares Inc, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

15.58 %

Latent gain

193.96 $

Invested capital

1245.29 $

Annualized return

7.42 %

Equity curve of the strategy applied to Civista Bancshares Inc

The following chart shows the result of the investment strategy applied to Civista Bancshares Inc:

Civista Bancshares Inc

Note: the dividends potentially given by Civista Bancshares Inc are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Civista Bancshares Inc

The following chart shows the employed capital evolution since the beginning of the investment strategy on Civista Bancshares Inc:

Civista Bancshares Inc

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Civista Bancshares Inc

In this section, I will compare the three previous investment strategies applied to Civista Bancshares Inc.

Equity curve comparison on Civista Bancshares Inc

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Civista Bancshares Inc investment strategy comparison

Employed capital comparison on Civista Bancshares Inc

Civista Bancshares Inc investment comparison

Performance comparison on Civista Bancshares Inc

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 40.0% 707.0$ 1767.5$ 9.76%
Momentum 1 quarter 32.79% 2044.85$ 6237.15$ 8.49%
Momentum 2 quarters 31.68% 1026.56$ 3240.69$ 8.75%
Non-directional 15.58% 193.96$ 1245.29$ 7.42%
Annualized return comparison

Automatic investment

9.76 %

Momentum 1Q

8.75 %

Momentum 2Q

8.75 %

Non-directional

7.42 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Civista Bancshares Inc:

Note: The algorithm computes the probability of correlation between Civista Bancshares Inc and the other stocks. There may be false positives or some missing correlated stocks. If the price of Civista Bancshares Inc does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Civista Bancshares Inc
Country United States
City Sandusky
Address 100 East Water Street
Phone 419 625 4121
Website www.civb.com
FullTime employees 441
Industry Banks—Regional
Sector Financial Services
Exchange XNAS
Ticker CIVB
Market www.nasdaq.com

Civista Bancshares Inc ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown