Tryg A/S chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 45.24
Dividend & YieldN/A£ (N/A)
Beta 0.35
Market capitalization N/A
Operating cash flow 5.9B
ESG Scores 19.7

Company description

Tryg A/S, together with its subsidiaries, provides insurance products and services for private and corporate customers, and small and medium sized businesses in Denmark, Norway, and Sweden. It operates through Private, Commercial, Corporate, and Sweden segments. The company provides car, contents, house, accident, travel, motorcycles, pet, health, property, liability, transportation, group life, and boat insurance products, as well as fire and content, and worker compensation insurance products. It sells its products primarily through call centers, Internet, tied agents, franchisees, interest organizations, car dealers, real estate agents, insurance brokers, and Nordea branches under the Tryg Forsikring, Alka, Enter Forsikring, Tryg, Moderna, Tryg Garanti, Moderna Djurförsäkringar, Atlantica Båtförsäkring, Affinity, and Bilsport & MC specialförsäkring brands. The company was founded in 1731 and is headquartered in Ballerup, Denmark.

Sector: - Industry:

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -510M -1.38B -1.14B -39.65B
Net Borrowings 555M 70M 341M 1.8B
Total Cash From Financing Activities -2.44B -2.01B -2.27B 35.36B
Change To Operating Activities
Issuance Of Stock 36.32B 36.32B 36.32B 36.32B
Net Income 1.73B 2.84B 2.77B 3.16B
Change In Cash 118M 241M 522M -588M
Effect Of Exchange Rate 1M -1M 32M 32M
Total Cash From Operating Activities 2.88B 3.63B 3.93B 3.67B
Depreciation 163M 289M 274M 262M
Change To Account Receivables
Other Cashflows From Financing Activities
Change To Netincome 906M 377M 692M 38M
Capital Expenditures -63M -69M -37M -22M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 2.26B 3.63B 3.54B 4.09B
Net Income 1.73B 2.84B 2.77B 3.16B
Selling General Administrative 600M 623M 669M 739M
Gross Profit 2.98B 4.56B 4.62B 5.79B
Ebit 2.35B 3.81B 3.77B 4.9B
Operating Income 2.35B 3.81B 3.77B 4.9B
Interest Expense -140M -178M -126M -182M
Income Tax Expense 529M 783M 768M 932M
Total Revenue 17.47B 22.12B 22.6B 25.34B
Cost Of Revenue 14.49B 17.57B 17.98B 19.55B
Total Other Income ExpenseNet -87M -177M -227M -803M
Net Income From Continuing Ops 1.73B 2.85B 2.77B 3.16B
Net Income Applicable To Common Shares 1.73B 2.84B 2.77B 3.16B

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 45.21B 46.97B 48.65B 51.57B
Total Stockholder Equity 11.33B 12.08B 12.26B 49.01B
Other Current Liabilities 5.71B 5.98B 6.39B 6.45B
Total Assets 56.55B 59.06B 60.92B 100.58B
Common Stock 1.51B 1.51B 1.51B 3.27B
Other Current Assets 2.63B 3.02B 3.62B 2.95B
Retained Earnings 8.25B 8.92B 9.02B 44.01B
Treasury Stock 1.58B 1.65B 1.73B 1.72B
Cash 627M 868M 1.39B 802M
Total Current Liabilities 34.8B 35.16B 36.58B 36.4B
Other Stockholder Equity 1.58B 1.65B 1.73B 1.72B
Property, Plant, and Equipment 935M 885M 777M 762M
Total Current Assets 46.79B 49.66B 7.97B 7.14B
Net Tangible Assets 4.1B 4.72B 5.14B 41.98B
Net Receivables 2.28B 2.37B 2.41B 2.94B
Accounts Payable 25.63B 25.69B 25.53B 26.48B


Insider Transactions

Here are the insider transactions of stock shares related to Tryg A/S:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Tryg A/SBuy Back at price 17.75 per share.D2016-12-169.96k
Tryg A/SBuy Back at price 17.55 per share.D2016-12-1511.08k
Tryg A/SBuy Back at price 17.82 per share.D2016-12-1413.88k
Tryg A/SBuy Back at price 18.15 per share.D2016-12-1320.38k
Tryg A/SBuy Back at price 18.17 per share.D2016-12-1218.5k
Tryg A/SBuy Back at price 17.87 per share.D2016-12-0922.5k
Tryg A/SBuy Back at price 18.11 per share.D2016-12-0816.25k
Tryg A/SBuy Back at price 18.37 per share.D2016-12-0722.06k
Tryg A/SBuy Back at price 18.34 per share.D2016-12-0610k
Tryg A/SBuy Back at price 18.20 per share.D2016-12-0510k
Tryg A/SBuy Back at price 17.84 per share.D2016-12-0212.5k
Tryg A/SBuy Back at price 17.95 per share.D2016-12-0120.5k
Tryg A/SBuy Back at price 17.94 per share.D2016-11-3029.56k
Tryg A/SBuy Back at price 18.06 per share.D2016-11-299.08k
Tryg A/SBuy Back at price 18.00 per share.D2016-11-2817.27k
Tryg A/SBuy Back at price 18.18 per share.D2016-11-2542.5k
Tryg A/SBuy Back at price 18.26 per share.D2016-11-2447.5k
Tryg A/SBuy Back at price 18.48 per share.D2016-11-2375.97k
Tryg A/SBuy Back at price 18.48 per share.D2016-11-2215k
Tryg A/SBuy Back at price 18.39 per share.D2016-11-2127.5k
Tryg A/SBuy Back at price 18.24 per share.D2016-11-1818.56k
Tryg A/SBuy Back at price 18.26 per share.D2016-11-1795k
Tryg A/SBuy Back at price 18.49 per share.D2016-11-1662.5k
Tryg A/SBuy Back at price 18.46 per share.D2016-11-1575k
Tryg A/SBuy Back at price 18.53 per share.D2016-11-1495k
Tryg A/SBuy Back at price 18.72 per share.D2016-11-1150k
Tryg A/SBuy Back at price 18.95 per share.D2016-11-10100k
Tryg A/SBuy Back at price 18.82 per share.D2016-11-0925k
Tryg A/SBuy Back at price 19.25 per share.D2016-11-0895.66k
Tryg A/SBuy Back at price 19.29 per share.D2016-11-0725k
Tryg A/SBuy Back at price 19.38 per share.D2016-11-0453.92k
Tryg A/SBuy Back at price 19.75 per share.D2016-11-0331.27k
Tryg A/SBuy Back at price 19.48 per share.D2016-11-0258.65k
Tryg A/SBuy Back at price 19.68 per share.D2016-11-0131.21k
Tryg A/SBuy Back at price 19.47 per share.D2016-10-3131.5k
Tryg A/SBuy Back at price 19.25 per share.D2016-10-2825.07k
Tryg A/SBuy Back at price 19.12 per share.D2016-10-2750k
Tryg A/SBuy Back at price 19.22 per share.D2016-10-2650k
Tryg A/SBuy Back at price 19.62 per share.D2016-10-2554.08k
Tryg A/SBuy Back at price 19.79 per share.D2016-10-2452.55k
Tryg A/SBuy Back at price 19.82 per share.D2016-10-21100.03k
Tryg A/SBuy Back at price 19.84 per share.D2016-10-2085.3k
Tryg A/SBuy Back at price 19.94 per share.D2016-10-1930k
Tryg A/SBuy Back at price 19.96 per share.D2016-10-1825.72k
Tryg A/SBuy Back at price 19.87 per share.D2016-10-17102.58k
Tryg A/SBuy Back at price 20.06 per share.D2016-10-1482.5k
Tryg A/SBuy Back at price 20.06 per share.D2016-10-1338.16k
Tryg A/SBuy Back at price 19.92 per share.D2016-10-1212.5k
Tryg A/SBuy Back at price 20.59 per share.D2016-10-11100k
Tryg A/SBuy Back at price 20.90 per share.D2016-10-1050k
Tryg A/SBuy Back at price 20.98 per share.D2016-10-0755.77k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Tryg A/S. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Tryg A/S

Here is the result of two systematic investment strategies applied to Tryg A/S. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Tryg A/S

The following chart shows the equity curve of the two systematic investment strategies applied to Tryg A/S:

Tryg A/S automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 0% on the backtest period.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %
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Momentum strategy results on Tryg A/S

This is the result of two momentum investment strategies applied to Tryg A/S. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Tryg A/S

The following chart shows all the entries opened by the momentum investment system on Tryg A/S:

Tryg A/S momentum entries
  • The first momentum investment strategy would give 0.0% of return on Tryg A/S. That represents 0.0£ of latent gain with 311.9£ of employed capital.
  • The second momentum investment strategy would give 0% of return on Tryg A/S. That represents 0.0£ of latent gain with 0.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

0.0 %

Latent gain

0.0 £

Invested capital

311.9 £

Annualized return

-0.0 %
Performance at glance (2Q Momentum)

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Momentum equity curve on Tryg A/S

The following chart shows the equity curve of the two momentum strategies applied to Tryg A/S:

Tryg A/S momentum equity

Note: the dividends potentially given by Tryg A/S are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Tryg A/S

The following chart shows the employed capital evolution of the two momentum strategies on Tryg A/S since the beginning:

Tryg A/S

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on Tryg A/S

Buy the dip entry openings on Tryg A/S

Tryg A/S

The performance achieved by the robo-advisor on Tryg A/S is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows Tryg A/S stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Tryg A/S, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Equity curve of the strategy applied to Tryg A/S

The following chart shows the result of the investment strategy applied to Tryg A/S:

Tryg A/S

Note: the dividends potentially given by Tryg A/S are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Tryg A/S

The following chart shows the employed capital evolution since the beginning of the investment strategy on Tryg A/S:

Tryg A/S

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Tryg A/S

In this section, I will compare the three previous investment strategies applied to Tryg A/S.

Equity curve comparison on Tryg A/S

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Tryg A/S investment strategy comparison

Employed capital comparison on Tryg A/S

Tryg A/S investment comparison

Performance comparison on Tryg A/S

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 0% 0.0£ 0.0£ 0.0%
Momentum 1 quarter 0.0% 0.0£ 311.9£ 0.0%
Momentum 2 quarters 0% 0.0£ 0.0£ -0.0%
Non-directional 0% 0.0£ 0.0£ -0.0%
Annualized return comparison

Automatic investment

0.0 %

Momentum 1Q

-0.0 %

Momentum 2Q

-0.0 %

Non-directional

-0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Tryg A/S:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Tryg A/S and the other stocks. There may be false positives or some missing correlated stocks. If the price of Tryg A/S does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Tryg A/S
Country Denmark
City Ballerup
Address Klausdalsbrovej 601
Phone 45 70 11 20 20
Website www.tryg.com
FullTime employees 6475
Industry
Sector
Exchange XLON
Ticker 0R78.XLON
Market www.londonstockexchange.com

Tryg A/S ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0.4
Peer Environment Performance 1.4494680851064
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 8.5
Peer Social Performance 8.7667021276596
Social Percentile unknown
Highest Controversy 1
Peer Highest Controversy Performance 1.46875
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy: Customer Incidents


Governance scores

Governance ESG Factors Scores
Governance Score 10.8
Peer Governance Performance 10.650425531915
Governance Percentile unknown

ESG at glance
Total ESG Scores: 19.7
Environment Score: 0.4
Social Score: 8.5
Governance Score: 10.8

ESG Performance: UNDER_PERF

Peer Group: Insurance

Peer Esg Score Performance: 21.185416666667

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 24