Baloise Holding AG chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 149.59
Dividend & YieldN/A£ (N/A)
Beta 1.01
Market capitalization 70.27M
Operating cash flow 109.9M
ESG Scores 20.4

Company description

Bâloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The company offers various non-life insurance products, including accident, health, general liability, motor, fire and other property, marine, credit protection, and legal expenses insurance. It also provides life insurance products, which include endowment policies, such as conventional and unit-linked life insurance; group life insurance products; term insurance; immediate and deferred annuities; and policy riders, including premium waiver, accidental death, and disability. In addition, the company operates Baloise Bank SoBa, a bank in Switzerland; and offers asset management services. Further, it has interests in equity investment companies, real-estate firms, and financing companies. The company sells its products and services to individuals, small and medium sized enterprises, and industrial clients. Bâloise Holding AG was founded in 1863 and is headquartered in Basel, Switzerland.Bâloise Holding AG operates as a subsidiary of Baloise Group.

Sector: Financial - Industry: Life Insurance

Financial Ratios
Quick Ratio2.25
Working Capital0.04
Return On Equity0.08
Debt To Equity0.69
Fixed Asset Ratio0
Fixed Interest Cover37.12

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -142.4M -472.6M 382.9M -94.3M
Net Borrowings 562.8M 562.8M -17.2M 61.7M
Total Cash From Financing Activities -441.7M 52.9M -431.5M -238.9M
Change To Operating Activities -656.1M 1.86B 23.3M 1.69B
Issuance Of Stock 63.3M 79.1M 68.2M 65.2M
Net Income 523.2M 694.2M 434.3M 588.4M
Change In Cash 484.5M -48.1M 16M 69.5M
Effect Of Exchange Rate -63.9M -73.2M -16.3M -74.3M
Total Cash From Operating Activities 1.13B 444.8M 80.8M 477M
Depreciation 66.1M 47.1M 46.9M 46M
Change To Account Receivables 140.4M -131.4M -52M -87.4M
Other Cashflows From Financing Activities -44.3M -38.7M -37.1M -25.8M
Change To Netincome 1.06B -2.07B -423M -1.82B
Capital Expenditures -30.7M -31.1M -27.3M -14M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 697.6M 686.2M 568.5M 697.9M
Net Income 523.2M 694.2M 434.3M 588.4M
Selling General Administrative 810.8M 816M 831.6M 856.7M
Gross Profit 1.11B 3.24B 2.04B 3.1B
Ebit -95.8M 2.08B 872.1M 1.88B
Operating Income -95.8M 2.08B 872.1M 1.88B
Interest Expense -74M -66.7M -64.8M -50.7M
Income Tax Expense 174.7M -3.3M 140.3M 114.6M
Total Revenue 7.05B 10.72B 8.53B 10.22B
Cost Of Revenue 5.94B 7.48B 6.49B 7.12B
Total Other Income ExpenseNet 793.4M -1.4B -303.6M -1.18B
Net Income From Continuing Ops 522.9M 689.5M 428.2M 583.3M
Net Income Applicable To Common Shares 523.2M 694.2M 434.3M 588.4M

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 74.85B 80.3B 81.38B 82.68B
Total Stockholder Equity 5.97B 6.71B 6.98B 7.29B
Other Current Liabilities 7.49B 6.17B 6.35B 6.48B
Total Assets 80.85B 87.02B 88.36B 89.98B
Common Stock 4.9M 4.9M 4.9M 4.6M
Other Current Assets 1.77B 1.9B 2B 2.09B
Retained Earnings 6.42B 6.84B 6.98B 6.81B
Treasury Stock -454.8M -130.3M -4.2M 470.8M
Cash 3.85B 3.86B 3.9B 3.85B
Total Current Liabilities 10.99B 10.1B 10.04B 10.66B
Other Stockholder Equity -163M 360.2M 573.8M 555.7M
Property, Plant, and Equipment 318.3M 362.8M 466.2M 419.5M
Total Current Assets 19.29B 21.1B 22.53B 23.99B
Net Tangible Assets 5.74B 6.44B 6.69B 7.02B
Net Receivables 847.8M 904.5M 889.2M 827.4M
Accounts Payable 3.27B 3.37B 3.36B 3.71B


Insider Transactions

Here are the insider transactions of stock shares related to Baloise Holding AG:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Baloise Holding AG. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Baloise Holding AG

Here is the result of two systematic investment strategies applied to Baloise Holding AG. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Baloise Holding AG

The following chart shows the equity curve of the two systematic investment strategies applied to Baloise Holding AG:

Baloise Holding AG automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 0% on the backtest period.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %
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Momentum strategy results on Baloise Holding AG

This is the result of two momentum investment strategies applied to Baloise Holding AG. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Baloise Holding AG

The following chart shows all the entries opened by the momentum investment system on Baloise Holding AG:

Baloise Holding AG momentum entries
  • The first momentum investment strategy would give 0.69% of return on Baloise Holding AG. That represents 4.0£ of latent gain with 577.2£ of employed capital.
  • The second momentum investment strategy would give 0% of return on Baloise Holding AG. That represents 0.0£ of latent gain with 0.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

0.69 %

Latent gain

4.0 £

Invested capital

577.2 £

Annualized return

-0.0 %
Performance at glance (2Q Momentum)

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Momentum equity curve on Baloise Holding AG

The following chart shows the equity curve of the two momentum strategies applied to Baloise Holding AG:

Baloise Holding AG momentum equity

Note: the dividends potentially given by Baloise Holding AG are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Baloise Holding AG

The following chart shows the employed capital evolution of the two momentum strategies on Baloise Holding AG since the beginning:

Baloise Holding AG

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on Baloise Holding AG

Buy the dip entry openings on Baloise Holding AG

Baloise Holding AG

The performance achieved by the robo-advisor on Baloise Holding AG is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows Baloise Holding AG stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Baloise Holding AG, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Equity curve of the strategy applied to Baloise Holding AG

The following chart shows the result of the investment strategy applied to Baloise Holding AG:

Baloise Holding AG

Note: the dividends potentially given by Baloise Holding AG are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Baloise Holding AG

The following chart shows the employed capital evolution since the beginning of the investment strategy on Baloise Holding AG:

Baloise Holding AG

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Baloise Holding AG

In this section, I will compare the three previous investment strategies applied to Baloise Holding AG.

Equity curve comparison on Baloise Holding AG

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Baloise Holding AG investment strategy comparison

Employed capital comparison on Baloise Holding AG

Baloise Holding AG investment comparison

Performance comparison on Baloise Holding AG

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 0% 0.0£ 0.0£ 0.0%
Momentum 1 quarter 0.69% 4.0£ 577.2£ 11.5%
Momentum 2 quarters 0% 0.0£ 0.0£ -0.0%
Non-directional 0% 0.0£ 0.0£ -0.0%
Annualized return comparison

Automatic investment

0.0 %

Momentum 1Q

-0.0 %

Momentum 2Q

-0.0 %

Non-directional

-0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Baloise Holding AG:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Baloise Holding AG and the other stocks. There may be false positives or some missing correlated stocks. If the price of Baloise Holding AG does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Baloise Holding AG
Country Switzerland
City Basel
Address Aeschengraben 21
Phone 41 58 285 85 85
Website www.baloise.com
FullTime employees
Industry Life Insurance
Sector Financial
Exchange XLON
Ticker 0QQ3.XLON
Market www.londonstockexchange.com

Baloise Holding AG ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 2.0
Peer Environment Performance 1.4494680851064
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 9.4
Peer Social Performance 8.7667021276596
Social Percentile unknown
Highest Controversy 0
Peer Highest Controversy Performance 1.46875
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 8.9
Peer Governance Performance 10.650425531915
Governance Percentile unknown

ESG at glance
Total ESG Scores: 20.4
Environment Score: 2.0
Social Score: 9.4
Governance Score: 8.9

ESG Performance: AVG_PERF

Peer Group: Insurance

Peer Esg Score Performance: 21.185416666667

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 27