ING GROEP NV EO -,01 chart

Last update: 2022-12-30
Key statistics and financials
Revenue per share 4.41
Dividend & Yield0.58€ (5.22%)
Beta 1.74
Market capitalization 41.27B
Operating cash flow N/A
ESG Scores 22.3

Company description

ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The company accepts various deposits, such as current and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgage loans, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, daily banking, treasury and risk, and corporate finance solutions; and specialized lending, equity market, finance, payments and cash management, and trade services and solutions, as well as savings, investment, insurance, mortgage, and digital banking services. The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

Sector: Financial Services - Industry: Banks—Diversified

Financial data

Diluted earning per share

Net income vs Operating income

Asset vs Liabilities

Similar Companies
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Financial Statements

Cashflow Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Change To Liabilities
Total Cashflows From Investing Activities 5.45B -2.5B -8.49B 6.22B
Net Borrowings 18.59B -1.48B -34.8B 9.38B
Total Cash From Financing Activities 36.3B 11.31B 47.99B 24.16B
Change To Operating Activities -27.29B -32.78B 17.05B -40.11B
Issuance Of Stock 4M 1M 5M
Net Income 4.7B 4.78B 2.48B 4.78B
Change In Cash 28.55B 6.5B 57.53B -3.9B
Effect Of Exchange Rate 204M 95M -425M -565M
Total Cash From Operating Activities -13.4B -2.41B 18.46B -33.72B
Depreciation 520M 789M 580M 574M
Change To Account Receivables
Other Cashflows From Financing Activities 20.32B 15.44B 82.78B 18.74B
Change To Netincome -574M 859M 3.52B 1.06B
Capital Expenditures -286M -355M -287M -184M

Income Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Research Development
Income Before Tax 6.84B 6.83B 3.81B 6.78B
Net Income 4.7B 4.78B 2.48B 4.78B
Selling General Administrative 5.82B 6.15B 6.15B 6.24B
Gross Profit 17.52B 17.11B 15.02B 17.9B
Ebit
Operating Income 7.64B 6.82B 4.6B 7.08B
Interest Expense
Income Tax Expense 2.03B 1.96B 1.25B 1.88B
Total Revenue 17.52B 17.11B 15.02B 17.9B
Cost Of Revenue
Total Other Income ExpenseNet -798M 14M -786.67M -303.07M
Net Income From Continuing Ops 4.81B 4.88B 2.56B 4.9B
Net Income Applicable To Common Shares 4.7B 4.78B 2.48B 4.78B

Balance Sheet Statement 2018-12-31 2019-12-31 2020-12-31 2021-12-31
Total Liabilities 834.75B 837.08B 881.62B 896.63B
Total Stockholder Equity 49.05B 53.77B 54.64B 53.92B
Other Current Liabilities 10.51B 7.42B 7.45B 9.28B
Total Assets 884.6B 891.74B 937.27B 951.29B
Common Stock 39M 39M 39M 39M
Other Current Assets 54.07B 54.9B 112.3B 108.14B
Retained Earnings 28.34B 32.66B 35.18B 37.32B
Treasury Stock 3.62B 3.99B 2.33B -543M
Cash 8.24B 11.33B 11.12B 9.83B
Total Current Liabilities 732.59B 731.7B 791.9B 806.1B
Other Stockholder Equity 3.63B 4B 2.33B -543M
Property, Plant, and Equipment 1.66B 3.17B 2.84B 2.52B
Total Current Assets 182.21B 161.29B 224.29B 214.68B
Net Tangible Assets 47.21B 51.85B 53.24B 52.76B
Net Receivables 202M 251M 419M 549M
Accounts Payable 593.06B 609.26B 687.74B 702.39B


Insider Transactions

Here are the insider transactions of stock shares related to ING GROEP NV EO -,01:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to ING GROEP NV EO -,01. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on ING GROEP NV EO -,01

Here is the result of two systematic investment strategies applied to ING GROEP NV EO -,01. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on ING GROEP NV EO -,01

The following chart shows the equity curve of the two systematic investment strategies applied to ING GROEP NV EO -,01:

ING GROEP NV EO -,01 automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 62.51% on the backtest period.

Performance at glance

Performance

62.51 %

Latent gain

939.02 €

Invested capital

1502.29 €

Annualized return

15.17 %
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Momentum strategy results on ING GROEP NV EO -,01

This is the result of two momentum investment strategies applied to ING GROEP NV EO -,01. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on ING GROEP NV EO -,01

The following chart shows all the entries opened by the momentum investment system on ING GROEP NV EO -,01:

ING GROEP NV EO -,01 momentum entries
  • The first momentum investment strategy would give 48.89% of return on ING GROEP NV EO -,01. That represents 2557.32€ of latent gain with 5231.0€ of employed capital.
  • The second momentum investment strategy would give 45.24% of return on ING GROEP NV EO -,01. That represents 1128.23€ of latent gain with 2493.93€ of employed capital.
Performance at glance (1Q Momentum)

Performance

48.89 %

Latent gain

2557.32 €

Invested capital

5231.0 €

Annualized return

29.07 %
Performance at glance (2Q Momentum)

Performance

45.24 %

Latent gain

1128.23 €

Invested capital

2493.93 €

Annualized return

12.43 %

Momentum equity curve on ING GROEP NV EO -,01

The following chart shows the equity curve of the two momentum strategies applied to ING GROEP NV EO -,01:

ING GROEP NV EO -,01 momentum equity

Note: the dividends potentially given by ING GROEP NV EO -,01 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ING GROEP NV EO -,01

The following chart shows the employed capital evolution of the two momentum strategies on ING GROEP NV EO -,01 since the beginning:

ING GROEP NV EO -,01

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250€, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000€.


Buy the dip strategy result on ING GROEP NV EO -,01

Buy the dip entry openings on ING GROEP NV EO -,01

ING GROEP NV EO -,01

The performance achieved by the robo-advisor on ING GROEP NV EO -,01 is 61.62%. That represents 308.57$ of latent gain with 500.78€ of employed capital. The following chart shows ING GROEP NV EO -,01 stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of ING GROEP NV EO -,01, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

61.62 %

Latent gain

308.57 €

Invested capital

500.78 €

Annualized return

29.07 %

Equity curve of the strategy applied to ING GROEP NV EO -,01

The following chart shows the result of the investment strategy applied to ING GROEP NV EO -,01:

ING GROEP NV EO -,01

Note: the dividends potentially given by ING GROEP NV EO -,01 are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on ING GROEP NV EO -,01

The following chart shows the employed capital evolution since the beginning of the investment strategy on ING GROEP NV EO -,01:

ING GROEP NV EO -,01

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on ING GROEP NV EO -,01

In this section, I will compare the three previous investment strategies applied to ING GROEP NV EO -,01.

Equity curve comparison on ING GROEP NV EO -,01

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

ING GROEP NV EO -,01 investment strategy comparison

Employed capital comparison on ING GROEP NV EO -,01

ING GROEP NV EO -,01 investment comparison

Performance comparison on ING GROEP NV EO -,01

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 62.51% 939.02€ 1502.29€ 15.17%
Momentum 1 quarter 48.89% 2557.32€ 5231.0€ 12.6%
Momentum 2 quarters 45.24% 1128.23€ 2493.93€ 12.43%
Non-directional 61.62% 308.57€ 500.78€ 29.07%
Annualized return comparison

Automatic investment

15.17 %

Momentum 1Q

12.43 %

Momentum 2Q

12.43 %

Non-directional

29.07 %

Correlated stocks

Here are the most positively and negatively correlated stocks with ING GROEP NV EO -,01:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between ING GROEP NV EO -,01 and the other stocks. There may be false positives or some missing correlated stocks. If the price of ING GROEP NV EO -,01 does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name ING GROEP NV EO -,01
Country Netherlands
City Amsterdam
Address Bijlmerdreef 106
Phone 31 20 563 9111
Website www.ing.com
FullTime employees 58000
Industry Banks—Diversified
Sector Financial Services
Exchange XETRA
Ticker INN1.XETRA
Market www.xetra.com

ING GROEP NV EO -,01 ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 1.3
Peer Environment Performance 1.6380606060606
Environment Percentile unknown
Palm Oil no
Nuclear no
Fur Leather no
GMO no
Coal no
Pesticides no
Animal Testing no

Social scores

Social ESG Factors Scores
Social Score 11.9
Peer Social Performance 10.846727272727
Social Percentile unknown
Highest Controversy 3
Peer Highest Controversy Performance 2.1627906976744
Adult no
Gambling no
Alcoholic no
Tobacco no
Catholic no
Controversial Weapons no
Small Arms no
Military Contract no
Peer Count yes

Related Controversy: Society & Community IncidentsBusiness Ethics Incidents


Governance scores

Governance ESG Factors Scores
Governance Score 9.0
Peer Governance Performance 11.514666666667
Governance Percentile unknown

ESG at glance
Total ESG Scores: 22.3
Environment Score: 1.3
Social Score: 11.9
Governance Score: 9.0

ESG Performance: AVG_PERF

Peer Group: Banks

Peer Esg Score Performance: 24.496744186047

Rating Year: 2022

Rating Month: 8

Max Age: 86400

Percentile: 33