Cash Converters International Limited chart

Last update: 2021-02-19
Key statistics and financials
Revenue per share 0.34
Dividend & Yield0.02$ (8.16%)
Beta 1.08
Market capitalization 150.61M
Operating cash flow -1.57M
ESG Scores unknown

Company description

Cash Converters International Limited operates as a franchisor of second-hand goods and financial services stores under the Cash Converters brand name. It operates through Franchise Operations, Store Operations, Personal Finance, and Vehicle Financing segments. The Franchise Operations segment engages in the sale of franchises for the retail sale of new and second-hand goods, as well as sale of master licenses for the development of franchises worldwide. The Store Operations segment is involved in the retail sale of new and second-hand goods, as well as in cash advance and pawnbroking operations through corporate owned stores in Australia. The Personal Finance segment provides personal loans; and Mon-E, which provides administration services for the Cash Converters network in Australia to offer small cash advance loans to customers. The Vehicle Financing segment provides motor vehicle financing services. As of August 30, 2021, it operated 693 stores, including 75 corporate and 618 franchise stores in 15 countries. Cash Converters International Limited was founded in 1984 and is headquartered in Perth, Australia.

Sector: Consumer Cyclical - Industry: Specialty Retail

Financial data

Financial Statements

Cashflow Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Change To Liabilities -2.12M -3.68M 9.49M -9.63M
Total Cashflows From Investing Activities -8.2M 7.72M -1.78M -6.45M
Net Borrowings 50.89M -35M -42.06M -26.11M
Total Cash From Financing Activities 88.86M -35M -43.56M -29.77M
Change To Operating Activities -3.98M -32.06M 50.35M -13.2M
Issuance Of Stock 37.97M 2.5M 2.5M 2.5M
Net Income 22.5M -1.69M -10.49M 16.2M
Change In Cash 59.42M -58.89M 25.45M -34.38M
Effect Of Exchange Rate 310k 176k 672k 157k
Total Cash From Operating Activities -21.55M -31.79M 70.11M 1.69M
Depreciation 3.97M 4.75M 11.74M 12.12M
Change To Account Receivables -47.61M
Other Cashflows From Financing Activities -1.5M -1.5M -1.5M
Change To Netincome -451k 1.52M 1.3M -471k
Capital Expenditures -2.74M -739k -1.21M -2.65M

Income Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Research Development
Income Before Tax 31.27M -2.37M -13.3M 17.08M
Net Income 22.5M -1.69M -10.49M 16.2M
Selling General Administrative 103.03M 103.83M 92.16M 87.18M
Gross Profit 154.78M 144.72M 155.24M 130.21M
Ebit
Operating Income 30.66M 19.44M 30.78M 16.17M
Interest Expense
Income Tax Expense 8.77M -674k -2.81M 884k
Total Revenue 249.52M 270.97M 249.41M 189.63M
Cost Of Revenue 94.74M 126.24M 94.17M 59.42M
Total Other Income ExpenseNet 608k -21.8M -44.08M 911.49k
Net Income From Continuing Ops 22.5M -1.69M -10.49M 16.2M
Net Income Applicable To Common Shares 22.5M -1.69M -10.49M 16.2M

Balance Sheet Statement 2018-06-30 2019-06-30 2020-06-30 2021-06-30
Total Liabilities 186.72M 147.39M 173.46M 158.15M
Total Stockholder Equity 322.41M 316.85M 306.37M 319.78M
Other Current Liabilities 1.34M 768k 11.06M 2.38M
Total Assets 509.13M 464.24M 479.83M 477.92M
Common Stock 248.71M 248.71M 248.71M 251.21M
Other Current Assets 6.83M 7.77M 1.5M 1.23M
Retained Earnings 66.69M 60.9M 50.59M 60.91M
Treasury Stock 7.01M 7.24M 7.07M 7.66M
Cash 139.99M 81.1M 106.55M 72.17M
Total Current Liabilities 165.87M 110.17M 98.91M 81.66M
Other Stockholder Equity 7.01M 7.24M 7.07M 7.66M
Property, Plant, and Equipment 9.14M 6.17M 55.15M 65.12M
Total Current Assets 347.46M 299.8M 270.33M 255.78M
Net Tangible Assets 185.29M 182.96M 178.03M 190.88M
Net Receivables 179.97M 190.56M 147.06M 158.25M
Accounts Payable 3.69M 2.01M 1.95M 1.32M


Insider Transactions

Here are the insider transactions of stock shares related to Cash Converters International Limited:

Filer Name Transaction Text Ownership Date Filer Relation Shares
Cumins (Peter)Bought at price 0.84 per share.D2012-10-19100k
Cumins (Peter)Bought at price 0.81 per share.D2012-09-05100k
Cooke (Mike)D2012-08-231.2M
Cooke (Mike)Sold at price 0.75 per share.D2012-08-231.2M
Cumins (Peter)D2012-08-234M
Day (Kenneth Ian)D2012-08-23100k
Groom (Ralph CPA)D2012-08-23115k
Osborne (Michael)D2012-08-2350k
Patrick (David)D2012-08-2385k
Cumins (Peter)Bought at price 0.46 per share.D2011-11-2227k
EZCORP, Inc.Bought at price 0.60 per share.D2010-05-2716.2M
Cooke (Mike)D2002-11-27298.04k
Taylor (Geoffrey Edwin Frisby)D2002-11-251M
Cooke (Mike)D2001-12-24
Cumins (Brian)D2001-12-24350k
Cumins (Peter)D2001-12-24643.42k
Taylor (Geoffrey Edwin Frisby)D2001-12-24
Webb (Reginald Paul)D2001-12-24
Cooke (Mike)D2001-06-30
Cumins (Brian)D2001-06-30
Cumins (Peter)D2001-06-30
Taylor (Geoffrey Edwin Frisby)D2001-06-30
Webb (Reginald Paul)D2001-06-30
Cooke (Mike)Bought at price 2.25 per share.D2001-06-19197.5k
Cumins (Peter)Bought at price 2.25 per share.D2001-06-19197.5k
Groom (Ralph CPA)Bought at price 0.03 per share.D2001-06-19253k
Cumins (Peter)Bought at price 2.90 per share.D2001-05-2462.07k
Cumins (Peter)Bought at price 3.80 per share.D2001-03-3021.58k
Cumins (Peter)Bought at price 5.50 per share.D2000-12-01180k
Cooke (Mike)Sold at price 7.00 per share.D2000-11-2714.33M
Cumins (Brian)Bought at price 7.00 per share.D2000-11-2728.66M
Cumins (Peter)D2000-11-2713.31M
Cumins (Peter)Sold at price 7.00 per share.D2000-11-2714.33M
Cumins (Peter)Bought at price 4.50 per share.D2000-11-22425k
Cooke (Mike)D2000-06-30
Cumins (Brian)D2000-06-30
Cumins (Peter)D2000-06-30
Taylor (Geoffrey Edwin Frisby)D2000-06-30
Webb (Reginald Paul)D2000-06-30
Cooke (Mike)Bought at price 10.00 per share.D2000-05-11100k
Cumins (Brian)Bought at price 0.28 per share.D1999-11-15121k
Taylor (Geoffrey Edwin Frisby)Bought at price 0.10 per share.D1998-09-09150k

Insider transaction explanations

Insider buying is the legal purchase of shares by a senior executive or director of a company. "Filer Name" corresponds to the name of the stock buyer or seller. "Transaction Text" describes the transaction. "Ownership" gives information about the transaction type. "Date" is the reported transaction date. "Filer Relation" gives the role of the insider in the company. "Shares" is the value of the transaction. You will find the complete description of the General Transaction Codes on the SEC dedicated page


Investment strategy backtesting

These are the result of three automatic investment systems applied to Cash Converters International Limited. You will find the performance of an systematic investment system, a momentum strategy, and a buy the dip trading strategy.


Systematic investment results on Cash Converters International Limited

Here is the result of two systematic investment strategies applied to Cash Converters International Limited. The first strategy automatically buys the first day of the month, and the second strategy buys the fifteenth day of the month.

Systematic investment equity curve on Cash Converters International Limited

The following chart shows the equity curve of the two systematic investment strategies applied to Cash Converters International Limited:

Cash Converters International Limited automated entries

The systematic investment strategy that buys the first day of the month would give a performance of 18.45% on the backtest period.

Performance at glance

Performance

18.45 %

Latent gain

415.07 $

Invested capital

2249.95 $

Annualized return

4.48 %
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Momentum strategy results on Cash Converters International Limited

This is the result of two momentum investment strategies applied to Cash Converters International Limited. The first strategy uses a momentum signal calculated on one quarter, and the second uses a momentum signal calculated on two quarters.

Momentum entry openings on Cash Converters International Limited

The following chart shows all the entries opened by the momentum investment system on Cash Converters International Limited:

Cash Converters International Limited momentum entries
  • The first momentum investment strategy would give 29.42% of return on Cash Converters International Limited. That represents 1029.81$ of latent gain with 3500.54$ of employed capital.
  • The second momentum investment strategy would give 40.52% of return on Cash Converters International Limited. That represents 1519.52$ of latent gain with 3750.31$ of employed capital.
Performance at glance (1Q Momentum)

Performance

29.42 %

Latent gain

1029.81 $

Invested capital

3500.54 $

Annualized return

21.03 %
Performance at glance (2Q Momentum)

Performance

40.52 %

Latent gain

1519.52 $

Invested capital

3750.31 $

Annualized return

11.13 %

Momentum equity curve on Cash Converters International Limited

The following chart shows the equity curve of the two momentum strategies applied to Cash Converters International Limited:

Cash Converters International Limited momentum equity

Note: the dividends potentially given by Cash Converters International Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Cash Converters International Limited

The following chart shows the employed capital evolution of the two momentum strategies on Cash Converters International Limited since the beginning:

Cash Converters International Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Buy the dip strategy result on Cash Converters International Limited

Buy the dip entry openings on Cash Converters International Limited

Cash Converters International Limited

The performance achieved by the robo-advisor on Cash Converters International Limited is 44.58%. That represents 334.37$ of latent gain with 749.96$ of employed capital. The following chart shows Cash Converters International Limited stock price with all the entries opened by the automated investment system.

Note: The blue line represents the weekly stock price of Cash Converters International Limited, and the green triangles represent the entry openings. The artificall robo-advisor needs at least 100 weeks of trading history to work.

Performance at glance

Performance

44.58 %

Latent gain

334.37 $

Invested capital

749.96 $

Annualized return

21.03 %

Equity curve of the strategy applied to Cash Converters International Limited

The following chart shows the result of the investment strategy applied to Cash Converters International Limited:

Cash Converters International Limited

Note: the dividends potentially given by Cash Converters International Limited are not integrated into the calculation of the equity curve neither the performance of the strategy. The integration of the dividends will be available soon.


Employed capital on Cash Converters International Limited

The following chart shows the employed capital evolution since the beginning of the investment strategy on Cash Converters International Limited:

Cash Converters International Limited

Note: the algorithm buys for a maximum of 250$ per entry. If the stock price is greater than 250$, the system buys only one stock per entry. The investment system stops automatically when the financial exposure reaches 10000$.


Investment strategies comparison on Cash Converters International Limited

In this section, I will compare the three previous investment strategies applied to Cash Converters International Limited.

Equity curve comparison on Cash Converters International Limited

The following chart shows the equity curve of the artificall advisor, the trend folowing and the automatic investment strategies:

Cash Converters International Limited investment strategy comparison

Employed capital comparison on Cash Converters International Limited

Cash Converters International Limited investment comparison

Performance comparison on Cash Converters International Limited

Strategy Latent Profit Growth Employed capital CAGR
Automatic investment 18.45% 415.07$ 2249.95$ 4.48%
Momentum 1 quarter 29.42% 1029.81$ 3500.54$ 7.58%
Momentum 2 quarters 40.52% 1519.52$ 3750.31$ 11.13%
Non-directional 44.58% 334.37$ 749.96$ 21.03%
Annualized return comparison

Automatic investment

4.48 %

Momentum 1Q

11.13 %

Momentum 2Q

11.13 %

Non-directional

21.03 %

Correlated stocks

Here are the most positively and negatively correlated stocks with Cash Converters International Limited:

Positive correlations

Most correlated stocks this year


Most correlated stocks last 3 months

Negative correlation

Most negatively correlated stocks this year


Most negatively correlated stocks last 3 months

Note: The algorithm computes the probability of correlation between Cash Converters International Limited and the other stocks. There may be false positives or some missing correlated stocks. If the price of Cash Converters International Limited does not vary for 36 weeks, the correlation calculation result will be wrong.


Company information

Company name Cash Converters International Limited
Country Australia
City Perth
Address 141 St Georges Terrace
Phone 61 8 9221 9111
Website www.cashconverters.com
FullTime employees
Industry Specialty Retail
Sector Consumer Cyclical
Exchange XASX
Ticker CCV.XASX
Market www2.asx.com.au

Cash Converters International Limited ESG Scores

Environment scores

Environment ESG Factors Scores
Environment Score 0
Peer Environment Performance unknown
Environment Percentile unknown
Palm Oil unknown
Nuclear unknown
Fur Leather unknown
GMO unknown
Coal unknown
Pesticides unknown
Animal Testing unknown

Social scores

Social ESG Factors Scores
Social Score 0
Peer Social Performance unknown
Social Percentile unknown
Highest Controversy unknown
Peer Highest Controversy Performance unknown
Adult unknown
Gambling unknown
Alcoholic unknown
Tobacco unknown
Catholic unknown
Controversial Weapons unknown
Small Arms unknown
Military Contract unknown
Peer Count unknown

Related Controversy:


Governance scores

Governance ESG Factors Scores
Governance Score 0
Peer Governance Performance unknown
Governance Percentile unknown

ESG at glance
Total ESG Scores: unknown
Environment Score: 0
Social Score: 0
Governance Score: 0

ESG Performance: unknown

Peer Group: unknown

Peer Esg Score Performance: unknown

Rating Year: unknown

Rating Month: unknown

Max Age: unknown

Percentile: unknown