Raiz Invest Limited chart

Last update: 2021-02-19
Key statistics and financials
Revenue per share 0.23
Dividend & YieldN/A$ (N/A)
Beta 1.97
Market capitalization 57.94M
Operating cash flow 16k
ESG Scores unknown

Company description

Raiz Invest Limited provides financial services and products through its mobile micro-investing platform in Australia, Indonesia, and Malaysia. The company operates through two segments, Raiz Invest Micro-Investing Platform and Other Financial segments. Its platform offers customers a way to invest money using the Raiz mobile application or through the Raiz Website. Raiz Invest Limited was incorporated in 2016 and is based in Sydney, Australia.

Sector: Financial Services - Industry: Capital Markets

Financial data

Financial Statements

Cashflow Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Change To Liabilities -99k -40k 308k 934k
Total Cashflows From Investing Activities -27.29M 5.76M -1.8M -2.06M
Net Borrowings -231k 75k -589k -595k
Total Cash From Financing Activities 33.63M 155k 8.94M 9.16M
Change To Operating Activities 23k 77k 97k 199k
Issuance Of Stock 35.82M 7.5M 7.5M 10.42M
Net Income -7.17M -7.02M -4.53M -3.52M
Change In Cash -33k 2.37M 6.08M 6.3M
Effect Of Exchange Rate -201k -201k -201k -201k
Total Cash From Operating Activities -6.38M -3.55M -1.06M -604k
Depreciation 135k 27k 482k 526k
Change To Account Receivables -331k 750k 222k -269k
Other Cashflows From Financing Activities -1.96M 80k 2.03M -663k
Change To Netincome 1.77M 882k 421k -636k
Capital Expenditures -111k -111k -33k -87k

Income Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Research Development
Income Before Tax -8.84M -7.08M -4.73M -4.73M
Net Income -7.17M -7.02M -4.53M -3.52M
Selling General Administrative 4.48M 6.07M 6.16M 8.96M
Gross Profit -1.56M 2.65M 6.53M 9.52M
Ebit -8.23M -7.08M -4.73M -4.73M
Operating Income -8.23M -7.08M -4.73M -4.73M
Interest Expense
Income Tax Expense -157k 68k 169k 135k
Total Revenue 2.76M 6.23M 10.29M 13.97M
Cost Of Revenue 4.32M 3.58M 3.75M 4.45M
Total Other Income ExpenseNet -608k
Net Income From Continuing Ops -8.69M -7.15M -4.9M -4.87M
Net Income Applicable To Common Shares -7.17M -7.02M -4.53M -3.52M

Balance Sheet Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Total Liabilities 2.87M 2.92M 3.85M 4.8M
Total Stockholder Equity 32.64M 26.52M 31.4M 38.25M
Other Current Liabilities
Total Assets 35.51M 29.38M 35.59M 42.04M
Common Stock 66.16M 66.16M 73.39M 83.44M
Other Current Assets 72k 182k 73k 202k
Retained Earnings -10.01M -17.08M -19.94M -23.46M
Treasury Stock -23.51M -22.57M -22.05M -21.74M
Cash 4.45M 6.82M 12.9M 19.2M
Total Current Liabilities 1.75M 1.78M 2.58M 3.5M
Other Stockholder Equity -23.51M -22.57M -22.05M -21.74M
Property, Plant, and Equipment 37k 121k 636k 617k
Total Current Assets 12.79M 8.04M 14.39M 21.78M
Net Tangible Assets 10.63M 5.85M 11.42M 19.13M
Net Receivables 859k 442k 790k 1.74M
Accounts Payable 1.66M 1.62M 1.93M 2.86M


Insider Transactions

Here are the insider transactions of stock shares related to Raiz Invest Limited:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Malone (Brendan Barry)Purchase at price 0.89 per share.D2022-03-03Chief Executive Officer4k
Kalman (Harvey H)Purchase at price 0.93 per share.D2022-03-02Chairman of the Board20k
Malone (Brendan Barry)Purchase at price 0.91 per share.D2022-03-01Chief Executive Officer3k
Malone (Brendan Barry)Purchase at price 0.87 per share.D2022-02-28Chief Executive Officer3k
Taylor (Philippa)Purchase at price 0.86 per share.D2022-02-28Director (Non-Executive)44k
Grimshaw (Stuart Ian)Purchase at price 1.23 per share.D2021-12-23Director (Non-Executive)2.94k
Gordon (David Robert)D2021-12-01Retired637.4k
Moore (Kevin Andrew)D2021-10-14Former98.37k
Lucas (George Simon)D2021-07-13Chief Executive Officer2.32M
Malone (Brendan Barry)D2021-06-30Chief Operating Officer5.4k
Moore (Kevin Andrew)Purchase at price 1.04 per share.D2021-05-31Independent Non-Executive Chairman6.2k
Moore (Kevin Andrew)Purchase at price 1.04 per share.D2021-05-31Independent Non-Executive Chairman1.5k
Gordon (David Robert)Other at price 1.16 per share.D2021-05-26Independent Non-Executive Director20k
Lucas (George Simon)Other at price 1.16 per share.D2021-05-26Chief Executive Officer20k
Moore (Kevin Andrew)Other at price 1.16 per share.D2021-05-26Independent Non-Executive Chairman26.67k
Humphreys (Kelly)Purchase at price 1.04 per share.D2021-05-19Independent Non-Executive Director20k
Gordon (David Robert)Purchase at price 1.02 per share.D2021-05-13Independent Non-Executive Director10.2k
Gordon (David Robert)Purchase at price 1.02 per share.D2021-05-13Independent Non-Executive Director5k
Gordon (David Robert)Purchase at price 1.02 per share.D2021-05-13Independent Non-Executive Director5k
Gordon (David Robert)Purchase at price 1.02 per share.D2021-05-13Independent Non-Executive Director8.08k
Humphreys (Kelly)Purchase at price 1.27 per share.D2021-03-05Independent Non-Executive Director16.5k
Moore (Kevin Andrew)Purchase at price 1.35 per share.D2021-03-03Independent Non-Executive Chairman23k
Fay (Peter Anthony)D2020-12-01Former15k
Malone (Brendan Barry)D2020-08-21Chief Operating Officer13k
Humphreys (Kelly)Purchase at price 0.49 per share.D2020-05-12Director (Non-Executive)33.5k
Moore (Kieran Maree)D2020-05-01Former27.78k
Gordon (David Robert)Purchase at price 0.24 per share.D2020-03-23Independent Non-Executive Director20k
Gordon (David Robert)Purchase at price 0.45 per share.D2020-03-11Independent Non-Executive Director10k
Gordon (David Robert)Purchase at price 0.49 per share.D2020-03-03Independent Non-Executive Director10k
Fay (Peter Anthony)Other at price 0.59 per share.D2019-12-05Independent Non-Executive Chairman69.77k
Finlayson (Nina Patricia)Other at price 0.59 per share.D2019-12-05Independent Non-Executive Director23.26k
Gordon (David Robert)Other at price 0.59 per share.D2019-12-05Independent Non-Executive Director68.61k
Lucas (George Simon)Purchase at price 0.60 per share.D2019-10-30Chief Executive Officer1k
Lucas (George Simon)Purchase at price 0.61 per share.D2019-10-30Chief Executive Officer2.5k
Finlayson (Nina Patricia)I2019-06-30Independent Non-Executive Director
Malone (Brendan Barry)D2019-06-30Chief Operating Officer18.32k
Gordon (David Robert)Purchase at price 0.30 per share.D2019-06-25Independent Non-Executive Director10k
Lucas (George Simon)Purchase at price 0.30 per share.D2019-06-24Chief Executive Officer10k
Lucas (George Simon)Purchase at price 0.31 per share.D2019-06-06Chief Executive Officer15k
Fay (Peter Anthony)Purchase at price 0.32 per share.D2019-05-31Independent Non-Executive Chairman25k
Lucas (George Simon)Purchase at price 0.33 per share.D2019-05-31Chief Executive Officer15k
Lucas (George Simon)Purchase at price 0.32 per share.D2019-05-31Chief Executive Officer10k
Gordon (David Robert)Purchase at price 0.32 per share.D2019-05-30Independent Non-Executive Director20k
Lucas (George Simon)Purchase at price 0.43 per share.D2018-11-22Chief Executive Officer5k
Lucas (George Simon)Purchase at price 0.59 per share.D2018-10-09Chief Executive Officer2k
Lucas (George Simon)Purchase at price 0.60 per share.D2018-10-09Chief Executive Officer2k
Fay (Peter Anthony)Purchase at price 0.63 per share.D2018-10-04Independent Non-Executive Chairman50k
Lucas (George Simon)Purchase at price 0.67 per share.D2018-09-27Chief Executive Officer5k
Lucas (George Simon)Purchase at price 0.65 per share.D2018-09-26Chief Executive Officer5k
Lucas (George Simon)Purchase at price 0.67 per share.D2018-09-26Chief Executive Officer5k
Lucas (George Simon)Purchase at price 0.65 per share.D2018-09-14Chief Executive Officer5.1k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Raiz Invest Limited. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Raiz Invest Limited

Here is the result of two systematic investment strategies applied to Raiz Invest Limited. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Raiz Invest Limited

The following chart shows the equity curve of the two systematic investment strategies applied to Raiz Invest Limited:

Raiz Invest Limited automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 177.87% on the backtest period.

Performance at glance

Performance

177.87 %

Latent gain

2667.73 $

Invested capital

1499.83 $

Annualized return

63.98 %
Build your Trading System
Automated Trading using Prorealtime ebook

Momentum strategy results on Raiz Invest Limited

This is the result of two momentum investment strategies applied to Raiz Invest Limited. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Raiz Invest Limited

The following chart shows all the entries opened by the momentum investment system on Raiz Invest Limited:

Raiz Invest Limited momentum entries
  • The first momentum investment strategy would give 198.93% of return on Raiz Invest Limited. That represents 5468.99$ of latent gain with 2749.16$ of employed capital.
  • The second momentum investment strategy would give 184.47% of return on Raiz Invest Limited. That represents 3228.98$ of latent gain with 1750.41$ of employed capital.
Performance at glance (1Q Momentum)

Performance

198.93 %

Latent gain

5468.99 $

Invested capital

2749.16 $

Annualized return

160.05 %
Performance at glance (2Q Momentum)

Performance

184.47 %

Latent gain

3228.98 $

Invested capital

1750.41 $

Annualized return

80.2 %

Momentum equity curve on Raiz Invest Limited

The following chart shows the equity curve of the two momentum strategies applied to Raiz Invest Limited:

Raiz Invest Limited momentum equity

Note: the dividends potentially given by Raiz Invest Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Raiz Invest Limited

The following chart shows the employed capital evolution of the two momentum strategies on Raiz Invest Limited since the beginning:

Raiz Invest Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Raiz Invest Limited

Buy the dip entry openings on Raiz Invest Limited

Raiz Invest Limited

The performance achieved by the robo-advisor on Raiz Invest Limited is 124.84%. That represents 312.28$ of latent gain with 250.16$ of employed capital. The following chart shows Raiz Invest Limited stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Raiz Invest Limited, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

124.84 %

Latent gain

312.28 $

Invested capital

250.16 $

Annualized return

160.05 %

Equity curve of the strategy applied to Raiz Invest Limited

The following chart shows the result of the investment strategy applied to Raiz Invest Limited:

Raiz Invest Limited

Note: the dividends potentially given by Raiz Invest Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Raiz Invest Limited

The following chart shows the employed capital evolution since the beginning of the investment strategy on Raiz Invest Limited:

Raiz Invest Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Raiz Invest Limited

In this section, I will compare the three previous investment strategies applied to Raiz Invest Limited.

Equity curve comparison on Raiz Invest Limited

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Raiz Invest Limited investment strategy comparison

Employed capital comparison on Raiz Invest Limited

Raiz Invest Limited investment comparison

Performance comparison on Raiz Invest Limited

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 177.87% 2667.73$ 1499.83$ 63.98%
Momentum 1 quarter 198.93% 5468.99$ 2749.16$ 78.32%
Momentum 2 quarters 184.47% 3228.98$ 1750.41$ 80.2%
Non-directional 124.84% 312.28$ 250.16$ 160.05%
Annualized return comparison

Automatic investment

63.98 %

Momentum 1Q

80.2 %

Momentum 2Q

80.2 %

Non-directional

160.05 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Raiz Invest Limited:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Raiz Invest Limited and the other stocks. There may be false positives or some missing correlated stocks. If the price of Raiz Invest Limited does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Raiz Invest Limited
Country Australia
City Sydney
Address 2 Bulletin Place
Phone 61 13 0075 4748
Website www.raizinvest.com.au
FullTime employees
Industry Capital Markets
Sector Financial Services
Exchange XASX
Ticker RZI.XASX
Market www2.asx.com.au

Raiz Invest Limited ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown