JUST GROUP PLC ORD 10P chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 0.03
Dividend & Yield0.01£ (2.59%)
Beta 1.57
Market capitalization 600.8M
Operating cash flow -606.1M
ESG Scores unknown

Company description

Just Group plc provides various financial services in the retirement income market in the United Kingdom. It offers de-risking solutions, guaranteed income for life, secure lifetime income, care plans, lifetime mortgages, and protection products. The company also provides professional services, including regulated financial advice and guidance services; and a range of business services, such as consultancy and software development, and outsourced customer service delivery and marketing services. In addition, it engages in the writing of insurance products for distribution to the at- or in-retirement market, which is undertaken through the activities of the life company; and provision of licensed software to financial advisers, banks, building societies, life assurance companies, and pension trustees. Further, the company provides lifetime mortgages through advice and intermediary services. It offers its products and services to trustees and scheme sponsors, individuals, homeowners, and other corporate clients. The company was formerly known as JRP Group plc and changed its name to Just Group plc in May 2017. Just Group plc was founded in 2004 and is based in Reigate, the United Kingdom.

Sector: Financial Services - Industry: Insurance—Specialty

Financial Ratios
Quick Ratio21.21
Working Capital-0
Return On Equity-0.01
Debt To Equity0.32
Fixed Asset Ratio0
Fixed Interest Cover0.85

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -3M -4.7M -2.4M -77.9M
Net Borrowings 228.5M 81.1M 106.5M -3.6M
Total Cash From Financing Activities 167.6M 386.6M 28.6M -114.2M
Change To Operating Activities -31.3M 1.55B 2.05B 676.2M
Issuance Of Stock 600k 366.5M 300k 324.6M
Net Income -63.7M 302.6M 193.6M -15M
Change In Cash -162.9M 654.6M 973.8M -804.1M
Effect Of Exchange Rate
Total Cash From Operating Activities -327.5M 272.7M 947.6M -612M
Depreciation 4.7M 5.4M 4M 4.3M
Change To Account Receivables 25.1M -4.2M -6.1M -3.8M
Other Cashflows From Financing Activities -37.1M -44M -50M -59.4M
Change To Netincome -283.7M -1.6B -1.31B -1.29B
Capital Expenditures -800k -1.4M -2.3M -700k

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax -85.5M 368.6M 236.7M -21.4M
Net Income -63.7M 302.6M 193.6M -15M
Selling General Administrative 2.4M
Gross Profit 372.1M 783.1M 615.6M 308.6M
Ebit 136.9M 581.1M 405.3M 115.7M
Operating Income 136.9M 581.1M 405.3M 115.7M
Interest Expense -202.8M -186.7M -159M -136.8M
Income Tax Expense -21.2M 66.2M 44.2M -5.6M
Total Revenue 2.86B 3.83B 4.65B 2.54B
Cost Of Revenue 2.49B 3.04B 4.03B 2.23B
Total Other Income ExpenseNet -222.4M -212.5M -168.6M -137.1M
Net Income From Continuing Ops -64.3M 302.4M 192.5M -15.8M
Net Income Applicable To Common Shares -63.7M 285.8M 165.5M -35.4M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 22.28B 23.7B 25.68B 25.91B
Total Stockholder Equity 1.66B 2.32B 2.49B 2.44B
Other Current Liabilities 233M 341.5M 880.3M 747.3M
Total Assets 23.95B 26.02B 28.17B 28.35B
Common Stock 94.1M 103.5M 103.8M 103.9M
Other Current Assets 4.49B 3.96B 3.23B 2.86B
Retained Earnings 596.5M 885.9M 1.06B 977M
Treasury Stock 879.3M 1.24B 1.24B 1.27B
Cash 996.4M 1.65B 2.62B 1.82B
Total Current Liabilities 473.9M 880M 1.51B 1.33B
Other Stockholder Equity 879.3M 1.24B 1.24B 1.27B
Property, Plant, and Equipment 21.4M 26.8M 20.5M 14.2M
Total Current Assets 23.73B 25.83B 28.01B 28.14B
Net Tangible Assets 1.62B 2.28B 2.45B 2.4B
Net Receivables 61M 25.5M 34.9M 65.6M
Accounts Payable 172.4M 450.7M 493.3M 488.7M


Insider Transactions

Here are the insider transactions of stock shares related to JUST GROUP PLC ORD 10P:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Kames Capital PLCD2022-09-30450k
Kames Capital PLCD2022-09-272.45M
Cracknell (Michelle)Bought at price 0.77 per share.D2022-09-0259k
Aberdeen Standard Investments (Edinburgh)D2022-08-3120.25M
Parsons (Andrew)Bought at price 1.01 per share.D2022-05-185.79k
Parsons (Andrew)D2022-05-16196.53k
Parsons (Andrew)Sold at price 0.98 per share.D2022-05-1695.16k
AXA Investment ManagersD2022-05-113.52M
Parsons (Andrew)D2022-03-31333.74k
Parsons (Andrew)Sold at price 1.05 per share.D2022-03-31157.41k
Norges BankD2022-03-09
Parsons (Andrew)D2022-03-09
Richardson (David Louis)D2022-03-09
Kames Capital PLCD2022-03-09
Kerrigan (Mary)D2022-03-09
Melcher (Steve)D2022-03-09
Spottiswoode (Clare Mary Joan CBE)D2022-03-09
Bishop (Paul)D2022-03-09
Cormack (Ian Donald)D2022-03-09
Credit Suisse Group AGD2022-03-09
Hastings-Bass (John P.)D2022-03-09
Cormack (Ian Donald)D2021-12-31
Credit Suisse Group AGD2021-12-31
Hastings-Bass (John P.)D2021-12-31
Spottiswoode (Clare Mary Joan CBE)D2021-12-31
Norges BankD2021-12-31
Parsons (Andrew)D2021-12-31
Richardson (David Louis)D2021-12-31
Kames Capital PLCD2021-12-31
Melcher (Steve)D2021-12-31
Nicholson (Keith)D2021-12-31
Bishop (Paul)D2021-12-31
Norges BankD2021-07-29144.6k
Richardson (David Louis)D2021-05-28259.77k
Richardson (David Louis)Sold at price 1.52 per share.D2021-05-28205.41k
Parsons (Andrew)D2021-03-31333.73k
Parsons (Andrew)Sold at price 1.41 per share.D2021-03-31157.41k
Richardson (David Louis)D2021-03-292.75k
Norges BankD2021-03-26145.32k
Norges BankD2021-03-238.36M
Kames Capital PLCD2021-03-1811.45M
Melcher (Steve)D2021-03-15
Nicholson (Keith)D2021-03-15
Bishop (Paul)D2021-03-15
Cormack (Ian Donald)D2021-03-15
Credit Suisse Group AGD2021-03-15
FIL LimitedD2021-03-15
Hastings-Bass (John P.)D2021-03-15
Spottiswoode (Clare Mary Joan CBE)D2021-03-15
Norges BankD2021-03-15
Parsons (Andrew)D2021-03-15

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to JUST GROUP PLC ORD 10P. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on JUST GROUP PLC ORD 10P

Here is the result of two systematic investment strategies applied to JUST GROUP PLC ORD 10P. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on JUST GROUP PLC ORD 10P

The following chart shows the equity curve of the two systematic investment strategies applied to JUST GROUP PLC ORD 10P:

JUST GROUP PLC ORD 10P automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 17.95% on the backtest period.

Performance at glance

Performance

17.95 %

Latent gain

373.35 £

Invested capital

2079.45 £

Annualized return

4.36 %
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Momentum strategy results on JUST GROUP PLC ORD 10P

This is the result of two momentum investment strategies applied to JUST GROUP PLC ORD 10P. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on JUST GROUP PLC ORD 10P

The following chart shows all the entries opened by the momentum investment system on JUST GROUP PLC ORD 10P:

JUST GROUP PLC ORD 10P momentum entries
  • The first momentum investment strategy would give 21.54% of return on JUST GROUP PLC ORD 10P. That represents 1055.58£ of latent gain with 4901.22£ of employed capital.
  • The second momentum investment strategy would give 40.12% of return on JUST GROUP PLC ORD 10P. That represents 928.12£ of latent gain with 2313.08£ of employed capital.
Performance at glance (1Q Momentum)

Performance

21.54 %

Latent gain

1055.58 £

Invested capital

4901.22 £

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

40.12 %

Latent gain

928.12 £

Invested capital

2313.08 £

Annualized return

11.02 %

Momentum equity curve on JUST GROUP PLC ORD 10P

The following chart shows the equity curve of the two momentum strategies applied to JUST GROUP PLC ORD 10P:

JUST GROUP PLC ORD 10P momentum equity

Note: the dividends potentially given by JUST GROUP PLC ORD 10P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on JUST GROUP PLC ORD 10P

The following chart shows the employed capital evolution of the two momentum strategies on JUST GROUP PLC ORD 10P since the beginning:

JUST GROUP PLC ORD 10P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on JUST GROUP PLC ORD 10P

Buy the dip entry openings on JUST GROUP PLC ORD 10P

JUST GROUP PLC ORD 10P

The performance achieved by the robo-advisor on JUST GROUP PLC ORD 10P is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows JUST GROUP PLC ORD 10P stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of JUST GROUP PLC ORD 10P, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %

Equity curve of the strategy applied to JUST GROUP PLC ORD 10P

The following chart shows the result of the investment strategy applied to JUST GROUP PLC ORD 10P:

JUST GROUP PLC ORD 10P

Note: the dividends potentially given by JUST GROUP PLC ORD 10P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on JUST GROUP PLC ORD 10P

The following chart shows the employed capital evolution since the beginning of the investment strategy on JUST GROUP PLC ORD 10P:

JUST GROUP PLC ORD 10P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on JUST GROUP PLC ORD 10P

In this section, I will compare the three previous investment strategies applied to JUST GROUP PLC ORD 10P.

Equity curve comparison on JUST GROUP PLC ORD 10P

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

JUST GROUP PLC ORD 10P investment strategy comparison

Employed capital comparison on JUST GROUP PLC ORD 10P

JUST GROUP PLC ORD 10P investment comparison

Performance comparison on JUST GROUP PLC ORD 10P

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 17.95% 373.35£ 2079.45£ 4.36%
Momentum 1 quarter 21.54% 1055.58£ 4901.22£ 5.55%
Momentum 2 quarters 40.12% 928.12£ 2313.08£ 11.02%
Non-directional 0% 0.0£ 0.0£ 0.0%
Annualized return comparison

Automatic investment

4.36 %

Momentum 1Q

11.02 %

Momentum 2Q

11.02 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with JUST GROUP PLC ORD 10P:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between JUST GROUP PLC ORD 10P and the other stocks. There may be false positives or some missing correlated stocks. If the price of JUST GROUP PLC ORD 10P does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name JUST GROUP PLC ORD 10P
Country United Kingdom
City Reigate
Address Enterprise House
Phone 44 1737 233 296
Website www.justgroupplc.co.uk
FullTime employees 1037
Industry Insurance—Specialty
Sector Financial Services
Exchange XLON
Ticker JUST.XLON
Market www.londonstockexchange.com

JUST GROUP PLC ORD 10P ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown