Pensionbee Group PLC chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 0.07
Dividend & YieldN/A£ (N/A)
Beta N/A
Market capitalization 130.16M
Operating cash flow -24.59M
ESG Scores unknown

Company description

PensionBee Group plc, a direct-to-consumer financial technology company, provides online pension services in the United Kingdom. The company's technology platform allows its customers to combine their pensions and invest in a range of online plans, forecast how much they are expected to have saved by the time they retire, and make withdrawals from their pensions. It also offers one-off ancillary and ad-hoc services, including pension splitting on divorce, early withdrawals owing to ill health, and full drawdown within one year of becoming an invested customer. The company was founded in 2014 and is based in London, the United Kingdom.

Sector: Technology - Industry: Software—Application

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 110k 904k 831k 997k
Total Cashflows From Investing Activities -68k -236k -75k -75k
Net Borrowings -99k -99k -150k -1.52M
Total Cash From Financing Activities 8.99M 5.89M 7.06M 56.49M
Change To Operating Activities
Issuance Of Stock 8.99M 5.99M 7.21M 59.77M
Net Income -3.12M -7.59M -13.26M -24.63M
Change In Cash 5.46M 495k -3.46M 36.78M
Effect Of Exchange Rate
Total Cash From Operating Activities -3.46M -5.16M -10.44M -19.64M
Depreciation 22k 182k 240k 256k
Change To Account Receivables -208k -316k -627k -1.28M
Other Cashflows From Financing Activities -1.75M -1.75M -1.75M -1.75M
Change To Netincome -262k 1.66M 2.38M 5.02M
Capital Expenditures -68k -236k -75k -69k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax -3.41M -7.86M -13.48M -24.98M
Net Income -3.12M -7.59M -13.26M -24.63M
Selling General Administrative 2.14M 4.17M 8.22M 12.87M
Gross Profit -19k 168k -381k 1.37M
Ebit -3.41M -6.87M -12.83M -20.61M
Operating Income -3.41M -6.87M -12.83M -20.61M
Interest Expense -21k -21k -11k -7k
Income Tax Expense -288k -265k -220k -348k
Total Revenue 1.42M 3.54M 6.27M 12.75M
Cost Of Revenue 1.44M 3.38M 6.65M 11.39M
Total Other Income ExpenseNet -983k -655k -4.37M
Net Income From Continuing Ops -3.12M -7.59M -13.26M -24.63M
Net Income Applicable To Common Shares -3.12M -7.59M -13.26M -24.63M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 257k 1.44M 2.1M 3.73M
Total Stockholder Equity 10.18M 10.33M 6.46M 43.78M
Other Current Liabilities 3k 21k 42k 716k
Total Assets 10.44M 11.77M 8.55M 47.51M
Common Stock 221k
Other Current Assets
Retained Earnings -8.22M -15.81M -28.25M -17.98M
Treasury Stock 1.28M 3.04M 4.38M 8.32M
Cash 9.7M 10.19M 6.74M 43.52M
Total Current Liabilities 257k 1.27M 2.1M 3.12M
Other Stockholder Equity 1.28M 3.04M 4.38M 8.32M
Property, Plant, and Equipment 65k 485k 313k 819k
Total Current Assets 10.37M 11.28M 8.24M 46.69M
Net Tangible Assets 10.18M 10.33M 6.46M 43.78M
Net Receivables 512k 892k 1.15M 2.28M
Accounts Payable 167k 72k 749k 356k


Insider Transactions

Here are the insider transactions of stock shares related to Pensionbee Group PLC:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Francis (Mary)Bought at price 0.60 per share.D2022-10-2118.94k
Oyesanya (Lara)Bought at price 0.58 per share.D2022-10-2019.23k
Wood (Mark)D2022-06-16
Wood (Mark)D2022-06-15
Wood (Mark)D2022-06-14
Oyesanya (Lara)Bought at price 1.56 per share.D2022-06-1311.67k
Martin (Christoph)Exercise of Option at price 0.00 per share.D2022-04-29120.66k
Norges BankD2022-01-12
Parsons (Jonathan Lister)D2021-12-31
Wood (Mark)D2021-12-31
State Street Global Advisors (UK) Ltd.D2021-12-31
Savova (Romina)D2021-12-31
Francis (Mary)D2021-12-31
Picardo (Lisa)D2021-10-2962.5k
Martin (Christoph)D2021-10-2933.16k
Nicholson (Tess)D2021-10-2913.11k
Martin (Christoph)Bought at price 1.92 per share.D2021-10-2142.49k
Nicholson (Tess)D2021-04-26
Martens (Jasper)D2021-04-26
Martin (Christoph)D2021-04-26
Wood (Mark)D2021-04-26
Suddaby (Joseph)D2021-04-26
State Street Global Advisors (UK) Ltd.D2021-04-26
State Street Global Advisors (UK) Ltd.D2021-04-26
Savova (Romina)D2021-04-26
Savova (Romina)D2021-04-26
Reilly (Clare)D2021-04-26
Picardo (Lisa)D2021-04-26
Francis (Mary)D2021-04-26
Parsons (Jonathan Lister)D2021-04-26
Parsons (Jonathan Lister)D2021-04-26

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Pensionbee Group PLC. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Pensionbee Group PLC

Here is the result of two systematic investment strategies applied to Pensionbee Group PLC. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Pensionbee Group PLC

The following chart shows the equity curve of the two systematic investment strategies applied to Pensionbee Group PLC:

Pensionbee Group PLC automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 0% on the backtest period.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %
Build your Trading System
Automated Trading using Prorealtime ebook

Momentum strategy results on Pensionbee Group PLC

This is the result of two momentum investment strategies applied to Pensionbee Group PLC. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Pensionbee Group PLC

The following chart shows all the entries opened by the momentum investment system on Pensionbee Group PLC:

Pensionbee Group PLC momentum entries
  • The first momentum investment strategy would give 0% of return on Pensionbee Group PLC. That represents 0.0£ of latent gain with 0.0£ of employed capital.
  • The second momentum investment strategy would give 0% of return on Pensionbee Group PLC. That represents 0.0£ of latent gain with 0.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %
Performance at glance (2Q Momentum)

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Momentum equity curve on Pensionbee Group PLC

The following chart shows the equity curve of the two momentum strategies applied to Pensionbee Group PLC:

Pensionbee Group PLC momentum equity

Note: the dividends potentially given by Pensionbee Group PLC are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Pensionbee Group PLC

The following chart shows the employed capital evolution of the two momentum strategies on Pensionbee Group PLC since the beginning:

Pensionbee Group PLC

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on Pensionbee Group PLC

Buy the dip entry openings on Pensionbee Group PLC

Pensionbee Group PLC

The performance achieved by the robo-advisor on Pensionbee Group PLC is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows Pensionbee Group PLC stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Pensionbee Group PLC, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Equity curve of the strategy applied to Pensionbee Group PLC

The following chart shows the result of the investment strategy applied to Pensionbee Group PLC:

Pensionbee Group PLC

Note: the dividends potentially given by Pensionbee Group PLC are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Pensionbee Group PLC

The following chart shows the employed capital evolution since the beginning of the investment strategy on Pensionbee Group PLC:

Pensionbee Group PLC

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Pensionbee Group PLC

In this section, I will compare the three previous investment strategies applied to Pensionbee Group PLC.

Equity curve comparison on Pensionbee Group PLC

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Pensionbee Group PLC investment strategy comparison

Employed capital comparison on Pensionbee Group PLC

Pensionbee Group PLC investment comparison

Performance comparison on Pensionbee Group PLC

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 0% 0.0£ 0.0£ 0.0%
Momentum 1 quarter 0% 0.0£ 0.0£ -0.0%
Momentum 2 quarters 0% 0.0£ 0.0£ -0.0%
Non-directional 0% 0.0£ 0.0£ -0.0%
Annualized return comparison

Automatic investment

0.0 %

Momentum 1Q

-0.0 %

Momentum 2Q

-0.0 %

Non-directional

-0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Pensionbee Group PLC:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Pensionbee Group PLC and the other stocks. There may be false positives or some missing correlated stocks. If the price of Pensionbee Group PLC does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Pensionbee Group PLC
Country United Kingdom
City London
Address 209 Blackfriars Road
Phone 44 20 3457 8444
Website www.pensionbee.com
FullTime employees 181
Industry Software—Application
Sector Technology
Exchange XLON
Ticker PBEE.XLON
Market www.londonstockexchange.com

Pensionbee Group PLC ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown