ADMIRAL GROUP PLC ORD 0.1P chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 4.95
Dividend & Yield0.86£ (4.28%)
Beta 0.22
Market capitalization 6B
Operating cash flow 717.3M
ESG Scores 22.1

Company description

Admiral Group plc provides financial services in the United Kingdom, Spain, Italy, France, Canada, India, and the United States. It offers insurance products, including motor, household, travel, and pet insurance, as well as personal lending products through Admiral loans. The company operates through UK Insurance, International Insurance, Admiral Loans, and Other segments. The company offers its insurance products under the Admiral, Admiral Money, Apparent, Balumba, Bell, Diamond, Elephant, Elephant Auto, ConTe.it, Gladiator, L'Olivier, Veygo, and Qualitas Auto brands, as well as provides legal services. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

Sector: Financial Services - Industry: Insurance—Property & Casualty

Financial Ratios
Quick Ratio1.29
Working Capital0.91
Return On Equity0.71
Debt To Equity0.46
Fixed Asset Ratio0.03
Fixed Interest Cover36.94

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 159.9M 174.4M 40.2M -56.1M
Total Cashflows From Investing Activities -23.9M -33.6M -43.1M 387.8M
Net Borrowings 220.2M 75.3M -55.6M 176.3M
Total Cash From Financing Activities -107.3M -304.9M -498.1M -564.8M
Change To Operating Activities -66.3M -118.3M 172.1M -164.4M
Issuance Of Stock
Net Income 395.1M 432.4M 528.8M 997.9M
Change In Cash 50M -95.1M 70M 21M
Effect Of Exchange Rate -2.9M 6.8M 2.4M -5.3M
Total Cash From Operating Activities 184.1M 236.6M 608.8M 244.6M
Depreciation 12M 23.9M 23.6M 23.6M
Change To Account Receivables -145M -147M 25.1M -9.2M
Other Cashflows From Financing Activities 5.2M -12.4M -16.8M -20.2M
Change To Netincome -187.1M -146.2M -200.2M -566.5M
Capital Expenditures -10M -16.6M -18.2M -10.6M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 476.2M 505.1M 608.2M 713.5M
Net Income 395.1M 432.4M 528.8M 997.9M
Selling General Administrative 424M 317.7M 358M 479M
Gross Profit 915.1M 841.6M 985.7M 1.21B
Ebit 491.1M 523.9M 627.7M 731.5M
Operating Income 491.1M 523.9M 627.7M 731.5M
Interest Expense -14.9M -20.8M -21.5M -19.8M
Income Tax Expense 85.7M 89.2M 106.2M 130.2M
Total Revenue 1.27B 1.21B 1.3B 1.55B
Cost Of Revenue 350.1M 373.1M 319M 343M
Total Other Income ExpenseNet -14.9M -18.8M -19.5M -18M
Net Income From Continuing Ops 390.5M 415.9M 502M 583.3M
Net Income Applicable To Common Shares 395.1M 432.4M 528.8M 997.9M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 6.03B 6.67B 6.72B 6.95B
Total Stockholder Equity 758.3M 909.4M 1.11B 1.41B
Other Current Liabilities 1.41B 1.26B 1.29B 1.29B
Total Assets 6.8B 7.59B 7.84B 8.36B
Common Stock 300k 300k 300k 300k
Other Current Assets 1.88B 2.07B 2.19B 2.22B
Retained Earnings 713.5M 840.9M 1B 1.35B
Treasury Stock 31.4M 55.1M 94.9M 44M
Cash 376.8M 281.7M 272.5M 335.1M
Total Current Liabilities 3.72B 3.5B 3.65B 3.73B
Other Stockholder Equity 31.4M 55.1M 94.9M 44M
Property, Plant, and Equipment 28.1M 154.4M 140.4M 103.2M
Total Current Assets 4.64B 4.74B 5.01B 4.83B
Net Tangible Assets 619.7M 773.9M 973.3M 1.25B
Net Receivables 1.07B 1.21B 1.18B 1.19B
Accounts Payable 2.05B 2.07B 2.17B 2.22B


Insider Transactions

Here are the insider transactions of stock shares related to ADMIRAL GROUP PLC ORD 0.1P:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Brierley (Mike)Bought at price 21.09 per share.D2022-10-1239
Brierley (Mike)Bought at price 21.09 per share.D2022-10-12173
Jones (Geraint)Bought at price 21.70 per share.D2022-10-04390
Roberts (William)Bought at price 21.80 per share.D2022-10-03450
Jones (Geraint)D2022-09-2641.89k
Jones (Geraint)Sold at price 21.49 per share.D2022-09-2620.94k
Nestares (Cristina)D2022-09-2628.89k
Nestares (Cristina)Sold at price 21.49 per share.D2022-09-2614.15k
de Focatiis (Milena Mondini)D2022-09-2635.49k
de Focatiis (Milena Mondini)Sold at price 21.49 per share.D2022-09-2617.74k
Jones (Geraint)D2022-08-302.5k
Jones (Geraint)Sold at price 25.28 per share.D2022-08-301.23k
Court (Annette Elizabeth)Bought at price 27.40 per share.D2022-08-111.18k
Brierley (Mike)Bought at price 25.76 per share.D2022-06-1337
Brierley (Mike)Bought at price 25.76 per share.D2022-06-13165
Jones (Geraint)Bought at price 28.35 per share.D2022-06-08343
Roberts (William)Bought at price 28.69 per share.D2022-06-07410
Bourke (Evelyn)Bought at price 27.38 per share.D2022-05-134.48k
BlackRock Investment Management (UK) Ltd.D2022-03-1864.58k
Jones (Geraint)D2022-03-182.5k
Jones (Geraint)Sold at price 33.98 per share.D2022-03-181.18k
Fidelity Investment Services LtdD2022-03-15350.11k
BlackRock Investment Management (UK) Ltd.D2022-03-1470.75k
Roberts (William)Bought at price 33.53 per share.D2022-03-103k
Crossley (Andrew)Bought at price 31.58 per share.D2022-03-081.05k
Crossley (Andrew)Bought at price 31.96 per share.D2022-03-082.85k
de Focatiis (Milena Mondini)Bought at price 32.14 per share.D2022-03-076.44k
Nestares (Cristina)Bought at price 31.12 per share.D2022-03-0716.97k
de Focatiis (Milena Mondini)Bought at price 34.48 per share.D2022-03-045.15k
BlackRock Investment Management (UK) Ltd.D2022-03-04796.47k
Jones (Geraint)Bought at price 34.04 per share.D2022-03-043.89k
Court (Annette Elizabeth)Bought at price 34.00 per share.D2022-03-041.06k
Clarke (Owen John)D2022-03-03
Bourke (Evelyn)D2022-03-03
Brierley (Mike)D2022-03-03
Court (Annette Elizabeth)D2022-03-03
Crossley (Andrew)D2022-03-03
Park (Jean Craig)D2022-03-03
Roberts (William)D2022-03-03
BlackRock Investment Management (UK) Ltd.D2022-03-0116.19k
BlackRock Investment Management (UK) Ltd.D2022-02-253.05k
BlackRock Investment Management (UK) Ltd.D2022-02-2448.43k
BlackRock Investment Management (UK) Ltd.D2022-02-0860.9k
BlackRock Investment Management (UK) Ltd.D2022-02-07112.19k
BlackRock Investment Management (UK) Ltd.D2022-01-2840.57k
Bourke (Evelyn)D2021-12-31
Brierley (Mike)D2021-12-31
Park (Jean Craig)D2021-12-31
Re MunichD2021-12-31
Roberts (William)D2021-12-31
Moondance FoundationD2021-12-31

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to ADMIRAL GROUP PLC ORD 0.1P. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on ADMIRAL GROUP PLC ORD 0.1P

Here is the result of two systematic investment strategies applied to ADMIRAL GROUP PLC ORD 0.1P. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the equity curve of the two systematic investment strategies applied to ADMIRAL GROUP PLC ORD 0.1P:

ADMIRAL GROUP PLC ORD 0.1P automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 27.57% on the backtest period.

Performance at glance

Performance

27.57 %

Latent gain

3799.0 £

Invested capital

13781.0 £

Annualized return

6.69 %
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Momentum strategy results on ADMIRAL GROUP PLC ORD 0.1P

This is the result of two momentum investment strategies applied to ADMIRAL GROUP PLC ORD 0.1P. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows all the entries opened by the momentum investment system on ADMIRAL GROUP PLC ORD 0.1P:

ADMIRAL GROUP PLC ORD 0.1P momentum entries
  • The first momentum investment strategy would give 55.15% of return on ADMIRAL GROUP PLC ORD 0.1P. That represents 5207.5£ of latent gain with 9442.5£ of employed capital.
  • The second momentum investment strategy would give 53.66% of return on ADMIRAL GROUP PLC ORD 0.1P. That represents 5116.0£ of latent gain with 9534.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

55.15 %

Latent gain

5207.5 £

Invested capital

9442.5 £

Annualized return

17.23 %
Performance at glance (2Q Momentum)

Performance

53.66 %

Latent gain

5116.0 £

Invested capital

9534.0 £

Annualized return

14.74 %

Momentum equity curve on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the equity curve of the two momentum strategies applied to ADMIRAL GROUP PLC ORD 0.1P:

ADMIRAL GROUP PLC ORD 0.1P momentum equity

Note: the dividends potentially given by ADMIRAL GROUP PLC ORD 0.1P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the employed capital evolution of the two momentum strategies on ADMIRAL GROUP PLC ORD 0.1P since the beginning:

ADMIRAL GROUP PLC ORD 0.1P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on ADMIRAL GROUP PLC ORD 0.1P

Buy the dip entry openings on ADMIRAL GROUP PLC ORD 0.1P

ADMIRAL GROUP PLC ORD 0.1P

The performance achieved by the robo-advisor on ADMIRAL GROUP PLC ORD 0.1P is 36.53%. That represents 1568.0$ of latent gain with 4292.0£ of employed capital. The following chart shows ADMIRAL GROUP PLC ORD 0.1P stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of ADMIRAL GROUP PLC ORD 0.1P, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

36.53 %

Latent gain

1568.0 £

Invested capital

4292.0 £

Annualized return

17.23 %

Equity curve of the strategy applied to ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the result of the investment strategy applied to ADMIRAL GROUP PLC ORD 0.1P:

ADMIRAL GROUP PLC ORD 0.1P

Note: the dividends potentially given by ADMIRAL GROUP PLC ORD 0.1P are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the employed capital evolution since the beginning of the investment strategy on ADMIRAL GROUP PLC ORD 0.1P:

ADMIRAL GROUP PLC ORD 0.1P

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on ADMIRAL GROUP PLC ORD 0.1P

In this section, I will compare the three previous investment strategies applied to ADMIRAL GROUP PLC ORD 0.1P.

Equity curve comparison on ADMIRAL GROUP PLC ORD 0.1P

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

ADMIRAL GROUP PLC ORD 0.1P investment strategy comparison

Employed capital comparison on ADMIRAL GROUP PLC ORD 0.1P

ADMIRAL GROUP PLC ORD 0.1P investment comparison

Performance comparison on ADMIRAL GROUP PLC ORD 0.1P

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 27.57% 3799.0£ 13781.0£ 6.69%
Momentum 1 quarter 55.15% 5207.5£ 9442.5£ 14.21%
Momentum 2 quarters 53.66% 5116.0£ 9534.0£ 14.74%
Non-directional 36.53% 1568.0£ 4292.0£ 17.23%
Annualized return comparison

Automatic investment

6.69 %

Momentum 1Q

14.74 %

Momentum 2Q

14.74 %

Non-directional

17.23 %

Correlated stocks

Here are the most positively and negatively correlated stocks with ADMIRAL GROUP PLC ORD 0.1P:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between ADMIRAL GROUP PLC ORD 0.1P and the other stocks. There may be false positives or some missing correlated stocks. If the price of ADMIRAL GROUP PLC ORD 0.1P does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name ADMIRAL GROUP PLC ORD 0.1P
Country United Kingdom
City Cardiff
Address Ty Admiral
Phone 44 3332 202 062
Website admiralgroup.co.uk
FullTime employees 11317
Industry Insurance—Property & Casualty
Sector Financial Services
Exchange XLON
Ticker ADM.XLON
Market www.londonstockexchange.com

ADMIRAL GROUP PLC ORD 0.1P ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 1.8
Peer Environment Performance 1.4494680851064
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 9.7
Peer Social Performance 8.7667021276596
Social Percentile unknown
Highest Controversy 1
Peer Highest Controversy Performance 1.46875
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy: Customer Incidents


Governance scores

Governance ESG Factors Scores
Governance Score 10.6
Peer Governance Performance 10.650425531915
Governance Percentile unknown

ESG at glance
Total ESG Scores: 22.1
Environment Score: 1.8
Social Score: 9.7
Governance Score: 10.6

ESG Performance: AVG_PERF

Peer Group: Insurance

Peer Esg Score Performance: 21.185416666667

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 33