MASTERCARD INC.A DL-,0001 chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 22.22
Dividend & Yield2.17€ (0.67%)
Beta 1.11
Market capitalization 312.6B
Operating cash flow 11.28B
ESG Scores 17.0

Company description

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Sector: Financial Services - Industry: Credit Services

Financial Ratios
Quick Ratio1.29
Working Capital2.29
Return On Equity1.19
Debt To Equity1.79
Fixed Asset Ratio0.15
Fixed Interest Cover23.82

Financial data

Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities 101M -42M 26M 100M
Total Cashflows From Investing Activities -506M -1.64B -1.88B -5.27B
Net Borrowings 991M 2.22B 3.96B 1.37B
Total Cash From Financing Activities -4.97B -5.87B -2.15B -6.55B
Change To Operating Activities 121M -766M -2.34B -870M
Issuance Of Stock 104M 126M 97M 61M
Net Income 5.86B 8.12B 6.41B 8.69B
Change In Cash 745M 632M 3.45B -2.52B
Effect Of Exchange Rate -6M -44M 257M -153M
Total Cash From Operating Activities 6.22B 8.18B 7.22B 9.46B
Depreciation 459M 621M 703M 848M
Change To Account Receivables -1.4B -690M 1.2B -7M
Other Cashflows From Financing Activities -4M -214M 20M -212M
Change To Netincome -17M 1M 188M -527M
Capital Expenditures -330M -422M -339M -407M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 7.2B 9.73B 7.76B 10.31B
Net Income 5.86B 8.12B 6.41B 8.69B
Selling General Administrative 6.07B 6.69B 6.56B 7.89B
Gross Profit 14.95B 16.88B 15.3B 18.88B
Ebit 8.42B 9.67B 8.16B 10.27B
Operating Income 8.42B 9.67B 8.16B 10.27B
Interest Expense -186M -224M -380M -431M
Income Tax Expense 1.34B 1.61B 1.35B 1.62B
Total Revenue 14.95B 16.88B 15.3B 18.88B
Cost Of Revenue
Total Other Income ExpenseNet -1.21B 64M -402M 39M
Net Income From Continuing Ops 5.86B 8.12B 6.41B 8.69B
Net Income Applicable To Common Shares 5.86B 8.12B 6.41B 8.69B

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 19.37B 23.25B 27.07B 30.26B
Total Stockholder Equity 5.39B 5.89B 6.39B 7.31B
Other Current Liabilities 5.96B 6.15B 5.32B 5.2B
Total Assets 24.86B 29.24B 33.58B 37.67B
Common Stock
Other Current Assets 3.06B 3.72B 5.87B 6.05B
Retained Earnings 27.28B 33.98B 38.75B 45.65B
Treasury Stock -26.47B -32.88B -37.34B -43.4B
Cash 6.68B 6.99B 10.11B 7.42B
Total Current Liabilities 11.59B 11.9B 11.85B 13.16B
Other Stockholder Equity -718M -673M -680M -809M
Property, Plant, and Equipment 921M 1.83B 1.9B 1.91B
Total Current Assets 16.17B 16.9B 19.11B 16.95B
Net Tangible Assets 1.5B 455M -322M -4.02B
Net Receivables 4.73B 5.51B 2.65B 3.01B
Accounts Payable 537M 489M 527M 738M


Insider Transactions

Here are the insider transactions of stock shares related to MASTERCARD INC.A DL-,0001:

Filer Name Transaction Text Ownership Date Filer Relation Shares
VOSBURG CRAIGSale at price 360.03 per share.D2022-12-01Officer6.33k
VOSBURG CRAIGConversion of Exercise of derivative security at price 90.10 per share.D2022-12-01Officer6.33k
MASTERCARD FOUNDATIONSale at price 332.51 - 339.09 per share.D2022-11-11Beneficial Owner of more than 10% of a Class of Security354.43k
MASTERCARD FOUNDATIONSale at price 318.14 - 327.41 per share.D2022-11-09Beneficial Owner of more than 10% of a Class of Security531.63k
KIRKPATRICK LINDA PISTECCHIASale at price 320.00 per share.D2022-10-28Officer7.06k
KIRKPATRICK LINDA PISTECCHIAConversion of Exercise of derivative security at price 112.31 per share.D2022-10-28Officer7.06k
MEHRA SACHIN JSale at price 360.00 per share.D2022-08-15Chief Financial Officer5k
MEHRA SACHIN JConversion of Exercise of derivative security at price 90.10 - 90.13 per share.D2022-08-15Chief Financial Officer5k
MASTERCARD FOUNDATIONSale at price 352.34 - 352.47 per share.D2022-08-12Beneficial Owner of more than 10% of a Class of Security354.43k
MASTERCARD FOUNDATIONSale at price 347.95 - 353.19 per share.D2022-08-10Beneficial Owner of more than 10% of a Class of Security531.63k
JANOW MERIT EStock Award(Grant) at price 0.00 per share.D2022-06-21Director1.02k
GENACHOWSKI JULIUSStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
MOON YOUNGME EStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
TALWAR HARITStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
QURESHI RIMAStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
MATSUMOTO OKIStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
UGGLA LANCE DARRELL GORDONStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
GOH CHOON PHONGStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
DAVIS RICHARD KStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
TAI JACKSON PETERStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
SULZBERGER GABRIELLEStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
BRACHER CANDIDOStock Award(Grant) at price 0.00 per share.D2022-06-21Director741
MASTERCARD FOUNDATIONSale at price 320.16 - 333.03 per share.D2022-05-13Beneficial Owner of more than 10% of a Class of Security212.66k
BHALLA AJAYStock Gift at price 0.00 per share.D2022-05-13Officer2.47k
MASTERCARD FOUNDATIONSale at price 326.59 - 329.93 per share.D2022-05-11Beneficial Owner of more than 10% of a Class of Security318.98k
SESHADRI RAJEEVSale at price 362.11 - 376.14 per share.D2022-04-29Officer7k
SESHADRI RAJEEVConversion of Exercise of derivative security at price 112.31 per share.D2022-04-29Officer7k
MURPHY TIMOTHY HSale at price 365.50 - 376.46 per share.D2022-04-29Officer14.92k
MURPHY TIMOTHY HConversion of Exercise of derivative security at price 173.49 per share.D2022-04-29Officer14.67k
TALWAR HARITStock Award(Grant) at price 0.00 per share.D2022-04-01Director162
VOSBURG CRAIGSale at price 365.00 per share.D2022-03-29Officer1.56k
CALDART GILBERTOStock Gift at price 0.00 per share.D2022-03-10Officer510
SESHADRI RAJEEVStock Award(Grant) at price 0.00 per share.D2022-03-01Officer1.47k
MCLAUGHLIN EDWARD GRUNDEStock Award(Grant) at price 0.00 per share.D2022-03-01Officer2.23k
FROMAN MICHAEL B GStock Award(Grant) at price 0.00 per share.D2022-03-01Officer2.82k
MEHRA SACHIN JStock Award(Grant) at price 0.00 per share.D2022-03-01Chief Financial Officer3.89k
MADABHUSHI VENKATA RAJAMANNARStock Award(Grant) at price 0.00 per share.D2022-03-01Officer2.06k
CAIRNS ANN MStock Award(Grant) at price 0.00 per share.D2022-03-01Officer6.46k
MURPHY TIMOTHY HStock Award(Grant) at price 0.00 per share.D2022-03-01General Counsel2.82k
ARKELL SANDRA AStock Award(Grant) at price 0.00 per share.D2022-03-01Officer661
VOSBURG CRAIGStock Award(Grant) at price 0.00 per share.D2022-03-01Officer3.07k
FRACCARO MICHAELStock Award(Grant) at price 0.00 per share.D2022-03-01Officer1.7k
VERMA RICHARD RStock Award(Grant) at price 0.00 per share.D2022-03-01General Counsel1.29k
CALDART GILBERTOStock Award(Grant) at price 0.00 per share.D2022-03-01Officer11.3k
MIEBACH MICHAELStock Award(Grant) at price 0.00 per share.D2022-03-01Chief Executive Officer8.79k
BHALLA AJAYStock Award(Grant) at price 0.00 per share.D2022-03-01Officer1.85k
KIRKPATRICK LINDA PISTECCHIAStock Award(Grant) at price 0.00 per share.D2022-03-01Officer2.11k
MASTERCARD FOUNDATIONSale at price 379.77 - 380.33 per share.D2022-02-16Beneficial Owner of more than 10% of a Class of Security310.12k
MASTERCARD FOUNDATIONSale at price 372.93 - 377.13 per share.D2022-02-14Beneficial Owner of more than 10% of a Class of Security465.18k
MASTERCARD FOUNDATIONSale at price 374.70 - 383.74 per share.D2022-02-09Beneficial Owner of more than 10% of a Class of Security465.18k
MCLAUGHLIN EDWARD GRUNDESale at price 360.18 - 361.33 per share.D2022-01-28Officer15.31k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to MASTERCARD INC.A DL-,0001. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on MASTERCARD INC.A DL-,0001

Here is the result of two systematic investment strategies applied to MASTERCARD INC.A DL-,0001. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on MASTERCARD INC.A DL-,0001

The following chart shows the equity curve of the two systematic investment strategies applied to MASTERCARD INC.A DL-,0001:

MASTERCARD INC.A DL-,0001 automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 29.8% on the backtest period.

Performance at glance

Performance

29.8 %

Latent gain

434.48 €

Invested capital

1458.22 €

Annualized return

7.23 %
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Momentum strategy results on MASTERCARD INC.A DL-,0001

This is the result of two momentum investment strategies applied to MASTERCARD INC.A DL-,0001. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on MASTERCARD INC.A DL-,0001

The following chart shows all the entries opened by the momentum investment system on MASTERCARD INC.A DL-,0001:

MASTERCARD INC.A DL-,0001 momentum entries
  • The first momentum investment strategy would give 39.88% of return on MASTERCARD INC.A DL-,0001. That represents 1798.74€ of latent gain with 4510.26€ of employed capital.
  • The second momentum investment strategy would give 25.23% of return on MASTERCARD INC.A DL-,0001. That represents 1017.0€ of latent gain with 4030.2€ of employed capital.
Performance at glance (1Q Momentum)

Performance

39.88 %

Latent gain

1798.74 €

Invested capital

4510.26 €

Annualized return

0.0 %
Performance at glance (2Q Momentum)

Performance

25.23 %

Latent gain

1017.0 €

Invested capital

4030.2 €

Annualized return

6.93 %

Momentum equity curve on MASTERCARD INC.A DL-,0001

The following chart shows the equity curve of the two momentum strategies applied to MASTERCARD INC.A DL-,0001:

MASTERCARD INC.A DL-,0001 momentum equity

Note: the dividends potentially given by MASTERCARD INC.A DL-,0001 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on MASTERCARD INC.A DL-,0001

The following chart shows the employed capital evolution of the two momentum strategies on MASTERCARD INC.A DL-,0001 since the beginning:

MASTERCARD INC.A DL-,0001

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250€, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000€.


Buy the dip strategy result on MASTERCARD INC.A DL-,0001

Buy the dip entry openings on MASTERCARD INC.A DL-,0001

MASTERCARD INC.A DL-,0001

The performance achieved by the robo-advisor on MASTERCARD INC.A DL-,0001 is 0%. That represents 0.0$ of latent gain with 0.0€ of employed capital. The following chart shows MASTERCARD INC.A DL-,0001 stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of MASTERCARD INC.A DL-,0001, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

0 %

Latent gain

0.0 €

Invested capital

0.0 €

Annualized return

0.0 %

Equity curve of the strategy applied to MASTERCARD INC.A DL-,0001

The following chart shows the result of the investment strategy applied to MASTERCARD INC.A DL-,0001:

MASTERCARD INC.A DL-,0001

Note: the dividends potentially given by MASTERCARD INC.A DL-,0001 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on MASTERCARD INC.A DL-,0001

The following chart shows the employed capital evolution since the beginning of the investment strategy on MASTERCARD INC.A DL-,0001:

MASTERCARD INC.A DL-,0001

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on MASTERCARD INC.A DL-,0001

In this section, I will compare the three previous investment strategies applied to MASTERCARD INC.A DL-,0001.

Equity curve comparison on MASTERCARD INC.A DL-,0001

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

MASTERCARD INC.A DL-,0001 investment strategy comparison

Employed capital comparison on MASTERCARD INC.A DL-,0001

MASTERCARD INC.A DL-,0001 investment comparison

Performance comparison on MASTERCARD INC.A DL-,0001

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 29.8% 434.48€ 1458.22€ 7.23%
Momentum 1 quarter 39.88% 1798.74€ 4510.26€ 10.28%
Momentum 2 quarters 25.23% 1017.0€ 4030.2€ 6.93%
Non-directional 0% 0.0€ 0.0€ 0.0%
Annualized return comparison

Automatic investment

7.23 %

Momentum 1Q

6.93 %

Momentum 2Q

6.93 %

Non-directional

0.0 %

Correlated stocks

Here are the most positively and negatively correlated stocks with MASTERCARD INC.A DL-,0001:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between MASTERCARD INC.A DL-,0001 and the other stocks. There may be false positives or some missing correlated stocks. If the price of MASTERCARD INC.A DL-,0001 does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name MASTERCARD INC.A DL-,0001
Country United States
City Purchase
Address 2000 Purchase Street
Phone 914 249 2000
Website www.mastercard.com
FullTime employees 24000
Industry Credit Services
Sector Financial Services
Exchange XETRA
Ticker M4I.XETRA
Market www.xetra.com

MASTERCARD INC.A DL-,0001 ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0.3
Peer Environment Performance 1.6194174757282
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 8.1
Peer Social Performance 9.5473786407767
Social Percentile unknown
Highest Controversy 4
Peer Highest Controversy Performance 1.4857142857143
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy: Customer Incidents


Governance scores

Governance ESG Factors Scores
Governance Score 8.6
Peer Governance Performance 6.5864077669903
Governance Percentile unknown

ESG at glance
Total ESG Scores: 17.0
Environment Score: 0.3
Social Score: 8.1
Governance Score: 8.6

ESG Performance: UNDER_PERF

Peer Group: Software & Services

Peer Esg Score Performance: 17.753523809524

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 16