TRUFIN PLC ORD 91P chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 0.17
Dividend & YieldN/A£ (N/A)
Beta 1.38
Market capitalization 56.98M
Operating cash flow -15.21M
ESG Scores unknown

Company description

TruFin plc provides financing services in the United Kingdom. The company operates through four segments: Short Term Finance, Payment Services, Publishing, and Other. It engages in distribution of finance products and invoice discounting; publishing of computer and video games; and investment activities. The company also offers early payment services to the public and private sectors; working capital finance and technology solutions to SMEs; and publishing and financing services to the mobile game and console sectors. In addition, it engages in develops, publishes, and sells electronic games; and provides market research information services. The company was incorporated in 2017 and is based in London, the United Kingdom.

Sector: Financial Services - Industry: Credit Services

Financial Ratios
Quick Ratio2.54
Working Capital-0.66
Return On Equity-0.22
Debt To Equity0.36
Fixed Asset Ratio0.48
Fixed Interest Cover-0.36

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 3.32M 1.17M 2.38M -1.83M
Total Cashflows From Investing Activities -9.76M 34.98M -1.94M -1.8M
Net Borrowings 49.93M 5.33M 4.38M 2.35M
Total Cash From Financing Activities 116.27M -4.64M 4.55M 2.5M
Change To Operating Activities -97.1M 1.47M 13.04M -1.47M
Issuance Of Stock 70M
Net Income -14.69M -18.07M -10.97M -7.07M
Change In Cash -1.16M -17.92M 10.76M -10.12M
Effect Of Exchange Rate -112k 86k 90k -49k
Total Cash From Operating Activities -107.56M -48.34M 8.05M -10.77M
Depreciation 160k 1.1M 994k 1.67M
Change To Account Receivables -1.31M -2.64M 30k -720k
Other Cashflows From Financing Activities -3.66M 30k 166k 148k
Change To Netincome 1.89M -31.61M 2.23M -1.34M
Capital Expenditures -275k -38k -31k -24k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax -9.83M -11.83M -8.93M -8.42M
Net Income -14.69M -18.07M -10.97M -7.07M
Selling General Administrative
Gross Profit -5.99M -5.64M 3.3M 1.83M
Ebit -9.65M -11.01M -2.43M -2.22M
Operating Income -9.65M -11.01M -2.43M -2.22M
Interest Expense -51k -846k -6.51M -6.21M
Income Tax Expense -390k 3.09M 2.48M -986k
Total Revenue 4.37M 7.34M 14.83M 13.12M
Cost Of Revenue 10.35M 12.98M 11.53M 11.28M
Total Other Income ExpenseNet -179k -828k -6.5M -6.2M
Net Income From Continuing Ops -9.44M -14.92M -11.4M -7.44M
Net Income Applicable To Common Shares -14.69M -18.07M -10.97M -7.07M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 66.16M 11.65M 17.83M 18.28M
Total Stockholder Equity 149.99M 49.05M 38.47M 31.43M
Other Current Liabilities 1.3M 1.1M 248k 87k
Total Assets 219.41M 61.99M 57.57M 50.73M
Common Stock 185M 73.55M 73.55M 73.55M
Other Current Assets 266k
Retained Earnings 15.38M -63k -10.73M -17.73M
Treasury Stock -50.38M -24.43M -24.35M -24.39M
Cash 24.89M 6.97M 17.73M 7.61M
Total Current Liabilities 66.16M 11.65M 9.32M 6.93M
Other Stockholder Equity -50.38M -24.43M -24.35M -24.39M
Property, Plant, and Equipment 303k 237k 140k 65k
Total Current Assets 207.49M 38.68M 27.04M 17.59M
Net Tangible Assets 143.96M 28.48M 17.43M 10.24M
Net Receivables 131.45M 31.34M 8.89M 9.98M
Accounts Payable 1.61M 651k 1.55M 5.29M


Insider Transactions

Here are the insider transactions of stock shares related to TRUFIN PLC ORD 91P:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Dentskevich (Paul)Bought at price 0.73 per share.D2022-09-2945k
Jupiter Asset Management LtdD2022-06-24926.37k
AXA Framlington Investment ManagementD2022-04-12
Credit Suisse Asset ManagementD2022-04-12
Crux Asset Management LimitedD2022-04-12204.8k
GPIM LimitedD2022-04-12
Gresham House Asset Management LimitedD2022-04-12
J O Hambro Capital Management LtdD2022-04-12
Jupiter Asset Management LtdD2022-04-12
Lombard Odier Asset Management (Europe) LimitedD2022-04-12
M&G Investments (Prudencial)D2022-04-12
Premier Asset ManagementD2022-04-12
WATRIUM ASD2022-04-12
WATRIUM ASD2022-02-16
WATRIUM ASD2021-12-31
AXA Framlington Investment ManagementD2021-12-31
Credit Suisse Asset ManagementD2021-12-31
Crux Asset Management LimitedD2021-12-31
GPIM LimitedD2021-12-31
Gresham House Asset Management LimitedD2021-12-31
J O Hambro Capital Management LtdD2021-12-31
Judd (Penny)D2021-12-31
Jupiter Asset Management LtdD2021-12-31
Lombard Odier Asset Management (Europe) LimitedD2021-12-31
M&G Investments (Prudencial)D2021-12-31
Premier Asset ManagementD2021-12-31
Trufin Employee Benefit TrustD2021-12-31
Premier Asset ManagementD2021-10-112.23M
Arrowgrass Master Fund LtdSold at price 0.75 per share.D2021-10-0816.16M
Crux Asset Management LimitedD2021-10-08
Gresham House Asset Management LimitedD2021-10-072.8M
Jupiter Asset Management LtdD2021-10-071.58M
Lombard Odier Asset Management (Europe) LimitedD2021-10-071.66M
Lombard Odier Asset Management (Europe) LimitedD2021-06-04931.19k
Arrowgrass Master Fund LtdD2021-03-25
AXA Framlington Investment ManagementD2021-03-25
GPIM LimitedD2021-03-25
Gresham House Asset Management LimitedD2021-03-25
J O Hambro Capital Management LtdD2021-03-25
Jupiter Asset Management LtdD2021-03-25
Liontrust Asset Management PlcD2021-03-25
Lombard Odier Asset Management (Europe) LimitedD2021-03-25
Premier Asset ManagementD2021-03-25
WATRIUM ASD2021-03-25
J O Hambro Capital Management LtdD2021-02-08500k
Lombard Odier Asset Management (Europe) LimitedD2021-02-08
Arrowgrass Master Fund LtdSold at price 0.62 per share.D2021-02-0543.51M
Gresham House Asset Management LimitedD2021-02-05
J O Hambro Capital Management LtdD2021-02-05
WATRIUM ASD2021-02-058.75M
Arrowgrass Master Fund LtdD2020-12-31

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to TRUFIN PLC ORD 91P. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on TRUFIN PLC ORD 91P

Here is the result of two systematic investment strategies applied to TRUFIN PLC ORD 91P. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on TRUFIN PLC ORD 91P

The following chart shows the equity curve of the two systematic investment strategies applied to TRUFIN PLC ORD 91P:

TRUFIN PLC ORD 91P automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 78.37% on the backtest period.

Performance at glance

Performance

78.37 %

Latent gain

1456.48 £

Invested capital

1858.39 £

Annualized return

20.09 %
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Momentum strategy results on TRUFIN PLC ORD 91P

This is the result of two momentum investment strategies applied to TRUFIN PLC ORD 91P. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on TRUFIN PLC ORD 91P

The following chart shows all the entries opened by the momentum investment system on TRUFIN PLC ORD 91P:

TRUFIN PLC ORD 91P momentum entries
  • The first momentum investment strategy would give 56.13% of return on TRUFIN PLC ORD 91P. That represents 1690.49£ of latent gain with 3012.0£ of employed capital.
  • The second momentum investment strategy would give 45.5% of return on TRUFIN PLC ORD 91P. That represents 940.19£ of latent gain with 2066.32£ of employed capital.
Performance at glance (1Q Momentum)

Performance

56.13 %

Latent gain

1690.49 £

Invested capital

3012.0 £

Annualized return

12.28 %
Performance at glance (2Q Momentum)

Performance

45.5 %

Latent gain

940.19 £

Invested capital

2066.32 £

Annualized return

13.3 %

Momentum equity curve on TRUFIN PLC ORD 91P

The following chart shows the equity curve of the two momentum strategies applied to TRUFIN PLC ORD 91P:

TRUFIN PLC ORD 91P momentum equity

Note: the dividends potentially given by TRUFIN PLC ORD 91P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on TRUFIN PLC ORD 91P

The following chart shows the employed capital evolution of the two momentum strategies on TRUFIN PLC ORD 91P since the beginning:

TRUFIN PLC ORD 91P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on TRUFIN PLC ORD 91P

Buy the dip entry openings on TRUFIN PLC ORD 91P

TRUFIN PLC ORD 91P

The performance achieved by the robo-advisor on TRUFIN PLC ORD 91P is 23.34%. That represents 116.72$ of latent gain with 500.0£ of employed capital. The following chart shows TRUFIN PLC ORD 91P stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of TRUFIN PLC ORD 91P, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

23.34 %

Latent gain

116.72 £

Invested capital

500.0 £

Annualized return

12.28 %

Equity curve of the strategy applied to TRUFIN PLC ORD 91P

The following chart shows the result of the investment strategy applied to TRUFIN PLC ORD 91P:

TRUFIN PLC ORD 91P

Note: the dividends potentially given by TRUFIN PLC ORD 91P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on TRUFIN PLC ORD 91P

The following chart shows the employed capital evolution since the beginning of the investment strategy on TRUFIN PLC ORD 91P:

TRUFIN PLC ORD 91P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on TRUFIN PLC ORD 91P

In this section, I will compare the three previous investment strategies applied to TRUFIN PLC ORD 91P.

Equity curve comparison on TRUFIN PLC ORD 91P

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

TRUFIN PLC ORD 91P investment strategy comparison

Employed capital comparison on TRUFIN PLC ORD 91P

TRUFIN PLC ORD 91P investment comparison

Performance comparison on TRUFIN PLC ORD 91P

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 78.37% 1456.48£ 1858.39£ 20.09%
Momentum 1 quarter 56.13% 1690.49£ 3012.0£ 15.34%
Momentum 2 quarters 45.5% 940.19£ 2066.32£ 13.3%
Non-directional 23.34% 116.72£ 500.0£ 12.28%
Annualized return comparison

Automatic investment

20.09 %

Momentum 1Q

13.3 %

Momentum 2Q

13.3 %

Non-directional

12.28 %

Correlated stocks

Here are the most positively and negatively correlated stocks with TRUFIN PLC ORD 91P:

Positive correlations

Most correlated stocks this year

  • TRUFIN PLC ORD 91P

  • Most correlated stocks last 3 months

  • TRUFIN PLC ORD 91P
  • EXCELSIOR MINING CORP

  • Negative correlation

    Most negatively correlated stocks this year


    Most negatively correlated stocks last 3 months


    Note: The algorithm computes the probability of correlation between TRUFIN PLC ORD 91P and the other stocks. There may be false positives or some missing correlated stocks. If the price of TRUFIN PLC ORD 91P does not vary for 36 weeks, the correlation calculation result will be wrong.


    Company information

    Company name TRUFIN PLC ORD 91P
    Country United Kingdom
    City London
    Address 48 Warwick Street
    Phone
    Website trufin.com
    FullTime employees 167
    Industry Credit Services
    Sector Financial Services
    Exchange XLON
    Ticker TRU.XLON
    Market www.londonstockexchange.com

    TRUFIN PLC ORD 91P ESG Scores

    Environment scores

    Environment ESG Factors Scores
    Environment Score 0
    Peer Environment Performance unknown
    Environment Percentile unknown
    Palm Oil unknown
    Nuclear unknown
    Fur Leather unknown
    GMO unknown
    Coal unknown
    Pesticides unknown
    Animal Testing unknown

    Social scores

    Social ESG Factors Scores
    Social Score 0
    Peer Social Performance unknown
    Social Percentile unknown
    Highest Controversy unknown
    Peer Highest Controversy Performance unknown
    Adult unknown
    Gambling unknown
    Alcoholic unknown
    Tobacco unknown
    Catholic unknown
    Controversial Weapons unknown
    Small Arms unknown
    Military Contract unknown
    Peer Count unknown

    Related Controversy:


    Governance scores

    Governance ESG Factors Scores
    Governance Score 0
    Peer Governance Performance unknown
    Governance Percentile unknown

    ESG at glance
    Total ESG Scores: unknown
    Environment Score: 0
    Social Score: 0
    Governance Score: 0

    ESG Performance: unknown

    Peer Group: unknown

    Peer Esg Score Performance: unknown

    Rating Year: unknown

    Rating Month: unknown

    Max Age: unknown

    Percentile: unknown