Credit Agricole S.A. chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 7.25
Dividend & YieldN/A£ (N/A)
Beta 1.83
Market capitalization N/A
Operating cash flow 18.57B
ESG Scores 24.9

Company description

Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.

Sector: - Industry:

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities -1.75B 6.28B -3.23B -838M
Net Borrowings 4.08B 4.08B 4.08B 4.08B
Total Cash From Financing Activities -1.93B 2.21B 7.68B -1.7B
Change To Operating Activities 7.7B -29.64B 38.75B -20.14B
Issuance Of Stock 1.21B 1.21B 1.21B 1.21B
Net Income 4.4B 4.84B 2.69B 5.84B
Change In Cash 22.11B 16.59B 60.44B 8.52B
Effect Of Exchange Rate 864M 1.27B -1.31B 125M
Total Cash From Operating Activities 24.93B 6.84B 57.29B 10.93B
Depreciation 763M 1.05B 1.15B 1.16B
Change To Account Receivables
Other Cashflows From Financing Activities -1.93B 2.21B 7.68B -6.63B
Change To Netincome 12.63B 31.65B 16.55B 25.76B
Capital Expenditures -688M -947M -748M -876M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 6.5B 5.95B 4.59B 8.08B
Net Income 4.4B 4.84B 2.69B 5.84B
Selling General Administrative 760M 1.05B 1.14B 1.15B
Gross Profit 18.74B 18.95B 17.97B 21.03B
Ebit
Operating Income 6.15B 6.19B 5.08B 7.23B
Interest Expense
Income Tax Expense 1.47B 456M 1.13B 1.24B
Total Revenue 18.74B 18.95B 17.97B 21.03B
Cost Of Revenue
Total Other Income ExpenseNet 342M -238M -491M 852M
Net Income From Continuing Ops 5.03B 5.5B 3.46B 6.84B
Net Income Applicable To Common Shares 3.96B 4.26B 2.32B 5.49B

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 1.56T 1.7T 1.89T 2T
Total Stockholder Equity 58.81B 62.92B 65.22B 68.22B
Other Current Liabilities 105.54B 110.62B 122.84B 124.86B
Total Assets 1.62T 1.77T 1.96T 2.07T
Common Stock 8.6B 8.65B 8.75B 9.34B
Other Current Assets 72.19B 97.93B 202.01B 245.52B
Retained Earnings 4.4B 4.84B 2.69B 5.84B
Treasury Stock 32.26B 35.73B 39.98B 37.6B
Cash 1.58B 1.66B 1.59B 1.74B
Total Current Liabilities 1.02T 1.09T 1.28T 1.39T
Other Stockholder Equity 32.41B 35.84B 40.09B 38.77B
Property, Plant, and Equipment 4.07B 5.6B 5.78B 6.1B
Total Current Assets 670.73B 732.87B 909.31B 944.97B
Net Tangible Assets 41.03B 44.48B 47.36B 49.32B
Net Receivables 27.88B 28.84B 30.92B 29.34B
Accounts Payable 701.92B 756.59B 953.4B 1.07T


Insider Transactions

Here are the insider transactions of stock shares related to Credit Agricole S.A.:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Credit Agricole S.A.. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Credit Agricole S.A.

Here is the result of two systematic investment strategies applied to Credit Agricole S.A.. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Credit Agricole S.A.

The following chart shows the equity curve of the two systematic investment strategies applied to Credit Agricole S.A.:

Credit Agricole S.A. automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 0% on the backtest period.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

0.0 %
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Momentum strategy results on Credit Agricole S.A.

This is the result of two momentum investment strategies applied to Credit Agricole S.A.. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Credit Agricole S.A.

The following chart shows all the entries opened by the momentum investment system on Credit Agricole S.A.:

Credit Agricole S.A. momentum entries
  • The first momentum investment strategy would give -0.34% of return on Credit Agricole S.A.. That represents -0.88£ of latent gain with 256.0£ of employed capital.
  • The second momentum investment strategy would give 0% of return on Credit Agricole S.A.. That represents 0.0£ of latent gain with 0.0£ of employed capital.
Performance at glance (1Q Momentum)

Performance

-0.34 %

Latent gain

-0.88 £

Invested capital

256.0 £

Annualized return

-0.0 %
Performance at glance (2Q Momentum)

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Momentum equity curve on Credit Agricole S.A.

The following chart shows the equity curve of the two momentum strategies applied to Credit Agricole S.A.:

Credit Agricole S.A. momentum equity

Note: the dividends potentially given by Credit Agricole S.A. are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Credit Agricole S.A.

The following chart shows the employed capital evolution of the two momentum strategies on Credit Agricole S.A. since the beginning:

Credit Agricole S.A.

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250£, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000£.


Buy the dip strategy result on Credit Agricole S.A.

Buy the dip entry openings on Credit Agricole S.A.

Credit Agricole S.A.

The performance achieved by the robo-advisor on Credit Agricole S.A. is 0%. That represents 0.0$ of latent gain with 0.0£ of employed capital. The following chart shows Credit Agricole S.A. stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Credit Agricole S.A., and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 £

Invested capital

0.0 £

Annualized return

-0.0 %

Equity curve of the strategy applied to Credit Agricole S.A.

The following chart shows the result of the investment strategy applied to Credit Agricole S.A.:

Credit Agricole S.A.

Note: the dividends potentially given by Credit Agricole S.A. are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Credit Agricole S.A.

The following chart shows the employed capital evolution since the beginning of the investment strategy on Credit Agricole S.A.:

Credit Agricole S.A.

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Credit Agricole S.A.

In this section, I will compare the three previous investment strategies applied to Credit Agricole S.A..

Equity curve comparison on Credit Agricole S.A.

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Credit Agricole S.A. investment strategy comparison

Employed capital comparison on Credit Agricole S.A.

Credit Agricole S.A. investment comparison

Performance comparison on Credit Agricole S.A.

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 0% 0.0£ 0.0£ 0.0%
Momentum 1 quarter -0.34% -0.88£ 256.0£ -5.67%
Momentum 2 quarters 0% 0.0£ 0.0£ -0.0%
Non-directional 0% 0.0£ 0.0£ -0.0%
Annualized return comparison

Automatic investment

0.0 %

Momentum 1Q

-0.0 %

Momentum 2Q

-0.0 %

Non-directional

-0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Credit Agricole S.A.:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Credit Agricole S.A. and the other stocks. There may be false positives or some missing correlated stocks. If the price of Credit Agricole S.A. does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Credit Agricole S.A.
Country France
City Montrouge
Address 12 place des Etats-Unis
Phone 33 1 43 23 52 02
Website www.credit-agricole.com
FullTime employees 75975
Industry
Sector
Exchange XLON
Ticker 0HAI.XLON
Market www.londonstockexchange.com

Credit Agricole S.A. ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 1.5
Peer Environment Performance 1.6380606060606
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 10.6
Peer Social Performance 10.846727272727
Social Percentile unknown
Highest Controversy 3
Peer Highest Controversy Performance 2.1627906976744
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy: Society & Community IncidentsBusiness Ethics Incidents


Governance scores

Governance ESG Factors Scores
Governance Score 12.9
Peer Governance Performance 11.514666666667
Governance Percentile unknown

ESG at glance
Total ESG Scores: 24.9
Environment Score: 1.5
Social Score: 10.6
Governance Score: 12.9

ESG Performance: AVG_PERF

Peer Group: Banks

Peer Esg Score Performance: 24.496744186047

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 44