NON-STANDARD FINANCE PLC ORD GBP0.05 chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 0.31
Dividend & YieldN/A£ (N/A)
Beta 1.37
Market capitalization 2.19M
Operating cash flow 35.29M
ESG Scores unknown

Company description

Non-Standard Finance plc engages in the unsecured credit business in the United Kingdom. The company provides home credit loans; and guarantor loans. It operated 75 branches. The company was incorporated in 2014 and is headquartered in Wakefield, the United Kingdom.

Sector: Financial Services - Industry: Credit Services

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -5.9M -4.87M -4.93M -2.76M
Net Borrowings 67.01M 48.79M 4.83M -2.55M
Total Cash From Financing Activities 43.61M 22.15M -13.5M -18.38M
Change To Operating Activities -72.32M -54.06M 104.88M 46.22M
Issuance Of Stock
Net Income -2.31M -76.31M -135.56M -29.68M
Change In Cash 2.94M 298k 63.76M 36.62M
Effect Of Exchange Rate
Total Cash From Operating Activities -34.76M -16.99M 82.19M 57.76M
Depreciation 11.18M 9.08M 4.61M 6.56M
Change To Account Receivables
Other Cashflows From Financing Activities -14.12M -18.22M -18.33M -15.83M
Change To Netincome 28.68M 102.19M 106M 34.67M
Capital Expenditures -6.08M -1.74M -1.73M -261k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax -2.37M -75.98M -135.72M -29.61M
Net Income -2.31M -76.31M -135.56M -29.68M
Selling General Administrative 97.76M 100.5M 96.39M 96.05M
Gross Profit 116.58M 180.27M 92.72M 106.39M
Ebit
Operating Income 18.82M 34.7M -3.18M 8.14M
Interest Expense
Income Tax Expense -58k 332k -164k 75k
Total Revenue 116.58M 180.27M 92.72M 106.39M
Cost Of Revenue
Total Other Income ExpenseNet -21.18M -110.68M -132.54M -37.75M
Net Income From Continuing Ops -2.31M -76.31M -135.56M -29.68M
Net Income Applicable To Common Shares -2.31M -76.31M -135.56M -29.68M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 283.36M 357.07M 375.92M 382.32M
Total Stockholder Equity 207.2M 123.61M -11.54M -41.19M
Other Current Liabilities 2.98M 5.09M 27.26M 25.64M
Total Assets 490.81M 480.68M 364.38M 341.14M
Common Stock 15.85M 15.62M 15.62M 15.62M
Other Current Assets 3.56M 1.75M 1.84M 2.23M
Retained Earnings -61.63M -74.18M -207.73M -237.08M
Treasury Stock -2.01M 2.15M 551k 255k
Cash 13.89M 14.19M 77.96M 114.58M
Total Current Liabilities 17.03M 30.2M 40.37M 46.15M
Other Stockholder Equity 1.45M 2.15M 551k 255k
Property, Plant, and Equipment 6.68M 17.12M 16.36M 11.8M
Total Current Assets 328.52M 378.48M 339.79M 326.56M
Net Tangible Assets 52.06M 40.21M -19.77M -43.96M
Net Receivables 311.06M 362.55M 259.99M 211.99M
Accounts Payable 486k 8.39M 614k 18.38M


Insider Transactions

Here are the insider transactions of stock shares related to NON-STANDARD FINANCE PLC ORD GBP0.05:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Gregson (Charles Henry)Bought at price 0.00 per share.D2022-09-291.83M
Gregson (Charles Henry)Increase at price 0.02 per share.D2022-07-01425k
Hargreaves Lansdown Asset Management LtdD2022-04-29
Utley (Neil)D2022-04-29
Alchemy Special Opportunities (Guernsey), Ltd.D2022-04-29
Nesna LLPD2022-04-29
McGregor (Heather Jane)D2022-03-31
Booker (Niall S. K.)D2022-03-31
De'Blocq Van-Kuffeler (John Philip)D2022-03-31
Gillespie (Jonathan Richard)D2022-03-31
Gregson (Charles Henry)D2022-03-31
Gregson (Charles Henry)Bought at price 0.03 per share.D2022-03-28353.75k
Gillespie (Jonathan Richard)D2021-12-31
Gregson (Charles Henry)D2021-12-31
Hargreaves Lansdown Asset Management LtdD2021-12-31
AJ Bell Securities, Ltd.D2021-12-31
Alchemy Special Opportunities (Guernsey), Ltd.D2021-12-31
Booker (Niall S. K.)D2021-12-31
De'Blocq Van-Kuffeler (John Philip)D2021-12-31
McGregor (Heather Jane)D2021-12-31
Nesna LLPD2021-12-31
Utley (Neil)D2021-12-31
Gregson (Charles Henry)Bought at price 0.03 per share.D2021-12-17390.32k
Gregson (Charles Henry)Bought at price 0.05 per share.D2021-10-01191.46k
Nesna LLPD2021-08-232.46M
Gregson (Charles Henry)Bought at price 0.06 per share.D2021-07-01215.5k
Gillespie (Jonathan Richard)D2021-06-29
Gregson (Charles Henry)D2021-06-29
Hargreaves Lansdown Asset Management LtdD2021-06-29
IG Markets LimitedD2021-06-29
McGregor (Heather Jane)D2021-06-29
Nesna LLPD2021-06-29
Utley (Neil)D2021-06-29
AJ Bell Securities, Ltd.D2021-06-29
Alchemy Special Opportunities (Guernsey), Ltd.D2021-06-29
Booker (Niall S. K.)D2021-06-29
De'Blocq Van-Kuffeler (John Philip)D2021-06-29
AJ Bell Securities, Ltd.D2021-05-31
Alchemy Special Opportunities (Guernsey), Ltd.D2021-05-31
Utley (Neil)D2021-05-31
Hargreaves Lansdown Asset Management LtdD2021-05-31
IG Markets LimitedD2021-05-31
Nesna LLPD2021-05-31
Gregson (Charles Henry)Bought at price 0.08 per share.D2021-03-26144.42k
Gillespie (Jonathan Richard)D2020-12-31
Gregson (Charles Henry)D2020-12-31
Hargreaves Lansdown Asset Management LtdD2020-12-31
IG Markets LimitedD2020-12-31
McGregor (Heather Jane)D2020-12-31
Nesna LLPD2020-12-31
Alchemy Special Opportunities (Guernsey), Ltd.D2020-12-31

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to NON-STANDARD FINANCE PLC ORD GBP0.05. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on NON-STANDARD FINANCE PLC ORD GBP0.05

Here is the result of two systematic investment strategies applied to NON-STANDARD FINANCE PLC ORD GBP0.05. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the equity curve of the two systematic investment strategies applied to NON-STANDARD FINANCE PLC ORD GBP0.05:

NON-STANDARD FINANCE PLC ORD GBP0.05 automated entries

The systematic investment strategy that buys the first day of the month would give a performance of -47.6% on the backtest period.

Performance at glance

Performance

-47.6 %

Latent gain

-952.82 £

Invested capital

2001.92 £

Annualized return

-11.55 %
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Momentum strategy results on NON-STANDARD FINANCE PLC ORD GBP0.05

This is the result of two momentum investment strategies applied to NON-STANDARD FINANCE PLC ORD GBP0.05. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows all the entries opened by the momentum investment system on NON-STANDARD FINANCE PLC ORD GBP0.05:

NON-STANDARD FINANCE PLC ORD GBP0.05 momentum entries
  • The first momentum investment strategy would give -63.31% of return on NON-STANDARD FINANCE PLC ORD GBP0.05. That represents -3317.38£ of latent gain with 5240.08£ of employed capital.
  • The second momentum investment strategy would give -46.22% of return on NON-STANDARD FINANCE PLC ORD GBP0.05. That represents -1759.57£ of latent gain with 3807.07£ of employed capital.
Performance at glance (1Q Momentum)

Performance

-63.31 %

Latent gain

-3317.38 £

Invested capital

5240.08 £

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

-46.22 %

Latent gain

-1759.57 £

Invested capital

3807.07 £

Annualized return

-12.7 %

Momentum equity curve on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the equity curve of the two momentum strategies applied to NON-STANDARD FINANCE PLC ORD GBP0.05:

NON-STANDARD FINANCE PLC ORD GBP0.05 momentum equity

Note: the dividends potentially given by NON-STANDARD FINANCE PLC ORD GBP0.05 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the employed capital evolution of the two momentum strategies on NON-STANDARD FINANCE PLC ORD GBP0.05 since the beginning:

NON-STANDARD FINANCE PLC ORD GBP0.05

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on NON-STANDARD FINANCE PLC ORD GBP0.05

Buy the dip entry openings on NON-STANDARD FINANCE PLC ORD GBP0.05

NON-STANDARD FINANCE PLC ORD GBP0.05

The performance achieved by the robo-advisor on NON-STANDARD FINANCE PLC ORD GBP0.05 is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows NON-STANDARD FINANCE PLC ORD GBP0.05 stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of NON-STANDARD FINANCE PLC ORD GBP0.05, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %

Equity curve of the strategy applied to NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the result of the investment strategy applied to NON-STANDARD FINANCE PLC ORD GBP0.05:

NON-STANDARD FINANCE PLC ORD GBP0.05

Note: the dividends potentially given by NON-STANDARD FINANCE PLC ORD GBP0.05 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the employed capital evolution since the beginning of the investment strategy on NON-STANDARD FINANCE PLC ORD GBP0.05:

NON-STANDARD FINANCE PLC ORD GBP0.05

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on NON-STANDARD FINANCE PLC ORD GBP0.05

In this section, I will compare the three previous investment strategies applied to NON-STANDARD FINANCE PLC ORD GBP0.05.

Equity curve comparison on NON-STANDARD FINANCE PLC ORD GBP0.05

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

NON-STANDARD FINANCE PLC ORD GBP0.05 investment strategy comparison

Employed capital comparison on NON-STANDARD FINANCE PLC ORD GBP0.05

NON-STANDARD FINANCE PLC ORD GBP0.05 investment comparison

Performance comparison on NON-STANDARD FINANCE PLC ORD GBP0.05

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment -47.6% -952.82£ 2001.92£ -11.55%
Momentum 1 quarter -63.31% -3317.38£ 5240.08£ -16.32%
Momentum 2 quarters -46.22% -1759.57£ 3807.07£ -12.7%
Non-directional 0% 0.0£ 0.0£ 0.0%
Annualized return comparison

Automatic investment

-11.55 %

Momentum 1Q

-12.7 %

Momentum 2Q

-12.7 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with NON-STANDARD FINANCE PLC ORD GBP0.05:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between NON-STANDARD FINANCE PLC ORD GBP0.05 and the other stocks. There may be false positives or some missing correlated stocks. If the price of NON-STANDARD FINANCE PLC ORD GBP0.05 does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name NON-STANDARD FINANCE PLC ORD GBP0.05
Country United Kingdom
City Wakefield
Address Rear Walled Garden
Phone 44 20 7379 5151
Website www.nsfgroupplc.com
FullTime employees 849
Industry Credit Services
Sector Financial Services
Exchange XLON
Ticker NSF.XLON
Market www.londonstockexchange.com

NON-STANDARD FINANCE PLC ORD GBP0.05 ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown