PAYPOINT PLC ORD 1/3P chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 2.12
Dividend & Yield0.18£ (3.11%)
Beta 1.18
Market capitalization 394.56M
Operating cash flow 22.55M
ESG Scores unknown

Company description

PayPoint plc provides payments and banking, shopping, and e-commerce services and products in the United Kingdom. It offers bill payment, digital bill payment, eMoney, and cash out services; and retail services comprising ATM, card payments, parcels, money transfer, SIM cards, EPoS, and receipt advertising. The company also provides MultiPay, an integrated solution that offers a suite of digital payments; and PayPoint One retail terminal. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

Sector: Technology - Industry: Software—Infrastructure

Financial Ratios
Quick Ratio0.76
Working Capital-0.42
Return On Equity0.55
Debt To Equity0.58
Fixed Asset Ratio0.6
Fixed Interest Cover27.19

Financial data

Financial Statements

Cashflow Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Change To Liabilities -2.83M -1.89M -1.29M -7.17M
Total Cashflows From Investing Activities -10.54M -7.88M -71.68M -4.67M
Net Borrowings 69.73M 69.73M 11.05M -35.29M
Total Cash From Financing Activities -56.56M 12.31M -10.34M -58.39M
Change To Operating Activities -4.21M 96k 615k -8.15M
Issuance Of Stock 1k 1k 1k 1k
Net Income 44.43M 45.67M 22.34M 69.54M
Change In Cash -8.55M 56.29M -28.97M -40.51M
Effect Of Exchange Rate -1.01M 374k -1.59M
Total Cash From Operating Activities 59.56M 51.48M 54.64M 22.55M
Depreciation 6.37M 5.68M 5.8M 7.41M
Change To Account Receivables 3.1M 1.95M 1.67M -550k
Other Cashflows From Financing Activities
Change To Netincome 4.93M -3.77M 22.22M -41.75M
Capital Expenditures -5.09M -2.96M -3.29M -5.18M

Income Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Research Development 430k 430k 1.09M 808k
Income Before Tax 54.72M 49.98M 20.44M 48.52M
Net Income 44.43M 45.67M 22.34M 69.54M
Selling General Administrative 44.32M 39.45M 42.55M 44.94M
Gross Profit 98.27M 91.15M 82.26M 96.42M
Ebit 53.95M 50.84M 37.76M 47.73M
Operating Income 53.95M 50.84M 37.76M 47.73M
Interest Expense -586k -626k -1.41M -2.05M
Income Tax Expense 10.29M 9.96M 4.52M 8.99M
Total Revenue 211.58M 144.29M 127.75M 145.14M
Cost Of Revenue 113.3M 53.14M 45.48M 48.73M
Total Other Income ExpenseNet 1.19M -856k -17.31M 788k
Net Income From Continuing Ops 44.43M 40.02M 15.92M 39.53M
Net Income Applicable To Common Shares 44.43M 45.67M 22.34M 69.54M

Balance Sheet Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Total Liabilities 181.41M 219.66M 251.62M 148.88M
Total Stockholder Equity 50.15M 38.33M 33.3M 83.26M
Other Current Liabilities 4.46M 139.91M 78.5M
Total Assets 231.56M 257.99M 284.92M 232.13M
Common Stock 227k 228k 229k 230k
Other Current Assets 2.86M 87.65M 18.7M
Retained Earnings 44.88M 32.48M 26.74M 79.46M
Treasury Stock 1.7M 1.14M 1.36M 2.57M
Cash 37.48M 93.77M 10.54M 7.65M
Total Current Liabilities 181.18M 218.82M 221.15M 133.22M
Other Stockholder Equity 1.7M 1.14M 1.36M 2.57M
Property, Plant, and Equipment 26.66M 24.84M 21.38M 21.78M
Total Current Assets 176.62M 203.46M 169.23M 104.8M
Net Tangible Assets 22.66M 9.2M -54.5M -10.4M
Net Receivables 136.29M 103.87M 67.7M 75.16M
Accounts Payable 176.72M 148.62M 5.92M 4.79M


Insider Transactions

Here are the insider transactions of stock shares related to PAYPOINT PLC ORD 1/3P:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Ford (Benjamin)Bought at price 6.50 per share.D2022-10-2122
Ford (Benjamin)D2022-10-2122
Holness (Anna)Bought at price 6.50 per share.D2022-10-2121
Holness (Anna)D2022-10-2121
Dale (Alan)Bought at price 6.50 per share.D2022-10-2122
Dale (Alan)D2022-10-2122
Toolan (Jo)Bought at price 6.50 per share.D2022-10-2122
Toolan (Jo)D2022-10-2122
Coles (Simon)Bought at price 6.50 per share.D2022-10-2122
Coles (Simon)D2022-10-2122
Payne (Jay)Bought at price 6.50 per share.D2022-10-2122
Payne (Jay)D2022-10-2122
O'Neill (Stephen)Bought at price 6.50 per share.D2022-10-2121
O'Neill (Stephen)D2022-10-2121
Paul (Christopher)Bought at price 6.50 per share.D2022-10-2122
Paul (Christopher)D2022-10-2122
Murphy (Tanya)Bought at price 6.50 per share.D2022-10-2122
Murphy (Tanya)D2022-10-2122
Latham (Mark)Bought at price 6.50 per share.D2022-10-2122
Latham (Mark)D2022-10-2122
Wiles (Nicholas)Bought at price 6.50 per share.D2022-10-2122
Wiles (Nicholas)D2022-10-2122
Wilde (Katy)Bought at price 6.50 per share.D2022-10-2122
Wilde (Katy)D2022-10-2122
Wilde (Katy)Bought at price 6.44 per share.D2022-09-304.21k
Wiles (Nicholas)Bought at price 6.44 per share.D2022-09-301.03k
Toolan (Jo)Bought at price 6.44 per share.D2022-09-304.12k
Ford (Benjamin)Bought at price 6.44 per share.D2022-09-301.12k
Holness (Anna)Bought at price 6.44 per share.D2022-09-30123
Dale (Alan)Bought at price 6.44 per share.D2022-09-302.64k
Latham (Mark)Bought at price 6.44 per share.D2022-09-30574
Murphy (Tanya)Bought at price 6.44 per share.D2022-09-30665
Coles (Simon)Bought at price 6.44 per share.D2022-09-302.55k
O'Neill (Stephen)Bought at price 6.44 per share.D2022-09-30123
Paul (Christopher)Bought at price 6.44 per share.D2022-09-303.02k
Payne (Jay)Bought at price 6.44 per share.D2022-09-301.82k
Asteriscos Patrimonial SLD2022-09-28651.76k
Coles (Simon)Bought at price 6.88 per share.D2022-09-2220
Coles (Simon)D2022-09-2220
Ford (Benjamin)Bought at price 6.88 per share.D2022-09-2220
Ford (Benjamin)D2022-09-2220
Holness (Anna)Bought at price 6.88 per share.D2022-09-2221
Holness (Anna)D2022-09-2221
Wiles (Nicholas)Bought at price 6.88 per share.D2022-09-2220
Wiles (Nicholas)D2022-09-2220
Wilde (Katy)Bought at price 6.88 per share.D2022-09-2220
Wilde (Katy)D2022-09-2220
Toolan (Jo)Bought at price 6.88 per share.D2022-09-2220
Toolan (Jo)D2022-09-2220
Payne (Jay)Bought at price 6.88 per share.D2022-09-2220
Payne (Jay)D2022-09-2220

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to PAYPOINT PLC ORD 1/3P. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on PAYPOINT PLC ORD 1/3P

Here is the result of two systematic investment strategies applied to PAYPOINT PLC ORD 1/3P. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on PAYPOINT PLC ORD 1/3P

The following chart shows the equity curve of the two systematic investment strategies applied to PAYPOINT PLC ORD 1/3P:

PAYPOINT PLC ORD 1/3P automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -5.0% on the backtest period.

Performance at glance

Performance

-5.0 %

Latent gain

-288.0 £

Invested capital

5760.0 £

Annualized return

-1.21 %
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Momentum strategy results on PAYPOINT PLC ORD 1/3P

This is the result of two momentum investment strategies applied to PAYPOINT PLC ORD 1/3P. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on PAYPOINT PLC ORD 1/3P

The following chart shows all the entries opened by the momentum investment system on PAYPOINT PLC ORD 1/3P:

PAYPOINT PLC ORD 1/3P momentum entries
  • The first momentum investment strategy would give -10.08% of return on PAYPOINT PLC ORD 1/3P. That represents -997.0£ of latent gain with 9889.0£ of employed capital.
  • The second momentum investment strategy would give -8.65% of return on PAYPOINT PLC ORD 1/3P. That represents -583.0£ of latent gain with 6739.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

-10.08 %

Latent gain

-997.0 £

Invested capital

9889.0 £

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

-8.65 %

Latent gain

-583.0 £

Invested capital

6739.0 £

Annualized return

-2.38 %

Momentum equity curve on PAYPOINT PLC ORD 1/3P

The following chart shows the equity curve of the two momentum strategies applied to PAYPOINT PLC ORD 1/3P:

PAYPOINT PLC ORD 1/3P momentum equity

Note: the dividends potentially given by PAYPOINT PLC ORD 1/3P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PAYPOINT PLC ORD 1/3P

The following chart shows the employed capital evolution of the two momentum strategies on PAYPOINT PLC ORD 1/3P since the beginning:

PAYPOINT PLC ORD 1/3P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on PAYPOINT PLC ORD 1/3P

Buy the dip entry openings on PAYPOINT PLC ORD 1/3P

PAYPOINT PLC ORD 1/3P

The performance achieved by the robo-advisor on PAYPOINT PLC ORD 1/3P is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows PAYPOINT PLC ORD 1/3P stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of PAYPOINT PLC ORD 1/3P, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %

Equity curve of the strategy applied to PAYPOINT PLC ORD 1/3P

The following chart shows the result of the investment strategy applied to PAYPOINT PLC ORD 1/3P:

PAYPOINT PLC ORD 1/3P

Note: the dividends potentially given by PAYPOINT PLC ORD 1/3P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on PAYPOINT PLC ORD 1/3P

The following chart shows the employed capital evolution since the beginning of the investment strategy on PAYPOINT PLC ORD 1/3P:

PAYPOINT PLC ORD 1/3P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on PAYPOINT PLC ORD 1/3P

In this section, I will compare the three previous investment strategies applied to PAYPOINT PLC ORD 1/3P.

Equity curve comparison on PAYPOINT PLC ORD 1/3P

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

PAYPOINT PLC ORD 1/3P investment strategy comparison

Employed capital comparison on PAYPOINT PLC ORD 1/3P

PAYPOINT PLC ORD 1/3P investment comparison

Performance comparison on PAYPOINT PLC ORD 1/3P

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -5.0% -288.0£ 5760.0£ -1.21%
Momentum 1 quarter -10.08% -997.0£ 9889.0£ -2.6%
Momentum 2 quarters -8.65% -583.0£ 6739.0£ -2.38%
Non-directional 0% 0.0£ 0.0£ 0.0%
Annualized return comparison

Automatic investment

-1.21 %

Momentum 1Q

-2.38 %

Momentum 2Q

-2.38 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with PAYPOINT PLC ORD 1/3P:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between PAYPOINT PLC ORD 1/3P and the other stocks. There may be false positives or some missing correlated stocks. If the price of PAYPOINT PLC ORD 1/3P does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name PAYPOINT PLC ORD 1/3P
Country United Kingdom
City Welwyn Garden City
Address 1 The Boulevard
Phone 44 1707 600 300
Website www.paypoint.com
FullTime employees 670
Industry Software—Infrastructure
Sector Technology
Exchange XLON
Ticker PAY.XLON
Market www.londonstockexchange.com

PAYPOINT PLC ORD 1/3P ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown