Smartpay Holdings Limited chart

Last update: 2021-02-19
Key statistics and financials
Revenue per share 0.20
Dividend & YieldN/A$ (N/A)
Beta 1.33
Market capitalization 157.27M
Operating cash flow 12.7M
ESG Scores unknown

Company description

Smartpay Holdings Limited designs, develops, and implements technology products, services, and software to merchants and retailers in New Zealand and Australia. It provides payment and data management solutions for retail, business payment, and transactional processing requirements. The company also engages in selling Eftpos terminals; and provides hardware, software, and maintenance and repairs services. The company serves 25,000 merchants with approximately 35,000 EFTPOS terminals. It serves retail, trade, taxi and transport, charities and schools, hospitality, and tourism industries. The company was incorporated in 1986 and is based in Auckland, New Zealand.

Sector: Technology - Industry: Software—Infrastructure

Financial Ratios
Quick Ratio0.95
Working Capital14.56
Return On Equity-0.55
Debt To Equity0.4
Fixed Asset Ratio0.38
Fixed Interest Cover-0.14

Financial data

Financial Statements

Cashflow Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Change To Liabilities 605k 425k 1.17M 1.52M
Total Cashflows From Investing Activities -8.36M -6.2M -6.61M -9.45M
Net Borrowings 4.35M -1.58M -9.73M -2.46M
Total Cash From Financing Activities 4.35M -1.58M 4.19M -889k
Change To Operating Activities -161k -28k -22k 19k
Issuance Of Stock 16.06M 16.06M 16.06M
Net Income -1.83M -4.47M -15.2M 3.1M
Change In Cash 1.45M -1.31M 6.19M 2.36M
Effect Of Exchange Rate
Total Cash From Operating Activities 5.46M 6.47M 8.62M 12.7M
Depreciation 4.45M 4.43M 3.99M 5.11M
Change To Account Receivables -264k 9k -11k -256k
Other Cashflows From Financing Activities -2.14M -2.14M -2.14M 1.57M
Change To Netincome 192k 2.52M 14.02M 30k
Capital Expenditures -2.82M -1.21M -2.91M -4.12M

Income Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Research Development
Income Before Tax -2.25M -4.98M -14.96M 2.71M
Net Income -1.83M -4.47M -15.2M 3.1M
Selling General Administrative 249k 236k 1.99M 4.28M
Gross Profit 6.71M 7.73M 9.65M 15.42M
Ebit -118k 46k -221k 3.12M
Operating Income -118k 46k -221k 3.12M
Interest Expense -2.05M -2.51M -1.57M -596k
Income Tax Expense -427k -511k 242k -399k
Total Revenue 21.1M 28.27M 33.84M 48.08M
Cost Of Revenue 14.39M 20.54M 24.2M 32.66M
Total Other Income ExpenseNet -2.14M -5.03M -14.74M -419k
Net Income From Continuing Ops -1.83M -4.47M -15.2M 3.1M
Net Income Applicable To Common Shares -1.83M -4.47M -15.2M 3.1M

Balance Sheet Statement 2019-03-31 2020-03-31 2021-03-31 2022-03-31
Total Liabilities 41.46M 36.19M 30.32M 34.51M
Total Stockholder Equity 13.65M 10.21M 27.53M 36.07M
Other Current Liabilities 7.76M 1.9M 7.29M 12.06M
Total Assets 55.11M 46.4M 57.86M 70.58M
Common Stock 53.45M 54.43M 86.66M 91.64M
Other Current Assets 6.52M 1.5M 4.81M 5.56M
Retained Earnings -39.92M -44.29M -59.49M -56.39M
Treasury Stock 115k 70k 361k 817k
Cash 3.36M 1.42M 9.02M 14.88M
Total Current Liabilities 14.38M 18.06M 19.09M 19.86M
Other Stockholder Equity 115k 70k 361k 817k
Property, Plant, and Equipment 13.45M 9.92M 9.48M 14.92M
Total Current Assets 12.69M 5.65M 18.05M 23.73M
Net Tangible Assets -14.46M -19.66M -1.9M 5.24M
Net Receivables 2.42M 2.36M 3.66M 2.57M
Accounts Payable 1.79M 2.23M 2.36M 2.54M


Insider Transactions

Here are the insider transactions of stock shares related to Smartpay Holdings Limited:

Filer Name Transaction Text Ownership Date Filer Relation Shares
NO DATA

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Smartpay Holdings Limited. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Smartpay Holdings Limited

Here is the result of two systematic investment strategies applied to Smartpay Holdings Limited. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Smartpay Holdings Limited

The following chart shows the equity curve of the two systematic investment strategies applied to Smartpay Holdings Limited:

Smartpay Holdings Limited automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 358.13% on the backtest period.

Performance at glance

Performance

358.13 %

Latent gain

8953.9 $

Invested capital

2500.18 $

Annualized return

76.2 %
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Momentum strategy results on Smartpay Holdings Limited

This is the result of two momentum investment strategies applied to Smartpay Holdings Limited. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Smartpay Holdings Limited

The following chart shows all the entries opened by the momentum investment system on Smartpay Holdings Limited:

Smartpay Holdings Limited momentum entries
  • The first momentum investment strategy would give 373.74% of return on Smartpay Holdings Limited. That represents 25227.48$ of latent gain with 6749.96$ of employed capital.
  • The second momentum investment strategy would give 372.7% of return on Smartpay Holdings Limited. That represents 16772.04$ of latent gain with 4500.2$ of employed capital.
Performance at glance (1Q Momentum)

Performance

373.74 %

Latent gain

25227.48 $

Invested capital

6749.96 $

Annualized return

154.69 %
Performance at glance (2Q Momentum)

Performance

372.7 %

Latent gain

16772.04 $

Invested capital

4500.2 $

Annualized return

88.32 %

Momentum equity curve on Smartpay Holdings Limited

The following chart shows the equity curve of the two momentum strategies applied to Smartpay Holdings Limited:

Smartpay Holdings Limited momentum equity

Note: the dividends potentially given by Smartpay Holdings Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Smartpay Holdings Limited

The following chart shows the employed capital evolution of the two momentum strategies on Smartpay Holdings Limited since the beginning:

Smartpay Holdings Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Smartpay Holdings Limited

Buy the dip entry openings on Smartpay Holdings Limited

Smartpay Holdings Limited

The performance achieved by the robo-advisor on Smartpay Holdings Limited is 417.65%. That represents 1044.41$ of latent gain with 250.07$ of employed capital. The following chart shows Smartpay Holdings Limited stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Smartpay Holdings Limited, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

417.65 %

Latent gain

1044.41 $

Invested capital

250.07 $

Annualized return

154.69 %

Equity curve of the strategy applied to Smartpay Holdings Limited

The following chart shows the result of the investment strategy applied to Smartpay Holdings Limited:

Smartpay Holdings Limited

Note: the dividends potentially given by Smartpay Holdings Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Smartpay Holdings Limited

The following chart shows the employed capital evolution since the beginning of the investment strategy on Smartpay Holdings Limited:

Smartpay Holdings Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Smartpay Holdings Limited

In this section, I will compare the three previous investment strategies applied to Smartpay Holdings Limited.

Equity curve comparison on Smartpay Holdings Limited

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Smartpay Holdings Limited investment strategy comparison

Employed capital comparison on Smartpay Holdings Limited

Smartpay Holdings Limited investment comparison

Performance comparison on Smartpay Holdings Limited

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 358.13% 8953.9$ 2500.18$ 76.2%
Momentum 1 quarter 373.74% 25227.48$ 6749.96$ 83.8%
Momentum 2 quarters 372.7% 16772.04$ 4500.2$ 88.32%
Non-directional 417.65% 1044.41$ 250.07$ 154.69%
Annualized return comparison

Automatic investment

76.2 %

Momentum 1Q

88.32 %

Momentum 2Q

88.32 %

Non-directional

154.69 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Smartpay Holdings Limited:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Smartpay Holdings Limited and the other stocks. There may be false positives or some missing correlated stocks. If the price of Smartpay Holdings Limited does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Smartpay Holdings Limited
Country New Zealand
City Auckland
Address 205-209 Wairau Road
Phone 64 9 442 2700
Website www.smartpay.co.nz
FullTime employees
Industry Software—Infrastructure
Sector Technology
Exchange XASX
Ticker SMP.XASX
Market www2.asx.com.au

Smartpay Holdings Limited ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown